Franklin India Money Market Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Franklin Templeton Mutual Fund

No of Debt Holding 50 (Category Avg - 88.25) | Modified Duration 0.42 Years (Category Avg - 0.47)| Yield to Maturity 6.14% (Category Avg - 6.18%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	0.78%	4.10%
CD	62.79%	58.15%
T-Bills	7.00%	8.52%
CP	24.95%	26.65%

Category - Money Market Fund

Security Type	% Weight	Category Average
Government Backed	7.78%	12.63%
Low Risk	87.74%	84.81%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Money Market Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	2667.74	6.90%	5.50 k
Bond - T-Bill	T-Bills	Other			2187.75	5.66%	2.25 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	1704.76	4.41%	3.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1451.64	3.76%	3.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	1243.29	3.22%	2.50 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	1114.00	2.88%	2.30 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1087.02	2.81%	2.20 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	982.62	2.54%	2.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	976.66	2.53%	2.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	974.01	2.52%	2.00 k
Bond - Hero Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	971.68	2.51%	2.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	969.50	2.51%	2.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	965.79	2.50%	2.00 k
Bond - Tata Motors Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	965.57	2.50%	2.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	956.57	2.47%	2.00 k
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	950.63	2.46%	2.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	950.41	2.46%	2.00 k
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	A1+	ICRA	732.21	1.89%	1.50 k
Bond - IDBI Bank Ltd.	CD	Private sector bank	P1+	CRISIL	730.97	1.89%	1.50 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	727.89	1.88%	1.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	727.46	1.88%	1.50 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	727.23	1.88%	1.50 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	726.52	1.88%	1.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	726.47	1.88%	1.50 k
Bond - Mankind Pharma Ltd.	CP	Pharmaceuticals	P1+	CRISIL	694.29	1.80%	1.40 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	538.99	1.39%	1.10 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	492.27	1.27%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	491.25	1.27%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	487.83	1.26%	1.00 k
Bond - Aditya Birla Finance Ltd.	CP	Non banking financial company (nbfc)	F1+	FITCH	486.18	1.26%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	486.17	1.26%	1.00 k
Bond - T-Bill	T-Bills	Other			485.66	1.26%	50.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	485.25	1.26%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	484.97	1.25%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	484.33	1.25%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	484.09	1.25%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	PR1+	CARE	483.83	1.25%	1.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	483.33	1.25%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	483.33	1.25%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	483.28	1.25%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	483.10	1.25%	1.00 k
Bond - Bahadur Chand Investments Pvt. Ltd.	CP	Investment company	PR1+	CARE	481.96	1.25%	1.00 k
Bond - SBI Cards and Payment Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	441.65	1.14%	900.00
Bond - Govt of India	GOI	Other			300.61	0.78%	28.60 L
Bond - Standard Chartered Securities India Ltd.	CP	Stockbroking & allied	A1+	ICRA	249.41	0.65%	500.00
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	242.26	0.63%	500.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	242.13	0.63%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	147.52	0.38%	300.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	48.50	0.13%	100.00
Bond - T-Bill	T-Bills	Other			30.97	0.08%	3.17 L

Name	Type of Instrument	Weight (%)
Reverse Repo	Reverse Repo	7.39%
Net Receivables	Net Receivables	-2.92%

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krishna_ksvs
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5 days ago

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hunch
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40 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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The Fixed Income
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3 days ago

Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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68 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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sunny85deol
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105 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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106 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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