PGIM India Gilt Fund - Direct Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Gilt Fund

No of Debt Holding 16 (Category Avg - 19.57) | Modified Duration 10.04 Years (Category Avg - 8.90)| Yield to Maturity 7.13% (Category Avg - 7.03%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	93.74%	101.69%
T-Bills	0.60%	1.19%

Category - Gilt Fund

Category - Gilt Fund

Instrument	Type	Sector	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other	460.95	43.66%	46.00 L
Bond - Govt of India	GOI	Other	158.83	15.04%	15.84 L
Bond - Govt of India	GOI	Other	102.13	9.67%	10.40 L
Bond - Govt of India	GOI	Other	91.56	8.67%	9.03 L
Bond - Govt of India	GOI	Other	51.32	4.86%	5.00 L
Bond - Govt of India	GOI	Other	51.07	4.84%	5.00 L
Bond - Govt of India	GOI	Other	19.35	1.83%	2.00 L
Bond - Govt of India	GOI	Other	16.19	1.53%	1.55 L
Bond - Govt of India	GOI	Other	10.18	0.96%	1.00 L
Bond - Govt of India	GOI	Other	9.86	0.93%	1.00 L
Bond - Govt of India	GOI	Other	7.79	0.74%	75.00 k
Bond - T-Bill	T-Bills	Other	6.31	0.60%	63.50 k
Bond - Govt of India	GOI	Other	5.56	0.53%	53.33 k
Bond - Govt of India	GOI	Other	3.11	0.29%	32.00 k
Bond - Govt of India	GOI	Other	1.77	0.17%	16.70 k
Bond - Govt of India	GOI	Other	0.21	0.02%	2.06 k