UTI Medium Duration Fund - Direct Plan - IDCW - Monthly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 17 (Category Avg - 42.54) | Modified Duration 3.49 Years (Category Avg - 3.43)| Yield to Maturity 6.99% (Category Avg - 7.26%)

Portfolio Summary (as on 31st Oct,2025)

Category - Medium Duration Fund

Category - Medium Duration Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			67.40	16.57%	6.50 Cr
Bond - Govt of India	GOI	Other			41.57	10.22%	4.00 Cr
Bond - Govt of India	GOI	Other			31.55	7.76%	3.05 Cr
Bond - Govt of India	GOI	Other			30.14	7.41%	3.00 Cr
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	30.10	7.40%	300.00
Bond - Govt of India	GOI	Other			25.80	6.34%	2.50 Cr
Bond - Shivshakti Securitisation Trust	PTC	Ptc	AAA	CRISIL	20.25	4.98%	2.00
Bond - Aditya Birla Real Estate Ltd.	NCD & Bonds	Paper & paper products	AA	CRISIL	20.05	4.93%	200.00
Bond - Tata Motors Ltd.	NCD & Bonds	Passenger cars & utility vehicles	AA+	CRISIL	20.01	4.92%	20.00
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	15.16	3.73%	15.00 k
Bond - Aditya Birla Renewables Ltd.	NCD & Bonds	Power generation	AA	CRISIL	10.16	2.50%	100.00
Bond - Eris Lifesciences Ltd.	NCD & Bonds	Pharmaceuticals	AA	FITCH	10.15	2.50%	100.00
Bond - Eris Lifesciences Ltd.	NCD & Bonds	Pharmaceuticals	AA	FITCH	10.11	2.49%	100.00
Bond - Aditya Birla Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	10.08	2.48%	10.00 k
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	FITCH	10.04	2.47%	100.00
Bond - Piramal Capital and Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAA	ICRA	9.24	2.27%	12.32 k
Bond - Avanse Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA-	CRISIL	5.03	1.24%	50.00