Nippon India Gilt Fund - Institutional - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Gilt Fund

No of Debt Holding 42 (Category Avg - 18.00) | Modified Duration 9.09 Years (Category Avg - 8.77)| Yield to Maturity 7.24% (Category Avg - 7.02%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	97.07%	101.60%
T-Bills	0.00%	0.39%

Category - Gilt Fund

Security Type	% Weight	Category Average
Government Backed	97.07%	101.99%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Gilt Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other	3175.71	16.99%	3.20 Cr
Bond - Govt of India	GOI	Other	2782.83	14.89%	2.80 Cr
Bond - Govt of India	GOI	Other	2044.47	10.94%	2.05 Cr
Bond - Govt of India	GOI	Other	1375.49	7.36%	1.40 Cr
Bond - Govt of India	GOI	Other	1216.09	6.51%	1.25 Cr
Bond - Govt of India	GOI	Other	1068.97	5.72%	1.10 Cr
Bond - Govt of India	GOI	Other	915.79	4.90%	89.65 L
Bond - Govt of India	GOI	Other	615.60	3.29%	60.00 L
Bond - Govt of India	GOI	Other	551.39	2.95%	60.00 L
Bond - Govt of India	GOI	Other	506.05	2.71%	50.00 L
Bond - Govt of India	GOI	Other	498.25	2.67%	50.00 L
Bond - Govt of India	GOI	Other	359.52	1.92%	34.72 L
Bond - Govt of India	GOI	Other	348.73	1.87%	35.00 L
Bond - Govt of India	GOI	Other	303.98	1.63%	30.00 L
Bond - Govt of India	GOI	Other	297.75	1.59%	30.00 L
Bond - Govt of India	GOI	Other	259.19	1.39%	25.00 L
Bond - Govt of India	GOI	Other	250.46	1.34%	25.00 L
Bond - Govt of India	GOI	Other	183.65	0.98%	15.00 L
Bond - Govt of India	GOI	Other	149.89	0.80%	15.00 L
Bond - Govt of India	GOI	Other	148.56	0.79%	15.00 L
Bond - Govt of India	GOI	Other	103.62	0.55%	10.00 L
Bond - Govt of India	GOI	Other	100.76	0.54%	10.00 L
Bond - Govt of India	GOI	Other	99.35	0.53%	10.00 L
Bond - Govt of India	GOI	Other	98.98	0.53%	10.00 L
Bond - Govt of India	GOI	Other	96.75	0.52%	10.00 L
Bond - Govt of India	GOI	Other	93.22	0.50%	8.74 L
Bond - Govt of India	GOI	Other	51.85	0.28%	5.00 L
Bond - Govt of India	GOI	Other	51.29	0.27%	5.00 L
Bond - Govt of India	GOI	Other	50.43	0.27%	5.00 L
Bond - Govt of India	GOI	Other	50.11	0.27%	5.00 L
Bond - Govt of India	GOI	Other	49.67	0.27%	4.81 L
Bond - Govt of India	GOI	Other	49.66	0.27%	4.72 L
Bond - Govt of India	GOI	Other	36.44	0.19%	3.30 L
Bond - Govt of India	GOI	Other	28.19	0.15%	2.77 L
Bond - Govt of India	GOI	Other	25.73	0.14%	2.50 L
Bond - Govt of India	GOI	Other	21.70	0.12%	2.16 L
Bond - Govt of India	GOI	Other	18.54	0.10%	1.77 L
Bond - Govt of India	GOI	Other	18.49	0.10%	1.83 L
Bond - Govt of India	GOI	Other	15.54	0.08%	1.50 L
Bond - Govt of India	GOI	Other	14.07	0.08%	1.41 L
Bond - Govt of India	GOI	Other	8.27	0.04%	83.40 k
Bond - Govt of India	GOI	Other	4.80	0.03%	48.10 k

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	1.48%
TREPS	TREPS	1.37%
Margin	Margin	0.06%
Interest Rate Swaps	Interest Rate Swaps	0.02%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%

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hunch
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24 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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39 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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14 hrs ago

Strengthen Your Financial Future with a Safe, High-Yield PSU Bond U.P. Power Corporation Limited – 2027 Bond now listed on The Fixed Income ✔️ Coupon: 10.15% p.a. ✔️ Rating: CRISIL A+(CE) Stable, India Rating A+(CE) Stable, Brickwork AA-(CE) Stable ✔️ Tenor: 1 year 4 months (Maturity: Jan 20, 2027) ✔️ Senior Secured | PSU Bond | High Return | Listed Opt for a secure investment backed by a government enterprise, delivering strong returns and long-term stability. Ideal for investors seeking safety without compromising on yield. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dkJLdg-tfi/1015-up-power-corporation-limited-2027?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Strengthen Your Financial Future with a Safe, High-Yield PSU Bond U.P. Power Corporation Limited – 2027 Bond now listed on The Fixed Income ✔️ Coupon: 10.15% p.a. ✔️ Rating: CRISIL A+(CE) Stable, India Rating A+(CE) Stable, Brickwork AA-(CE) Stable ✔️ Tenor: 1 year 4 months (Maturity: Jan 20, 2027) ✔️ Senior Secured | PSU Bond | High Return | Listed Opt for a secure investment backed by a government enterprise, delivering strong returns and long-term stability. Ideal for investors seeking safety without compromising on yield. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dkJLdg-tfi/1015-up-power-corporation-limited-2027?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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90 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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90 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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96 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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