LIC MF Liquid Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 82 (Category Avg - 67.49) | Modified Duration 0.17 Years (Category Avg - 0.12)| Yield to Maturity 6.58% (Category Avg - 5.98%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.04%	1.14%
CD	34.16%	35.50%
T-Bills	22.84%	17.24%
CP	46.03%	36.85%
NCD & Bonds	2.53%	4.30%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	22.88%	18.37%
Low Risk	82.72%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			5976.17	5.06%	6.00 Cr
Bond - T-Bill	T-Bills	Other			3992.86	3.38%	4.00 Cr
Bond - T-Bill	T-Bills	Other			3980.50	3.37%	4.00 Cr
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	3971.02	3.36%	8.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	3210.42	2.72%	6.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2994.23	2.53%	6.00 k
Bond - T-Bill	T-Bills	Other			2982.28	2.52%	3.00 Cr
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	2483.36	2.10%	5.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	2481.04	2.10%	5.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2479.58	2.10%	5.00 k
Bond - T-Bill	T-Bills	Other			2472.50	2.09%	2.50 Cr
Bond - T-Bill	T-Bills	Other			2467.27	2.09%	2.50 Cr
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	2374.57	2.01%	2.20 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	2239.05	1.90%	4.50 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1996.38	1.69%	4.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	1993.59	1.69%	4.00 k
Bond - Tata Projects Ltd.	CP	Civil construction	P1+	CRISIL	1993.28	1.69%	4.00 k
Bond - Poonawalla Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1991.51	1.69%	4.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1991.47	1.69%	4.00 k
Bond - National Thermal Power Corporation Ltd.	CP	Power generation	F1+	FITCH	1989.67	1.68%	4.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1989.64	1.68%	4.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1989.49	1.68%	4.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1988.57	1.68%	4.00 k
Bond - T-Bill	T-Bills	Other			1988.19	1.68%	2.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1987.41	1.68%	4.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1984.84	1.68%	4.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	1984.79	1.68%	4.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1971.48	1.67%	4.00 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	1970.82	1.67%	4.00 k
Bond - Godrej Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	1970.47	1.67%	4.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1732.29	1.47%	3.50 k
Bond - T-Bill	T-Bills	Other			1537.62	1.30%	1.55 Cr
Bond - IGH Holdings Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1496.73	1.27%	3.00 k
Bond - T-Bill	T-Bills	Other			1495.83	1.27%	1.50 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1493.78	1.26%	3.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	1491.97	1.26%	3.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1490.18	1.26%	3.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1490.16	1.26%	3.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1490.12	1.26%	3.00 k
Bond - Tata Steel Ltd.	CP	Iron & steel products	F1+	FITCH	1490.06	1.26%	3.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1488.65	1.26%	3.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	1488.35	1.26%	3.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	1479.93	1.25%	3.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1240.12	1.05%	2.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	998.24	0.84%	2.00 k
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	997.87	0.84%	2.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	996.69	0.84%	2.00 k
Bond - Godrej Finance Ltd.	CP	Financial services	P1+	CRISIL	996.49	0.84%	2.00 k
Bond - Godrej Finance Ltd.	CP	Financial services	P1+	CRISIL	995.95	0.84%	2.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	995.78	0.84%	2.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	994.81	0.84%	2.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	994.36	0.84%	2.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	992.93	0.84%	2.00 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	992.85	0.84%	2.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	992.74	0.84%	2.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	992.50	0.84%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	992.35	0.84%	2.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	992.23	0.84%	2.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	991.58	0.84%	2.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	991.36	0.84%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	986.84	0.84%	2.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	986.46	0.83%	2.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	986.46	0.83%	2.00 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	748.91	0.63%	1.50 k
Bond - 360 ONE WAM Ltd.	CP	Other financial services	A1+	ICRA	748.44	0.63%	1.50 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	748.07	0.63%	1.50 k
Bond - Godrej Agrovet Ltd.	CP	Animal feed	P1+	CRISIL	747.45	0.63%	1.50 k
Bond - Godrej Industries Ltd	CP	Animal feed	A1+	ICRA	744.84	0.63%	1.50 k
Bond - Can Fin Homes Ltd.	NCD & Bonds	Housing finance company	LAA+	ICRA	609.32	0.52%	600.00
Bond - Mirae Asset Financial Services (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	498.33	0.42%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	498.00	0.42%	1.00 k
Bond - Fedbank Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	497.82	0.42%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	497.35	0.42%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	497.26	0.42%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	496.76	0.42%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	496.55	0.42%	1.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	493.11	0.42%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	248.96	0.21%	500.00
Bond - Hero Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	248.92	0.21%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	198.38	0.17%	400.00
Bond - T-Bill	T-Bills	Other			99.62	0.08%	10.00 L
Bond - Govt of India	GOI	Other			51.66	0.04%	5.00 L