UTI Banking and Financial Services Fund - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Returns (NAV as on 27th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20-Nov-25	10041.20	0.41%	-	-0.13%	34/240
1 Month	27-Oct-25	10137.30	1.37%	-	-0.06%	50/241
3 Month	26-Aug-25	10855.20	8.55%	-	3.93%	22/238
6 Month	27-May-25	10733.30	7.33%	-	5.85%	62/227
YTD	01-Jan-25	11681.60	16.82%	-	4.61%	17/213
1 Year	27-Nov-24	11482.50	14.82%	14.82%	4.28%	18/199
2 Year	24-Nov-23	14443.30	44.43%	20.06%	17.86%	48/156
3 Year	25-Nov-22	15566.80	55.67%	15.85%	18.48%	86/129
5 Year	27-Nov-20	21840.20	118.40%	16.90%	20.01%	70/105
10 Year	27-Nov-15	31699.80	217.00%	12.22%	14.37%	63/76
Since Inception	19-Apr-04	189502.20	1795.02%	14.57%	12.63%	120/223

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	27-Nov-24	12000	13364.41	11.37 %	21.61 %
2 Year	24-Nov-23	24000	28292.45	17.89 %	16.65 %
3 Year	25-Nov-22	36000	46845.33	30.13 %	17.83 %
5 Year	27-Nov-20	60000	90661.45	51.1 %	16.5 %
10 Year	27-Nov-15	120000	238502.86	98.75 %	13.16 %

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.26%	1.37%	8.55%	7.33%	17.43%	14.82%	20.06%	15.85%	16.90%
Nifty 50	0.04%	0.96%	6.08%	5.60%	10.87%	7.99%	14.95%	12.26%	15.11%
Benchmark: Nifty Financial Services TRI	0.53%	1.58%	7.73%	6.58%	20.03%	16.76%	20.49%	14.37%	15.34%
Category Average	-0.14%	-0.06%	3.92%	5.84%	4.60%	4.27%	17.85%	18.47%	20.01%
Category Rank	10/236	49/241	22/238	62/227	17/213	18/199	48/156	86/129	70/105
Best in Category	2.26%	3.69%	16.90%	52.98%	45.31%	54.39%	38.10%	36.27%	34.33%
Worst in Category	-1.00%	-4.04%	-4.45%	-8.25%	-19.38%	-15.01%	2.79%	7.50%	2.79%