ITI Pharma & Healthcare Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

The investment objective of the scheme is to seek to generate long term capital appreciation through investing in equity and equity related securities of companies engaged in Pharma and Healthcare.

Scheme Details

Fund manager(s) – Rohan Korde , Rajesh Bhatia , Dhimant Shah
Launch date – 08-Nov-2021
Expense ratio – 2.35% as declared on 31-Oct-2025 (category average is 2.13%)
Benchmark - NIFTY Healthcare TRI

Min SIP amount - ₹500
Min investment amount (one time- first time) - ₹5000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

ITI Pharma & Healthcare Fund - Regular Plan - Growth charges 0.5% of sell value; if fund sold before 90 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

232.83

0.00

0.00%

Oct - 2025	232.83	0.00%
Sep - 2025	226.50	0.00%
Aug - 2025	226.89	0.00%
Jul - 2025	235.68	0.00%
Jun - 2025	229.93	0.00%
May - 2025	220.85	0.00%
Apr - 2025	219.06	0.00%
Mar - 2025	213.78	0.00%
Feb - 2025	200.83	0.00%
Jan - 2025	216.51	0.00%

2024

230.79

0.00

0.00%

Dec - 2024	230.79	0.00	0.00%
Nov - 2024	217.92	0.00	0.00%
Oct - 2024	208.21	0.00	0.00%
Sep - 2024	201.94	0.00	0.00%
Aug - 2024	194.84	0.00	0.00%
Jul - 2024	183.39	0.00	0.00%
Jun - 2024	166.33	0.00	0.00%
May - 2024	156.65	332799.42	0.05%
Apr - 2024	161.86	310216.11	0.05%
Mar - 2024	160.39	294067.45	0.05%
Feb - 2024	156.92	284307.77	0.06%
Jan - 2024	151.43	267953.19	0.06%

2023

143.28

255901.49

0.06%

Dec - 2023	143.28	255901.49	0.06%
Nov - 2023	140.45	234412.57	0.06%
Oct - 2023	128.75	216198.17	0.06%
Sep - 2023	134.83	217772.16	0.06%
Aug - 2023	137.95	209306.98	0.07%
Jul - 2023	140.38	204388.31	0.07%
Jun - 2023	136.87	193871.64	0.07%
May - 2023	138.52	185597.81	0.07%
Apr - 2023	138.39	178010.71	0.08%
Mar - 2023	135.04	171836.03	0.08%
Feb - 2023	134.29	167436.63	0.08%
Jan - 2023	147.08	166554.89	0.09%

2022

152.30

167608.09

0.09%

Dec - 2022	152.30	167608.09	0.09%
Nov - 2022	164.59	172528.96	0.10%
Oct - 2022	171.52	166705.18	0.10%
Sep - 2022	166.12	157738.78	0.11%
Aug - 2022	165.32	156463.28	0.11%
Jul - 2022	166.65	152963.27	0.11%
Jun - 2022	155.33	140454.87	0.11%
May - 2022	158.90	145456.40	0.11%
Apr - 2022	174.80	148233.23	0.12%
Mar - 2022	175.15	147952.10	0.12%
Feb - 2022	165.89	141958.74	0.12%
Jan - 2022	173.23	144634.29	0.12%

2021

179.31

145331.60

0.12%

Dec - 2021	179.31	145331.60	0.12%
Nov - 2021	167.53	138109.60	0.12%
Oct - 2021	0.00	138049.48	0.00%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.