UTI Banking and Financial Services Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Returns (NAV as on 21st November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	14-Nov-25	10018.80	0.19%	-	-0.41%	65/228
1 Month	20-Oct-25	10051.40	0.51%	-	-0.15%	74/228
3 Month	21-Aug-25	10488.60	4.89%	-	2.28%	38/224
6 Month	21-May-25	10683.30	6.83%	-	6.33%	80/214
YTD	01-Jan-25	11629.60	16.30%	-	5.07%	21/200
1 Year	21-Nov-24	11886.40	18.86%	18.86%	8.68%	18/187
2 Year	21-Nov-23	14510.70	45.11%	20.43%	19.10%	56/144
3 Year	21-Nov-22	16086.30	60.86%	17.15%	20.45%	83/117
5 Year	20-Nov-20	22998.40	129.98%	18.10%	21.69%	70/93
10 Year	20-Nov-15	35477.50	254.78%	13.48%	15.46%	52/65
Since Inception	02-Jan-13	45244.20	352.44%	12.42%	13.97%	140/200

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	21-Nov-24	12000	13241.16	10.34 %	19.63 %
2 Year	21-Nov-23	24000	28304.26	17.93 %	16.7 %
3 Year	21-Nov-22	36000	47062.26	30.73 %	18.16 %
5 Year	20-Nov-20	60000	92311.18	53.85 %	17.24 %
10 Year	20-Nov-15	120000	252061.71	110.05 %	14.19 %

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	-0.95%	0.51%	4.89%	6.83%	16.91%	18.86%	20.43%	17.15%	18.10%
Nifty 50	-0.47%	0.77%	3.92%	5.06%	10.25%	11.64%	15.01%	12.79%	15.16%
Benchmark: Nifty Financial Services TRI	-1.06%	0.14%	3.77%	5.45%	18.38%	19.62%	19.97%	14.41%	15.14%
Category Average	-0.85%	-0.15%	2.28%	6.33%	5.07%	8.68%	19.10%	20.45%	21.69%
Category Rank	132/206	74/228	38/224	80/214	21/200	18/187	56/144	83/117	70/93
Best in Category	0.45%	3.95%	13.48%	41.28%	36.15%	41.15%	37.01%	35.77%	34.63%
Worst in Category	-3.37%	-4.51%	-7.04%	-8.27%	-18.31%	-10.55%	4.00%	8.32%	3.78%