ICICI Prudential Credit Risk Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : ICICI Prudential Mutual Fund

No of Debt Holding 86 (Category Avg - 35.50) | Modified Duration 2.25 Years (Category Avg - 2.13)| Yield to Maturity 8.32% (Category Avg - 7.57%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	14.11%	14.87%
CD	0.82%	1.35%
CP	0.00%	0.06%
NCD & Bonds	73.73%	70.97%
PTC	0.00%	1.43%

Category - Credit Risk Fund

Security Type	% Weight	Category Average
Government Backed	14.11%	14.87%
Low Risk	55.93%	65.80%
Moderate Risk	18.62%	7.57%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Credit Risk Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			2522.73	4.26%	2.49 Cr
Bond - Keystone Realtors Private Ltd.	NCD & Bonds	Residential, commercial projects	LA+	ICRA	2355.07	3.98%	23.50 k
Bond - Govt of India	GOI	Other			2117.83	3.58%	2.05 Cr
Bond - Millenia Realtors Pvt Ltd.	NCD & Bonds	Residential, commercial projects	LA+	ICRA	2109.82	3.57%	2.10 k
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	LAA	ICRA	2009.62	3.40%	20.00 k
Bond - Adani Enterprises Ltd.	NCD & Bonds	Trading - minerals	LAA-	ICRA	1995.76	3.37%	20.00 k
Bond - Bamboo Hotel And Global Centre (Delhi) Private Ltd.	NCD & Bonds	Hotels & resorts	LA+	ICRA	1879.61	3.18%	18.50 k
Bond - Varroc Engineering Ltd.	NCD & Bonds	Auto components & equipments	AA	FITCH	1879.27	3.18%	25.00 k
Bond - Jtpm Metal Traders Pvt Ltd.	NCD & Bonds	Trading - metals	AA	CRISIL	1841.17	3.11%	18.00 k
Bond - Nirma Ltd.	NCD & Bonds	Household products	AA	CRISIL	1517.73	2.57%	15.00 k
Bond - Lodha Developers Ltd.	NCD & Bonds	Residential, commercial projects	AA	CRISIL	1502.71	2.54%	15.00 k
Bond - SIS Ltd.	NCD & Bonds	Diversified commercial services	AA-	CRISIL	1256.60	2.12%	12.50 k
Bond - Kalpataru Projects International Ltd.	NCD & Bonds	Civil construction	AA	FITCH	1012.54	1.71%	10.00 k
Bond - JM Financial Home Loans Ltd.	NCD & Bonds	Housing finance company	LAA	ICRA	1010.64	1.71%	10.00 k
Bond - TVS Credit Services Ltd	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	1008.59	1.70%	99.00
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	1005.38	1.70%	10.00 k
Bond - Nuvama Wealth and Investment Ltd.	NCD & Bonds	Stockbroking & allied	CARE AA	CARE	1002.65	1.69%	10.00 k
Bond - TVS Credit Services Ltd	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	982.62	1.66%	95.00
Bond - Kogta Financial India Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE A+	CARE	947.82	1.60%	9.50 k
Bond - Kogta Financial India Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LA+	ICRA	899.56	1.52%	9.00 k
Bond - Ashiana Housing Ltd.	NCD & Bonds	Residential, commercial projects	CARE A	CARE	857.32	1.45%	8.50 k
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	AA	CRISIL	751.06	1.27%	7.50 k
Bond - Aadharshila Infratech Pvt Ltd.	NCD & Bonds	Civil construction	CARE AA+	CARE	740.38	1.25%	15.00 k
Bond - Prism Johnson Ltd.	NCD & Bonds	Cement & cement products	A+	FITCH	704.91	1.19%	7.00 k
Bond - Prism Johnson Ltd.	NCD & Bonds	Cement & cement products	A+	FITCH	701.35	1.19%	7.00 k
Bond - SK Finance Ltd.	NCD & Bonds	Financial services	LAA-	ICRA	650.01	1.10%	6.50 k
Bond - Aptus Value Housing Finance India Ltd.	NCD & Bonds	Housing finance company	CARE AA	CARE	599.06	1.01%	6.00 k
Bond - Oberoi Realty Ltd.	NCD & Bonds	Residential, commercial projects	CARE AA+	CARE	510.07	0.86%	5.00 k
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	506.30	0.86%	5.00 k
Bond - Creamline Dairy Products Ltd.	NCD & Bonds	Dairy products	AA	FITCH	505.59	0.85%	5.00 k
Bond - Govt of India	GOI	Other			504.32	0.85%	50.00 L
Bond - Piramal Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA	CARE	503.70	0.85%	5.00 k
Bond - Lodha Developers Ltd.	NCD & Bonds	Residential, commercial projects	AA	CRISIL	503.49	0.85%	5.00 k
Bond - Govt of India	GOI	Other			503.34	0.85%	50.00 L
Bond - Narayana Hrudayalaya Ltd.	NCD & Bonds	Hospital	LAA	ICRA	503.01	0.85%	5.00 k
Bond - Avanse Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA-	CRISIL	501.60	0.85%	5.00 k
Bond - Avanse Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA-	CRISIL	501.47	0.85%	5.00 k
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA	ICRA	500.99	0.85%	5.00 k
Bond - Hampi Expressways Private Ltd.	NCD & Bonds	Civil construction	CARE AA+	CARE	497.02	0.84%	5.00 k
Bond - Creamline Dairy Products Ltd.	NCD & Bonds	Dairy products	AA	FITCH	494.21	0.84%	4.90 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	483.38	0.82%	1.00 k
Bond - Govt of India	GOI	Other			481.56	0.81%	48.02 L
Bond - Govt of India	GOI	Other			474.71	0.80%	50.00 L
Bond - Yes Bank	NCD & Bonds	Private sector bank	AA-	CRISIL	448.63	0.76%	450.00
Bond - Mahanagar Telephone Nigam Ltd.	NCD & Bonds	Telecom - cellular & fixed line services	BWR AA+	BRICKWORK	402.83	0.68%	411.00
Bond - Aptus Value Housing Finance India Ltd.	NCD & Bonds	Housing finance company	CARE AA	CARE	399.53	0.68%	5.00 k
Bond - Govt of India	GOI	Other			393.52	0.67%	39.20 L
Bond - Govt of India	GOI	Other			354.56	0.60%	35.38 L
Bond - Bahadur Chand Investments Pvt. Ltd.	NCD & Bonds	Investment company	LAA	ICRA	352.37	0.60%	3.50 k
Bond - Bahadur Chand Investments Pvt. Ltd.	NCD & Bonds	Investment company	LAA	ICRA	350.50	0.59%	3.50 k
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	327.90	0.55%	310.00
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	303.71	0.51%	3.00 k
Bond - Tyger Capital Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	A+	CRISIL	276.45	0.47%	2.75 k
Bond - Tyger Capital Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	A+	CRISIL	276.44	0.47%	2.75 k
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	FITCH	251.95	0.43%	2.50 k
Bond - Jhajjar Power Ltd.	NCD & Bonds	Power generation	AA	FITCH	250.18	0.42%	25.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	216.78	0.37%	205.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	216.66	0.37%	205.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	216.64	0.37%	205.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	216.11	0.37%	205.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	214.52	0.36%	205.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	214.40	0.36%	205.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	214.02	0.36%	205.00
Bond - TVS Credit Services Ltd	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	203.80	0.34%	20.00
Bond - Sheela Foam Ltd.	NCD & Bonds	Furniture, home furnishing	AA	FITCH	201.69	0.34%	2.00 k
Bond - Sheela Foam Ltd.	NCD & Bonds	Furniture, home furnishing	AA	FITCH	200.99	0.34%	2.00 k
Bond - Govt of India	GOI	Other			197.86	0.33%	20.00 L
Bond - Lodha Developers Ltd.	NCD & Bonds	Residential, commercial projects	LAA	ICRA	191.44	0.32%	1.91 k
Bond - Govt of India	GOI	Other			190.24	0.32%	18.52 L
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	182.48	0.31%	170.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	180.20	0.30%	170.00
Bond - Govt of India	GOI	Other			163.85	0.28%	16.54 L
Bond - Aadhar Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAA	ICRA	152.50	0.26%	1.50 k
Bond - Govt of India	GOI	Other			152.26	0.26%	15.00 L
Bond - Great Eastern Shipping Co. Ltd.	NCD & Bonds	Shipping	AAA	CRISIL	130.02	0.22%	130.00
Bond - Govt of India	GOI	Other			99.79	0.17%	9.98 L
Bond - Govt of India	GOI	Other			98.58	0.17%	10.00 L
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	62.55	0.11%	625.00
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	62.52	0.11%	625.00
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	62.49	0.11%	625.00
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	62.47	0.11%	625.00
Bond - Govt of India	GOI	Other			33.02	0.06%	3.28 L
Bond - Govt of India	GOI	Other			28.86	0.05%	2.89 L
Bond - Govt of India	GOI	Other			25.66	0.04%	2.56 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	9.12	0.02%	9.00
Bond - Govt of India	GOI	Other			7.43	0.01%	74.00 k

Name	Type of Instrument	Weight (%)
Embassy Office Parks Reit	InvITs	4.37%
Net Receivables	Net Receivables	2.48%
Mindspace Business Parks REIT	InvITs	1.58%
Brookfield India Real Estate Trust	InvITs	1.33%
Indus Infra Trust	InvITs	1.01%
Data Infrastructure Trust	InvITs	0.22%
Capital Infra Trust	InvITs	0.20%
TREPS	TREPS	0.17%
Nexus Select Trust	InvITs	0.00%

ICICI Prudential Credit Risk Fund - Direct Plan - Growth

Portfolio Summary (as on 31st Oct,2025)

Debt holding in Portfolio (as on 31st Oct,2025)

Forum