Nippon India Gilt Fund- Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Gilt Fund

No of Debt Holding 44 (Category Avg - 19.48) | Modified Duration 9.41 Years (Category Avg - 9.00)| Yield to Maturity 7.25% (Category Avg - 7.03%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	96.87%	101.72%
T-Bills	0.00%	1.22%

Category - Gilt Fund

Security Type	% Weight	Category Average
Government Backed	96.87%	102.94%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Gilt Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other	3224.53	16.92%	3.20 Cr
Bond - Govt of India	GOI	Other	2274.74	11.94%	2.25 Cr
Bond - Govt of India	GOI	Other	2157.84	11.32%	2.15 Cr
Bond - Govt of India	GOI	Other	1626.15	8.53%	1.65 Cr
Bond - Govt of India	GOI	Other	1393.00	7.31%	1.40 Cr
Bond - Govt of India	GOI	Other	1129.69	5.93%	1.15 Cr
Bond - Govt of India	GOI	Other	922.25	4.84%	89.65 L
Bond - Govt of India	GOI	Other	764.88	4.01%	75.00 L
Bond - Govt of India	GOI	Other	565.86	2.97%	60.00 L
Bond - Govt of India	GOI	Other	497.69	2.61%	50.00 L
Bond - Govt of India	GOI	Other	357.84	1.88%	34.72 L
Bond - Govt of India	GOI	Other	348.37	1.83%	35.00 L
Bond - Govt of India	GOI	Other	302.62	1.59%	30.00 L
Bond - Govt of India	GOI	Other	299.60	1.57%	30.00 L
Bond - Govt of India	GOI	Other	258.00	1.35%	25.00 L
Bond - Govt of India	GOI	Other	250.88	1.32%	25.00 L
Bond - Govt of India	GOI	Other	245.73	1.29%	25.00 L
Bond - Govt of India	GOI	Other	203.72	1.07%	20.00 L
Bond - Govt of India	GOI	Other	183.73	0.96%	15.00 L
Bond - Govt of India	GOI	Other	149.54	0.78%	15.00 L
Bond - Govt of India	GOI	Other	149.20	0.78%	15.00 L
Bond - Govt of India	GOI	Other	103.74	0.54%	10.00 L
Bond - Govt of India	GOI	Other	102.92	0.54%	10.00 L
Bond - Govt of India	GOI	Other	100.00	0.52%	10.00 L
Bond - Govt of India	GOI	Other	99.34	0.52%	10.00 L
Bond - Govt of India	GOI	Other	97.58	0.51%	10.00 L
Bond - Govt of India	GOI	Other	93.67	0.49%	8.74 L
Bond - Govt of India	GOI	Other	69.05	0.36%	6.91 L
Bond - Govt of India	GOI	Other	51.66	0.27%	5.00 L
Bond - Govt of India	GOI	Other	51.59	0.27%	5.00 L
Bond - Govt of India	GOI	Other	50.38	0.26%	5.00 L
Bond - Govt of India	GOI	Other	50.17	0.26%	4.72 L
Bond - Govt of India	GOI	Other	50.12	0.26%	5.00 L
Bond - Govt of India	GOI	Other	49.64	0.26%	4.81 L
Bond - Govt of India	GOI	Other	36.73	0.19%	3.30 L
Bond - Govt of India	GOI	Other	28.41	0.15%	2.77 L
Bond - Govt of India	GOI	Other	25.76	0.14%	2.50 L
Bond - Govt of India	GOI	Other	21.78	0.11%	2.16 L
Bond - Govt of India	GOI	Other	18.66	0.10%	1.77 L
Bond - Govt of India	GOI	Other	18.57	0.10%	1.83 L
Bond - Govt of India	GOI	Other	15.61	0.08%	1.50 L
Bond - Govt of India	GOI	Other	14.09	0.07%	1.41 L
Bond - Govt of India	GOI	Other	8.27	0.04%	83.40 k
Bond - Govt of India	GOI	Other	4.82	0.03%	48.10 k

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	2.06%
TREPS	TREPS	0.99%
Margin	Margin	0.07%
Interest Rate Swaps	Interest Rate Swaps	0.01%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%