SBI Overnight Fund - Direct Plan - IDCW - Weekly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Overnight Fund

No of Debt Holding 7 (Category Avg - 2.34) | Modified Duration 0.00 Years (Category Avg - 0.01)| Yield to Maturity 5.60% (Category Avg - 5.48%)

Portfolio Summary (as on 31st Oct,2025)

Category - Overnight Fund

Category - Overnight Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			2994.65	1.18%	3.00 Cr
Bond - T-Bill	T-Bills	Other			2490.51	0.98%	2.50 Cr
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	2499.23	0.98%	5.00 k
Bond - T-Bill	T-Bills	Other			1748.68	0.69%	1.75 Cr
Bond - Govt of India	GOI	Other			1499.98	0.59%	1.50 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1249.61	0.49%	2.50 k
Bond - T-Bill	T-Bills	Other			749.43	0.29%	75.00 L