Tata Income Fund - Direct Plan - Appreciation

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House :

This scheme closed on 23-09-2022 & the data you are seeing is not latest data.

No of Debt Holding 12 (Category Avg - 26.46) | Modified Duration 4.48 Years (Category Avg - 5.74)| Yield to Maturity 7.16% (Category Avg - 6.97%)

Portfolio Summary (as on 31st Aug,2022)

Category - Medium to Long Duration Fund

Category - Medium to Long Duration Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	54.00	10.32%	50.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	53.02	10.14%	50.00
Bond - SBI Cards and Payment Services Ltd.	NCD & Bonds	Nbfc	AAA	CRISIL	50.36	9.63%	50.00
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power	AAA	CRISIL	50.25	9.61%	50.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	50.16	9.59%	50.00
Bond - National Highways Authority of India	NCD & Bonds	Public works	AAA	CRISIL	49.91	9.54%	50.00
Bond - Govt of India	GOI	Other			47.81	9.14%	5.00 L
Bond - Govt of India	GOI	Other			47.61	9.10%	5.00 L
Bond - Govt of India	GOI	Other			46.57	8.90%	5.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance	AAA	CRISIL	31.46	6.01%	30.00
Bond - Govt of India	GOI	Other			7.33	1.40%	71.00 k
Bond - Govt of India	GOI	Other			0.21	0.04%	2.10 k