Shares of PB Fintech gained 2.03% to trade at Rs 1,806.70 in Monday's session. The stock was among the top gainers on the Nifty Midcap 150 index at 12:31 pm.
Financial Performance
PB Fintech's consolidated financial performance shows the following trends:
Revenue
The company's quarterly revenue has shown consistent growth in recent periods. Revenue for the quarter-ending June 2025 stood at Rs 1,347.99 Crore, compared to Rs 1,010.49 Crore in June 2024. Annually, the revenue increased from Rs 3,437.68 Crore in 2024 to Rs 4,977.21 Crore in 2025.
Quarter
Revenue (Rs Crore)
Jun 2024
1,010.49
Sep 2024
1,167.23
Dec 2024
1,291.62
Mar 2025
1,507.87
Jun 2025
1,347.99
Year
Revenue (Rs Crore)
2021
886.66
2022
1,424.89
2023
2,557.85
2024
3,437.68
2025
4,977.21
Net Profit
The company's net profit has also seen a significant turnaround. The net profit for the quarter-ending June 2025 was Rs 83.20 Crore, compared to Rs 59.85 Crore in June 2024. The annual net profit improved from Rs 66.43 Crore in 2024 to Rs 352.90 Crore in 2025.
Quarter
Net Profit (Rs Crore)
Jun 2024
59.85
Sep 2024
50.57
Dec 2024
71.60
Mar 2025
170.88
Jun 2025
83.20
Year
Net Profit (Rs Crore)
2021
-150.24
2022
-832.87
2023
-487.77
2024
66.43
2025
352.90
Earnings Per Share (EPS)
The company's EPS has also improved significantly. The EPS for the quarter-ending June 2025 was Rs 1.85, compared to Rs 1.34 in June 2024. The annual EPS increased from Rs 1.50 in 2024 to Rs 7.77 in 2025.
Quarter
EPS
Jun 2024
1.34
Sep 2024
1.12
Dec 2024
1.57
Mar 2025
3.73
Jun 2025
1.85
Year
EPS
2021
-2,056.23
2022
-20.34
2023
-10.97
2024
1.50
2025
7.77
Standalone Financials
The standalone annual income statement shows that sales increased from Rs 103 in March 2022 to Rs 123 in March 2025. The net profit has also improved from a loss of Rs 299 in March 2022 to a profit of Rs 19 in March 2025.
Standalone (Annual)
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Sales
123
103
134
110
153
Other Income
56
114
194
252
258
Total Income
179
217
328
362
411
Total Expenditure
150
516
402
317
396
EBIT
28
-299
-73
44
15
Interest
1
1
0
0
0
Tax
8
0
0
8
1
Net Profit
19
-299
-74
36
13
Standalone Financials (Quarterly)
The standalone quarterly income statement shows that sales increased from Rs 30 in June 2024 to Rs 40 in June 2025. The net profit has also improved from a profit of Rs 9 in June 2024 to a profit of Rs 7 in June 2025.
Standalone (Quarterly)
Jun 2025
Mar 2025
Dec 2024
Sep 2024
Jun 2024
Sales
40
37
38
46
30
Other Income
62
67
65
63
56
Total Income
92
105
104
110
96
Total Expenditure
80
98
86
131
88
EBIT
11
6
18
-21
8
Interest
0
0
0
0
0
Tax
1
0
4
-5
0
Net Profit
9
5
13
-15
7
Balance Sheet
The standalone balance sheet shows that total assets increased from Rs 2,998 in March 2021 to Rs 8,059 in March 2025.
Balance Sheet
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Share Capital
91
90
90
89
0
Reserves & Surplus
7,865
7,639
7,272
6,804
2,939
Current Liabilities
99
72
16
18
43
Other Liabilities
2
3
7
11
15
Total Liabilities
8,059
7,805
7,387
6,924
2,998
Fixed Assets
2
5
8
11
15
Current Assets
2,043
2,869
2,189
4,677
1,811
Other Assets
6,013
4,930
5,189
2,235
1,171
Total Assets
8,059
7,805
7,387
6,924
2,998
Contingent Liabilities
0
89
68
25
26
Cash Flow
The standalone cash flow statement shows that net cash flow increased from -Rs 436 in March 2021 to Rs 210 in March 2025.
Cash Flow
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operating Activities
-102
42
-4
-56
70
Investing Activities
315
95
-179
-3,748
-1,282
Financing Activities
-2
-3
-3
3,641
776
Others
0
0
0
0
0
Net Cash Flow
210
134
-188
-163
-436
Key Ratios
Key financial ratios for PB Fintech show a P/E ratio of 5299.17 and a P/B ratio of 9.17 as of March 2025. The company reported a debt-to-equity ratio of 0.00 as of the year-ending March 2025.
The company made several announcements, including disclosures under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and grants of stock options under the PB Fintech Employees Stock Option Plan 2021.
With the stock's last traded price at Rs 1,806.70, PB Fintech has seen a gain during today's session and is among top gainers on Nifty Midcap 150.
