Tata Floating Rate Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Floater Fund

No of Debt Holding 16 (Category Avg - 57.75) | Modified Duration 2.39 Years (Category Avg - 2.21)| Yield to Maturity 7.31% (Category Avg - 6.92%)

Portfolio Summary (as on 31st Oct,2025)

Category - Floater Fund

Category - Floater Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			152.51	10.94%	15.00 L
Bond - Govt of India	GOI	Other			103.65	7.43%	10.00 L
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	102.10	7.32%	1.00 k
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	101.69	7.29%	1.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	100.90	7.23%	100.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	99.69	7.15%	1.00 k
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	99.56	7.14%	1.00 k
Bond - John Deere Financial India Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.99	3.66%	500.00
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	CRISIL	50.91	3.65%	500.00
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	50.52	3.62%	500.00
Bond - GMR Airports Ltd.	NCD & Bonds	Airport & airport services	CARE A	CARE	50.51	3.62%	500.00
Bond - Cube Highways Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	AAA	CRISIL	50.16	3.60%	500.00
Bond - Govt of India	GOI	Other			50.23	3.60%	5.00 L
Bond - Sansar Trust	PTC	Ptc	AAA	CRISIL	50.12	3.59%	5.00 Cr
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	40.91	2.93%	40.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	40.77	2.92%	400.00