SBI Magnum Income Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 24 (Category Avg - 26.00) | Modified Duration 5.42 Years (Category Avg - 5.76)| Yield to Maturity 7.28% (Category Avg - 6.98%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	45.32%	64.64%
CD	0.00%	0.04%
T-Bills	0.00%	0.06%
NCD & Bonds	38.79%	25.67%
PTC	4.63%	1.82%

Category - Medium to Long Duration Fund

Security Type	% Weight	Category Average
Government Backed	45.32%	64.70%
Low Risk	43.42%	27.53%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Medium to Long Duration Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			3161.49	14.62%	3.15 Cr
Bond - Govt of India	GOI	Other			3015.14	13.95%	3.00 Cr
Bond - Govt of India	GOI	Other			1767.32	8.18%	1.75 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1525.98	7.06%	15.00 k
Bond - Govt of India	GOI	Other			969.34	4.48%	1.00 Cr
Bond - Govt of India	GOI	Other			884.62	4.09%	90.00 L
Bond - Torrent Power Ltd.	NCD & Bonds	Integrated power utilities	AA+	CRISIL	779.40	3.61%	7.50 k
Bond - ReNew Solar Energy (Jharkhand Five) Private Ltd.	NCD & Bonds	Power generation	CARE AA	CARE	713.80	3.30%	7.50 k
Bond - Jtpm Metal Traders Pvt Ltd.	NCD & Bonds	Trading - metals	AA	CRISIL	600.96	2.78%	6.00 k
Bond - Motilal Oswal Finvest Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	600.50	2.78%	6.00 k
Bond - HG Infra Engineering Ltd.	NCD & Bonds	Civil construction	LAA-	ICRA	600.25	2.78%	6.00 k
Bond - Avanse Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	552.47	2.56%	5.50 k
Bond - Tata Power Renewable Energy Ltd.	NCD & Bonds	Power generation	LAA+	ICRA	510.85	2.36%	5.00 k
Bond - JM Financial Credit Solutions Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA	ICRA	505.48	2.34%	5.00 k
Bond - Shivshakti Securitisation Trust	PTC	Ptc	AAA	CRISIL	501.25	2.32%	50.00
Bond - Siddhivinayak Securitisation Trust	PTC	Ptc	AAA	CRISIL	500.12	2.31%	50.00
Bond - National Highways Infra Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	INDAAA	FITCH	373.25	1.73%	7.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	260.35	1.20%	2.50 k
Bond - Aadhar Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAA	ICRA	252.41	1.17%	2.50 k
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	249.25	1.15%	2.50 k
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	249.11	1.15%	2.50 k
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	248.68	1.15%	2.50 k
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	248.68	1.15%	2.50 k
Bond - JM Financial Asset Reconstruction Co.	NCD & Bonds	Financial institution	LAA-	ICRA	113.06	0.52%	4.50 k

Name	Type of Instrument	Weight (%)
TREPS	TREPS	9.64%
Net Receivables	Net Receivables	1.62%

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NITINPIMPALE
MF Investment Help
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10 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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22 days ago

View more

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The Fixed Income
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3 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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73 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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86 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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123 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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