Banks

India’s western, southern regions contribute 54% deposits of banks as of March 31, 2025, shows RBI data

On the credit front too, Southern and Western regions received more credit from banks in 2025.

RBI injects Rs 50,000 crore liquidity in banking system via OMO purchase

The central bank received bids worth Rs 1,11,615 crore crore at auction for seven securities, but accepted only Rs 50,000 crore. These funds will be injected to the banking system as a durable liquidity.

Yes Bank board opts against retail head’s continuance, no clarity on CEO’s term

SMBC may exercise its say in CEO appointment at the bank; likely to recommend a person from within the group.

Andhra, Uttar Pradesh, Karnataka emerge as top states in bank credit to agriculture in FY25

Among the regions, the major credit to the agriculture have gone to the southern region of Rs 11.46 lakh crore. Northern region received bank credit to agriculture of Rs 3.98 lakh crore, followed by Rs 3,76 lakh crore to the central region.

Why the push for inbuilt air travel insurance is gaining traction amidst the IndiGo crisis

The inbuilt travel insurance framework was reportedly stalled due to implementation complexities is now reviving momentum again

JP Morgan gets RBI nod for a branch in Pune

JP Morgan already has branches in Mumbai, New Delhi and Bengaluru's Devanahalli

RBI Guv Malhotra: Blessed with best inflation, marred by worst INR depreciation

Malhotra, who took charge as RBI Governor on December 11, 2024, has overseen a 5.71% slide in the rupee during his first year in office, marking the Indian currency as the worst performer among its Asian peers.

Indian benchmark bond yield surges to 6.63%, highest level in current financial year

In the last one week, the bond yields have gone up by around 10 basis points (Bps). This is despite the 25 basis points (Bps) rate cut by the Reserve Bank of India (RBI) in the December monetary policy.

Digital now accounts for 25% of business, says SMFG India Credit

The shadow bank's digital book, which tracked assets worth Rs 15,000 crore as of September, grew at an annual rate of 45% over the past two years

Open to strategic investor at right price, will help fast forward growth, says DCB CEO Praveen Kutty

With capital buffers strong, MD & CEO Praveen tells Moneycontrol that focus is on operational efficiency while keeping the door open for strategic investors but at the right valuation

PSU banks outperform on return: Higher profit, cleaner books fuel 2025 surge

The sharp rally in PSU bank stocks earlier this year cooled off after the government clarified it had no plans to raise the foreign direct investment (FDI) limit in state-run banks from 20 percent to 49 percent.

SBI General targeting up to 8% improvement in combined ratio, says CEO Naveen Chandra Jha

The insurer’s bottom line has taken a 2–3 percent hit after individual and health insurance premiums were exempt from GST but effect is short term and manageable, the CEO tells Moneycontrol

Generali Central Life to enter pension segment by Q4 FY26, says CEO Alok Rungta

'Pension is a segment where we are not present today and the opportunity is huge. People need to plan and fund their retirement more proactively than in the past, CEO Alok Rungta tells Moneycontrol

PFC, SIDBI pull bond issues as investors demand high coupon

The yield on the government bond has climbed in the past few sessions, tracking movements in OIS and global bond yields

Insurance premiums log FY26’s biggest jump in November as GST exemption lifts demand

Despite November’s exceptional numbers, the cumulative data for the fiscal offers a more sombre picture. In April-November, life insurers’ NBP grew 9.8 percent YoY

Economists expect RBI to cut rates in February too amid lower inflation projection

On December 5, the central bank cut repo rate by 25 basis points to 5.25 percent after keeping rates unchanged for two times in a row

Bajaj Finance AUM to cross Rs 5 lakh cr in FY26, catching up with private banks’ total assets

If Bajaj Finance crosses the Rs 5 lakh crore milestone in FY26 as guided, it would firmly place itself alongside India’s mid-tier private banks, reinforcing its status as one of the country’s largest non-bank financial institutions.

Bloomberg may include India bonds in global index on April 1, 2026; $20–25 billion inflows seen

A meeting to take a final call on the inclusion is scheduled for January 14, 2026, after which Bloomberg is expected to formally communicate its decision.

Rupee opens 5 paise down at 90.14 against the dollar on FPIs outflows

According to Bloomberg data, the rupee still remains the worst performing currency in Asia after the Indonesian rupiah and the Philippine peso

RBI to conduct $5 billion USD/INR buy/sell swap auction on December 16

As per estimates by the experts, this auction will approximately inject Rs 45,000 crore liquidity to the banking system.

Bajaj Finance to disburse Rs 5,300 crore loans via voice bots

To accelerate growth momentum, the company needs to shift from product-centric to a customer-centric strategy, it has said

Will USD/INR Buy/Sell swap help battle a turbulent rupee?

The local currency hit the all time low in this week and crossed 90-mark against the US dollar on persistent equity outflows and uncertainty around the India-US trade deal.

RBI MPC Analysis: Forget Rupee, focus on growth - the straight message from RBI Governor

Loans are set to get cheaper once again, which signals that banks are expected to play a pivotal role in lifting domestic growth, just like they did post pandemic. Is the market dynamics in favour of a quality credit growth; that’s the challenge ahead.

RBI factored in rupee’s current level while making CPI inflation projections, says Governor Sanjay Malhotra

The central bank revised down the CPI inflation by 60 basis points (Bps) for FY26 to 2 percent from 2.6 percent projected earlier.