UTI Liquid Fund - Discontinued Plan - IDCW - Periodic

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 126 (Category Avg - 67.49) | Modified Duration 0.12 Years (Category Avg - 0.12)| Yield to Maturity 6.01% (Category Avg - 5.98%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	1.52%	1.14%
CD	37.66%	35.50%
T-Bills	15.81%	17.24%
CP	41.40%	36.85%
NCD & Bonds	1.56%	4.30%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	17.33%	18.37%
Low Risk	80.62%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			11304.65	3.91%	1,139.51
Bond - T-Bill	T-Bills	Other			8809.42	3.05%	887.09
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	7658.73	2.65%	770.00
Bond - T-Bill	T-Bills	Other			7425.16	2.57%	750.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	6205.04	2.15%	625.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	5983.66	2.07%	600.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	5703.03	1.97%	575.00
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	5210.68	1.80%	525.00
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	4989.31	1.73%	500.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	4986.39	1.73%	500.00
Bond - Indian Overseas Bank	CD	Public sector bank	PR1+	CARE	4957.59	1.72%	500.00
Bond - T-Bill	T-Bills	Other			4954.47	1.72%	500.00
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	4940.27	1.71%	500.00
Bond - Power Finance Corporation Ltd.	CP	Financial institution	P1+	CRISIL	4468.03	1.55%	450.00
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	4465.06	1.55%	450.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	4450.74	1.54%	450.00
Bond - T-Bill	T-Bills	Other			4378.55	1.52%	440.00
Bond - T-Bill	T-Bills	Other			4308.62	1.49%	433.42
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	4198.24	1.45%	425.00
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	A1+	ICRA	3969.66	1.37%	400.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	3779.74	1.31%	380.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	3485.47	1.21%	350.00
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	3481.61	1.21%	350.00
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	3470.02	1.20%	350.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	3461.11	1.20%	350.00
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	3357.91	1.16%	340.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	3232.09	1.12%	325.00
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	2959.32	1.02%	300.00
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	2802.22	0.97%	2.80 k
Bond - T-Bill	T-Bills	Other			2498.11	0.86%	250.00
Bond - L&T Metro Rail (Hyderabad) Ltd.	CP	Civil construction	P1+	CRISIL	2494.70	0.86%	250.00
Bond - DCB Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2493.20	0.86%	250.00
Bond - National Thermal Power Corporation Ltd.	CP	Power generation	P1+	CRISIL	2487.09	0.86%	250.00
Bond - Karur Vysya Bank Ltd	CD	Private sector bank	A1+	ICRA	2486.34	0.86%	250.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	2485.06	0.86%	250.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2484.02	0.86%	250.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	2483.53	0.86%	250.00
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	2483.36	0.86%	250.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	2481.45	0.86%	250.00
Bond - Godrej Consumer Products Ltd	CP	Personal care	P1+	CRISIL	2479.11	0.86%	250.00
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	2478.41	0.86%	250.00
Bond - Hindalco Industries Ltd.	CP	Aluminium	P1+	CRISIL	2468.75	0.85%	250.00
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	2237.78	0.77%	225.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2237.76	0.77%	225.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	2233.15	0.77%	225.00
Bond - Can Fin Homes Ltd.	CP	Housing finance company	A1+	ICRA	1996.28	0.69%	200.00
Bond - Piramal Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1995.90	0.69%	200.00
Bond - Hindustan Zinc Ltd.	CP	Zinc	P1+	CRISIL	1993.36	0.69%	200.00
Bond - Piramal Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1993.22	0.69%	200.00
Bond - IGH Holdings Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1992.66	0.69%	200.00
Bond - Tata Projects Ltd.	CP	Civil construction	P1+	CRISIL	1990.94	0.69%	200.00
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	1989.62	0.69%	200.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1989.44	0.69%	200.00
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	1988.67	0.69%	200.00
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	1986.69	0.69%	200.00
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1986.21	0.69%	200.00
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1984.22	0.69%	200.00
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1981.44	0.69%	200.00
Bond - T-Bill	T-Bills	Other			1998.49	0.69%	200.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	1977.91	0.68%	200.00
Bond - Network 18 Media & Invst. Ltd.	CP	Media & entertainment	PR1+	CARE	1975.78	0.68%	200.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1972.69	0.68%	200.00
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	1971.59	0.68%	200.00
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	1745.50	0.60%	175.00
Bond - Redington Ltd.	CP	Trading & distributors	P1+	CRISIL	1738.02	0.60%	175.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1735.79	0.60%	175.00
Bond - Shree Cement Ltd.	CP	Cement & cement products	P1+	CRISIL	1735.39	0.60%	175.00
Bond - 360 One Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1495.14	0.52%	150.00
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1491.24	0.52%	150.00
Bond - Hero Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1490.90	0.52%	150.00
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1489.22	0.52%	150.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1488.53	0.52%	150.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1488.15	0.52%	150.00
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1479.69	0.51%	150.00
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	1478.82	0.51%	150.00
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	1475.74	0.51%	150.00
Bond - Govt of India	GOI	Other			1453.87	0.50%	145.00
Bond - Govt of India	GOI	Other			1403.71	0.49%	140.00
Bond - Tata Teleservices (Maharashtra) Ltd.	CP	Telecom - cellular & fixed line services	P1+	CRISIL	1340.91	0.46%	135.00
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1247.85	0.43%	125.00
Bond - ICICI Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1247.42	0.43%	125.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	1246.81	0.43%	125.00
Bond - Poonawalla Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1244.69	0.43%	125.00
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1243.41	0.43%	125.00
Bond - Angel One Ltd.	CP	Stockbroking & allied	A1+	ICRA	1230.76	0.43%	125.00
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	1251.79	0.43%	1.25 k
Bond - Govt of India	GOI	Other			1059.82	0.37%	106.69
Bond - Tata Teleservices (Maharashtra) Ltd.	CP	Telecom - cellular & fixed line services	P1+	CRISIL	1046.93	0.36%	105.00
Bond - Deutsche Investments India Pvt. Ltd.	CP	Investment company	P1+	CRISIL	999.66	0.35%	100.00
Bond - Aditya Birla Money Ltd.	CP	Stockbroking & allied	P1+	CRISIL	998.38	0.35%	100.00
Bond - Poonawalla Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	997.91	0.35%	100.00
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	996.87	0.35%	100.00
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	996.69	0.35%	100.00
Bond - Godrej Finance Ltd.	CP	Financial services	P1+	CRISIL	996.49	0.34%	100.00
Bond - Ceat Ltd.	CP	Tyres & rubber products	F1+	FITCH	995.47	0.34%	100.00
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	995.13	0.34%	100.00
Bond - Tata Projects Ltd.	CP	Civil construction	P1+	CRISIL	994.28	0.34%	100.00
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	A1+	ICRA	993.11	0.34%	100.00
Bond - Fedbank Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	992.95	0.34%	100.00
Bond - Pilani Investment & Industries Corporation Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	992.66	0.34%	100.00
Bond - Union Bank Of India	CD	Public sector bank	PR1+	CARE	991.88	0.34%	100.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	988.09	0.34%	100.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	987.20	0.34%	100.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	987.00	0.34%	100.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	986.84	0.34%	100.00
Bond - Infina Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	986.11	0.34%	100.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	985.74	0.34%	100.00
Bond - Infina Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	985.74	0.34%	100.00
Bond - Hsbc Investdirect Financial Services India Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	748.82	0.26%	75.00 Cr
Bond - Nuvoco Vistas Corporation Ltd.	CP	Cement & cement products	P1+	CRISIL	747.91	0.26%	75.00 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	745.90	0.26%	75.00 Cr
Bond - Tata Projects Ltd.	CP	Civil construction	P1+	CRISIL	744.83	0.26%	75.00 Cr
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	743.68	0.26%	75.00 Cr
Bond - Godrej Industries Ltd	CP	Animal feed	P1+	CRISIL	741.01	0.26%	75.00 Cr
Bond - Hsbc Investdirect Financial Services India Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	598.17	0.21%	60.00 Cr
Bond - Hindustan Zinc Ltd.	CP	Zinc	P1+	CRISIL	499.75	0.17%	50.00 Cr
Bond - Hero Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	498.86	0.17%	50.00 Cr
Bond - Standard Chartered Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	498.85	0.17%	50.00 Cr
Bond - Fedbank Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	498.11	0.17%	50.00 Cr
Bond - IGH Holdings Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	496.95	0.17%	50.00 Cr
Bond - IGH Holdings Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	496.49	0.17%	50.00 Cr
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	450.63	0.16%	4.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	447.67	0.15%	45.00 Cr
Bond - Govt of India	GOI	Other			401.07	0.14%	40.00 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	249.76	0.09%	25.00 Cr
Bond - Govt of India	GOI	Other			50.08	0.02%	5.00 Cr