ITI Ultra Short Duration Fund - Direct Plan - IDCW - Daily

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 22 (Category Avg - 63.84) | Modified Duration 0.45 Years (Category Avg - 0.42)| Yield to Maturity 5.35% (Category Avg - 6.38%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	1.61%	3.13%
CD	16.31%	33.23%
T-Bills	8.95%	7.37%
CP	3.81%	9.20%
NCD & Bonds	53.17%	39.42%
PTC	0.00%	1.02%

Category - Ultra Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	10.56%	10.50%
Low Risk	73.29%	82.86%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Ultra Short Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	150.53	8.20%	15.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	150.11	8.18%	15.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	148.35	8.08%	14.75 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	123.05	6.70%	12.50 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	100.81	5.49%	10.00 L
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	100.53	5.48%	10.00 L
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	100.42	5.47%	10.00 L
Bond - T-Bill	T-Bills	Other			79.86	4.35%	8.00 L
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	50.22	2.74%	5.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.14	2.73%	5.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.02	2.72%	5.00 L
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	49.91	2.72%	5.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	49.83	2.71%	5.00 L
Bond - T-Bill	T-Bills	Other			49.60	2.70%	5.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	49.29	2.68%	5.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	48.89	2.66%	5.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	48.38	2.64%	5.00 L
Bond - T-Bill	T-Bills	Other			34.86	1.90%	3.50 L
Bond - ICICI Bank Ltd.	CD	Private sector bank	A1+	ICRA	29.94	1.63%	3.00 L
Bond - Govt of India	GOI	Other			29.57	1.61%	3.00 L
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	25.12	1.37%	2.50 L
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	19.92	1.09%	2.00 L