Tepid loan demand, compressed margins to drag banks' Q2 results
Jefferies estimates profits of large banks will fall 12% year-on-year, after posting an 8% growth in the year-ago quarter and a marginal 2% growth in the June quarter
OPINION | Risk-based premium for deposit insurance provides banks with the right set of incentives
The move will reward safer banks with lower insurance cost and, thereby, foster a more robust banking system. On the flipside, increased cost burden on weaker banks may also make it harder for them to compete
Regulatory framework in India completely in sync with time, says KV Kamath
Comparing India’s regulatory readiness with global peers, Kamath said that the country now stands among the world’s most adaptive jurisdictions.
OPINION | RBI's October 2025 Policy Shift: Bold regulatory reforms for a resilient future
The RBI’s October 2025 policy overhaul focuses on price stability, strengthened Basel norms, AI regulation, and revamped credit frameworks. This shift aims to enhance financial resilience, encourage innovation, and sustain growth
The populist shadow hanging over central banks and QE
The massive bond purchases are being unwound at a time of fierce political criticism of the monetary authorities. The controversy could limit options in future crises
Canara HSBC Life banks on new agency, digital channels for next leg of growth amid IPO launch
No fresh fund infusion planned; insurer to fund expansion through internal accruals, says CEO Anuj Mathur
RBI's loan risk weight cuts to free up bank capital for lending, say analysts
Changes to expected credit loss framework will promote prudent lending and efficient capital use, said Motilal Oswal
RBI supersedes board of Irinjalakuda Town Co-operative Bank, appoints administrator
According to the RBI, the action was “necessitated due to certain material concerns emanating from continued poor financial condition and governance standards observed in the bank.”
On track to complete PSU banks divestment via OFS by FY26, says DFS Secretary
On September 16, Nagaraju had said that there is no proposal to government stake below 51 percent and government to remain majority shareholder.
Financial AI applications must be designed in such a way to avoid inadvertent destabilisation of markets: RBI DG
T Rabi Sankar said that through planning and guidance, and structured engagement with industry, the RBI aims to foster an ecosystem where people can be aware of the security of the fact that people are in danger and the RBI has always fostered innovation with guidance, with good guardrails.
Glimmer of festive cheer in early Q2 metrics of lenders, but risks remain
Deposit growth has decelerated in Q2 for banks.
Insurance agents & associations likely to take up GST issue with IRDAI, Finance Ministry
While strict cost caps has forced private insurers to pass GST burden to agents, PSUs like LIC, New India Assurance, Oriental and United India have decided to absorb loss
IndusInd's loan book shrinks, Yes Bank slowdown contrasts private peers' strong deposit growth in Q2
The deposit growth of the private banks remained in the range of 7.1-15.1 percent year-on-year in Q2FY26, higher than 9.28-12.13 percent growth registered by state-owned lenders.
IndusInd Bank hires former Yes Bank executive Pankaj Sharma as head of business transformation
Pankaj Sharma is seen as taking over from Anil Rao, the current head of operations at IndusInd Bank. Anil Rao is set to superannuate in a few weeks and may not to seek an extended tenure.
Rupee opens 4 paise higher at 88.74/USD on support from IPO inflows
The local currency opened at 88.74 against the US dollar, as compared to 88.7825 against the greenback at the previous close.
OPINION | Vault Matters: Big-ticket corporate loans return, but stress lurks
With India Inc’s financial health at its best and loan growth remaining anemic despite efforts, the regulatory nudge towards big-ticket corporate loans is understandable. But who will lend in this cycle and more importantly, what happens to cautious lending are key questions ahead of the sector.
Faster cheque clearance from tomorrow: Here is what you need to know
From October 4, banks will clear cheques the same day, enhancing payment security and speed
Chart of the Day: NBFCs' faster loan growth hits policy transmission
Non-bank lenders do not have access to cheap source of funds
Abu Dhabi's IHC invests $1 billion for controlling stake in Sammaan Capital in a bet on India's housing finance space
The investment has been carried out through IHC's affiliate Avenir Investment RSC, which will be subscribing to 330 million equity shares and 306.7 million convertible warrants at Rs 139 each.
RBI Policy: Details of measures announced to promote ease of doing business
These measures include consolidation of large number of circulars and directions of the RBI, measures related to strengthen export sector, and review of restrictions on transaction accounts.
Dovish Pause: prudence amidst uncertainty
The statement clearly articulated that the current macroeconomic conditions and the outlook have opened up policy space for further supporting growth.
RBI MPC Analysis: It’s a pro-banks, pro-India Inc economic policy
Even if devil lies in details, many demands of the banking sector have been granted in one stroke of the wand. Over the next 3 – 5 years, some of the regulatory decluttering can go a long way in reshaping the business of banking.
RBI permits balances in Special Rupee Vostro Account to invest in corporate bonds, commercial papers
The RBI’s Monetary Policy Committee (MPC) decided to keep the benchmark repo rate unchanged at 5.5 percent on October 1, second time in a row.
RBI to introduce principle-based framework for NBFCs to rationalise risk weights on operational infrastructure projects
The RBI’s Monetary Policy Committee (MPC) decided to keep the benchmark repo rate unchanged at 5.5 percent on October 1, second time in a row.
