Shares of Bajaj Finance were trading flat in Wednesday's session, with the stock currently priced at Rs 852.65. At 10:40 am, the stock touched a day's high of Rs 858.90 and a day's low of Rs 849.40. The stock is part of the Nifty 50 index.
Financial Performance:
The consolidated revenue for Bajaj Finance has shown consistent growth over the past few quarters. The revenue for the quarter-ending June 2025 stood at Rs 19,523.88 Crore, a notable increase from Rs 16,098.67 Crore in the quarter-ending June 2024. Similarly, the net profit for the quarter-ending June 2025 was Rs 4,764.55 Crore, up from Rs 3,909.46 Crore in the corresponding quarter of the previous year.
On an annual basis, the company's financial performance has also been robust. The consolidated revenue for the year-ending March 2025 reached Rs 69,683.51 Crore, compared to Rs 54,969.49 Crore for the year-ending March 2024. The net profit for the year-ending March 2025 was Rs 16,761.67 Crore, an increase from Rs 14,443.53 Crore in the previous year.
Here's a detailed look at Bajaj Finance's financial performance:
| Particulars | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 16,098.67 Crore | Rs 17,090.27 Crore | Rs 18,035.11 Crore | Rs 18,456.85 Crore | Rs 19,523.88 Crore |
| Net Profit | Rs 3,909.46 Crore | Rs 4,010.29 Crore | Rs 4,305.17 Crore | Rs 4,536.75 Crore | Rs 4,764.55 Crore |
| EPS | 63.28 | 64.66 | 68.63 | 72.35 | 7.57 |
| Particulars | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 26,668.10 Crore | Rs 31,632.42 Crore | Rs 41,397.38 Crore | Rs 54,969.49 Crore | Rs 69,683.51 Crore |
| Net Profit | Rs 4,419.82 Crore | Rs 7,028.23 Crore | Rs 11,506.02 Crore | Rs 14,443.53 Crore | Rs 16,761.67 Crore |
| EPS | 73.58 | 116.64 | 190.53 | 236.89 | 268.94 |
| BVPS | 613.67 | 724.56 | 899.53 | 1,241.03 | 1,557.43 |
| ROE | 11.97 | 16.07 | 21.16 | 18.84 | 17.20 |
| Debt to Equity | 3.57 | 3.78 | 3.99 | 3.82 | 3.74 |
Income Statement:
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Sales | 69,683 | 54,969 | 41,397 | 31,632 | 26,668 |
| Other Income | 41 | 13 | 8 | 7 | 14 |
| Total Income | 69,724 | 54,982 | 41,405 | 31,640 | 26,683 |
| Total Expenditure | 22,892 | 16,955 | 13,319 | 12,388 | 11,276 |
| EBIT | 46,832 | 38,026 | 28,086 | 19,252 | 15,406 |
| Interest | 24,770 | 18,724 | 12,559 | 9,748 | 9,414 |
| Tax | 5,300 | 4,858 | 4,020 | 2,475 | 1,572 |
| Net Profit | 16,761 | 14,443 | 11,506 | 7,028 | 4,419 |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Operating Activities | -68,154 | -72,760 | -42,140 | -37,028 | -880 |
| Investing Activities | -2,765 | -7,171 | -10,365 | 6,346 | -428 |
| Financing Activities | 70,527 | 82,415 | 50,674 | 32,239 | 1,826 |
| Others | 0 | 0 | 0 | 0 | 0 |
| Net Cash Flow | -392 | 2,483 | -1,830 | 1,557 | 516 |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Share Capital | 124 | 123 | 120 | 120 | 120 |
| Reserves & Surplus | 96,568 | 76,274 | 53,695 | 43,194 | 36,494 |
| Current Liabilities | 366,042 | 298,020 | 220,095 | 167,993 | 133,783 |
| Other Liabilities | 3,391 | 1,322 | 1,316 | 1,196 | 1,128 |
| Total Liabilities | 466,126 | 375,741 | 275,228 | 212,505 | 171,526 |
| Fixed Assets | 3,818 | 3,290 | 2,384 | 1,747 | 1,363 |
| Current Assets | 460,437 | 370,991 | 271,593 | 209,458 | 168,904 |
| Other Assets | 1,871 | 1,460 | 1,250 | 1,299 | 1,259 |
| Total Assets | 466,126 | 375,741 | 275,228 | 212,505 | 171,526 |
| Contingent Liabilities | 8,861 | 8,696 | 9,587 | 7,649 | 5,238 |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Basic EPS (Rs.) | 268.94 | 236.89 | 190.53 | 116.64 | 73.58 |
| Diluted Eps (Rs.) | 268.94 | 235.98 | 189.57 | 115.79 | 73.00 |
| Book Value /Share (Rs.) | 1,557.43 | 1,241.03 | 899.53 | 724.56 | 613.67 |
| Dividend/Share (Rs.) | 56.00 | 36.00 | 30.00 | 20.00 | 10.00 |
| Face Value | 2 | 2 | 2 | 2 | 2 |
| Gross Profit Margin (%) | 68.47 | 70.42 | 69.01 | 62.07 | 58.99 |
| Operating Margin (%) | 67.20 | 69.17 | 67.84 | 60.86 | 57.77 |
| Net Profit Margin (%) | 24.05 | 26.27 | 27.79 | 22.21 | 16.57 |
| Return on Equity (%) | 17.20 | 18.84 | 21.16 | 16.07 | 11.97 |
| ROCE (%) | 46.79 | 48.92 | 50.94 | 43.25 | 40.81 |
| Return On Assets (%) | 3.56 | 3.84 | 4.18 | 3.30 | 2.57 |
| Current Ratio (X) | 1.26 | 1.24 | 1.23 | 1.25 | 1.26 |
| Quick Ratio (X) | 1.26 | 1.24 | 1.23 | 1.25 | 1.26 |
| Debt to Equity (x) | 3.74 | 3.82 | 3.99 | 3.78 | 3.57 |
| Interest Coverage (X) | 1.93 | 2.07 | 2.27 | 2.01 | 1.67 |
| Asset Turnover Ratio (%) | 0.17 | 0.17 | 0.17 | 0.16 | 0.16 |
| Inventory Turnover Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3 Yr CAGR Sales (%) | 48.42 | 43.57 | 25.29 | 30.81 | 40.85 |
| 3 Yr CAGR Net Profit (%) | 54.43 | 80.77 | 47.85 | 32.64 | 28.56 |
| P/E (x) | 3.33 | 3.06 | 2.95 | 6.22 | 7.00 |
| P/B (x) | 5.75 | 5.83 | 6.24 | 10.02 | 8.39 |
| EV/EBITDA (x) | 18.98 | 18.86 | 19.31 | 30.53 | 27.92 |
| P/S (x) | 7.97 | 8.14 | 8.20 | 13.84 | 11.62 |
Bajaj Finance has announced several corporate actions, including newspaper publications regarding the special window for re-lodgement of transfer deeds. Moody's Ratings assigned the company a new rating of "Baa3 Corporate Family Rating (CFR) with outlook as Stable" on August 4, 2025.
The company has also announced dividends. On April 30, 2025, a final dividend of Rs 44 per share (2200%) was announced, effective May 30, 2025. A special dividend of Rs 12 per share (600%) was announced on April 29, 2025, effective May 9, 2025.
Additionally, Bajaj Finance announced a bonus issue with a ratio of 4:1, with the ex-bonus date and record date set for June 16, 2025. A stock split was also announced on April 29, 2025, with the old face value of Rs 2 being split into a new face value of Rs 1, with the ex-split and record date on June 16, 2025.
Moneycontrol analysis indicates very bearish sentiment on the stock as of August 13, 2025.
With the stock currently trading near Rs 852.65, Bajaj Finance's stock performance reflects mixed investor sentiment amid recent financial announcements and corporate actions.
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