ICICI Prudential Banking and Financial Services Fund - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Returns (NAV as on 28th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	21-Nov-25	10068.10	0.68%	-	0.63%	105/237
1 Month	28-Oct-25	10093.10	0.93%	-	0.00%	68/240
3 Month	28-Aug-25	10718.80	7.19%	-	4.84%	47/237
6 Month	28-May-25	10534.70	5.35%	-	5.86%	119/226
YTD	01-Jan-25	11274.20	12.74%	-	4.55%	23/211
1 Year	28-Nov-24	11155.40	11.55%	11.55%	4.70%	21/199
2 Year	28-Nov-23	13213.60	32.14%	14.93%	17.66%	75/155
3 Year	28-Nov-22	14268.10	42.68%	12.57%	18.43%	89/128
5 Year	27-Nov-20	20392.50	103.92%	15.30%	20.01%	64/104
10 Year	27-Nov-15	33311.80	233.12%	12.77%	14.34%	37/75
Since Inception	22-Aug-08	117584.10	1075.84%	15.33%	12.46%	74/219

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	28-Nov-24	12000	13092.26	9.1 %	17.2 %
2 Year	28-Nov-23	24000	27450.6	14.38 %	13.46 %
3 Year	28-Nov-22	36000	44461.88	23.51 %	14.17 %
5 Year	27-Nov-20	60000	83861.98	39.77 %	13.34 %
10 Year	27-Nov-15	120000	227355.37	89.46 %	12.27 %

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	-0.40%	0.93%	7.19%	5.35%	13.31%	11.55%	14.93%	12.57%	15.30%
Nifty 50	-0.05%	1.03%	6.95%	5.86%	10.82%	9.57%	14.76%	12.16%	15.09%
Benchmark: Nifty Financial Services TRI	-0.20%	1.61%	8.82%	6.25%	19.79%	17.75%	20.13%	14.36%	15.28%
Category Average	-0.04%	0.00%	4.84%	5.86%	4.55%	4.70%	17.66%	18.43%	20.01%
Category Rank	187/211	68/240	47/237	119/226	23/211	21/199	75/155	89/128	64/104
Best in Category	1.72%	4.35%	17.90%	53.98%	47.80%	58.76%	39.62%	36.99%	34.14%
Worst in Category	-0.90%	-4.00%	-3.46%	-9.05%	-19.27%	-14.51%	2.95%	7.46%	2.79%