Union Dynamic Bond Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 9 (Category Avg - 29.64) | Modified Duration 9.99 Years (Category Avg - 6.18)| Yield to Maturity 7.06% (Category Avg - 6.84%)

Portfolio Summary (as on 31st Oct,2025)

Category - Dynamic Bond Fund

Category - Dynamic Bond Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			360.78	34.10%	38.00 Cr
Bond - Govt of India	GOI	Other			196.08	18.54%	20.00 Cr
Bond - Govt of India	GOI	Other			100.29	9.48%	10.00 Cr
Bond - Govt of India	GOI	Other			100.21	9.47%	10.00 Cr
Bond - Govt of India	GOI	Other			100.20	9.47%	10.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	52.36	4.95%	5.00 Cr
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	51.96	4.91%	5.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	49.70	4.70%	5.00 Cr
Bond - T-Bill	T-Bills	Other			0.50	0.05%	5.00 L