HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 21 (Category Avg - 3.75) | Modified Duration 0.33 Years (Category Avg - 2.21)| Yield to Maturity 6.68% (Category Avg - 6.30%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	14.22%
CD	3.77%	0.30%
T-Bills	0.00%	0.03%
NCD & Bonds	67.48%	4.33%
CP	27.56%	0.33%

Category - Index Funds/ETFs

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	98.81%	4.96%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Index Funds/ETFs

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Aditya Birla Capital Ltd.	NCD & Bonds	Life insurance	LAAA	ICRA	601.80	11.68%	600.00
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	601.42	11.68%	600.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	587.90	11.41%	1.20 k
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	391.24	7.60%	800.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	352.27	6.84%	350.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	314.38	6.10%	250.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	301.97	5.86%	3.00 k
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	250.60	4.87%	250.00
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	250.68	4.87%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	250.81	4.87%	2.50 k
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	243.76	4.73%	500.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	200.57	3.89%	200.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	196.77	3.82%	400.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	150.31	2.92%	150.00
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	100.92	1.96%	10.00
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	50.15	0.97%	50.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	50.12	0.97%	50.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	49.00	0.95%	100.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	48.98	0.95%	100.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	48.16	0.94%	100.00
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	48.06	0.93%	100.00