UTI Balanced Advantage Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Scheme Objective

The scheme intends to provide long-term capital appreciation and income by investing in a dynamically managed portfolio of equity and debt instruments.

Scheme Details

Fund manager(s) – Anurag Mittal , Sachin Trivedi
Launch date – 10-Aug-2023
Expense ratio – 1.9% as declared on 31-Jul-2025 (category average is 1.95%)
Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

UTI Balanced Advantage Fund - Regular Plan - Growth charges 1.0% of sell value; if fund sold before 90 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

3003.72

0.00

0.00%

Jul - 2025	3003.72	0.00%
Jun - 2025	3035.69	0.00%
May - 2025	2959.03	0.00%
Apr - 2025	2945.08	0.00%
Mar - 2025	2874.36	0.00%
Feb - 2025	2792.00	0.00%
Jan - 2025	2921.21	0.00%

2024

2960.77

0.00

0.00%

Dec - 2024	2960.77	0.00	0.00%
Nov - 2024	3002.63	0.00	0.00%
Oct - 2024	2977.66	0.00	0.00%
Sep - 2024	3077.83	0.00	0.00%
Aug - 2024	3036.71	0.00	0.00%
Jul - 2024	3038.11	0.00	0.00%
Jun - 2024	2960.67	0.00	0.00%
May - 2024	2864.65	261663.35	1.09%
Apr - 2024	2826.26	257500.49	1.10%
Mar - 2024	2748.61	250603.06	1.10%
Feb - 2024	2703.71	246673.49	1.10%
Jan - 2024	2654.37	241918.12	1.10%

2023

2624.26

235254.77

1.12%

Dec - 2023	2624.26	235254.77	1.12%
Nov - 2023	2494.95	223228.20	1.12%
Oct - 2023	2376.53	213242.44	1.11%
Sep - 2023	2382.57	215085.84	1.11%
Aug - 2023	2296.83	210094.37	1.09%
Jul - 2023	0.00	206401.62	0.00%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

UTI Asset Management Co. Pvt. Ltd.

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai 400051
Tel no.: 022-66786666
Fax no.: 022-66786503/66786578
Website.: www.utimf.com

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hunch
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16 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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shravanashok
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31 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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2 days ago

Maximise Your Portfolio with a High-Yield Secured Opportunity Electronica Finance Limited – 2029 Bonds are now listed on The Fixed Income. ✔️ Coupon: 13.00% p.a. ✔️ Rating: India Ratings A Stable ✔️ Tenor: 3 years 9 months (Maturity: Jun 28, 2029) ✔️ NBFC Bond | Senior Secured | High Return | Listed Step into a secured NBFC bond backed by strong ratings and double-digit returns, designed for investors aiming for growth with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dUJHdVpRPT0=/1300-electronica-finance-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Maximise Your Portfolio with a High-Yield Secured Opportunity Electronica Finance Limited – 2029 Bonds are now listed on The Fixed Income. ✔️ Coupon: 13.00% p.a. ✔️ Rating: India Ratings A Stable ✔️ Tenor: 3 years 9 months (Maturity: Jun 28, 2029) ✔️ NBFC Bond | Senior Secured | High Return | Listed Step into a secured NBFC bond backed by strong ratings and double-digit returns, designed for investors aiming for growth with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dUJHdVpRPT0=/1300-electronica-finance-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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81 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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Progrowth Finwealth
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82 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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88 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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