Groww Liquid Fund - Regular Plan - IDCW - Monthly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 21 (Category Avg - 64.50) | Modified Duration 0.17 Years (Category Avg - 0.15)| Yield to Maturity 5.79% (Category Avg - 5.96%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.67%
CD	58.75%	36.56%
T-Bills	11.38%	18.69%
NCD & Bonds	5.15%	4.83%
CP	14.92%	42.16%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	11.38%	19.36%
Low Risk	78.82%	83.45%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - HDFC Bank Ltd.	CD	Private sector bank	A1+	ICRA	247.49	8.48%	25.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	247.07	8.46%	25.00 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	202.72	6.94%	20.50 L
Bond - T-Bill	T-Bills	Other			197.72	6.77%	20.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	197.58	6.77%	20.00 L
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	148.83	5.10%	15.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	148.63	5.09%	15.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	148.47	5.08%	15.00 L
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	148.19	5.08%	15.00 L
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	138.11	4.73%	14.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	CARE AAA	CARE	100.18	3.43%	10.00 L
Bond - T-Bill	T-Bills	Other			99.24	3.40%	10.00 L
Bond - Power Finance Corporation Ltd.	CP	Financial institution	P1+	CRISIL	98.83	3.38%	10.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	98.80	3.38%	10.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	98.78	3.38%	10.00 L
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	98.66	3.38%	10.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	79.28	2.71%	8.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	50.27	1.72%	5.00 L
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	49.82	1.71%	5.00 L
Bond - T-Bill	T-Bills	Other			24.01	0.82%	2.40 L
Bond - T-Bill	T-Bills	Other			11.48	0.39%	1.16 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	9.17%
Net Receivables	Net Receivables	0.61%

Forum

NITINPIMPALE
MF Investment Help
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16 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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28 days ago

View more

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The Fixed Income
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1 days ago

Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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78 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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91 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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129 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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