Franklin India Liquid Fund - Super Institutional - Direct - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : Franklin Templeton Mutual Fund

No of Debt Holding 42 (Category Avg - 67.03) | Modified Duration 0.11 Years (Category Avg - 0.12)| Yield to Maturity 5.97% (Category Avg - 5.86%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
BRDS	0.00%	0.04%
GOI	6.30%	0.82%
CD	22.79%	26.20%
T-Bills	14.77%	17.68%
CP	53.42%	45.88%
NCD & Bonds	6.61%	6.20%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	21.07%	18.49%
Low Risk	82.82%	78.19%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	PR1+	CARE	1973.54	6.29%	4.00 k
Bond - T-Bill	T-Bills	Other			1645.36	5.24%	1.65 Cr
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	F1+	FITCH	1498.82	4.77%	3.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	1492.39	4.75%	3.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	1491.95	4.75%	3.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	A1+	ICRA	1487.84	4.74%	3.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1479.15	4.71%	3.00 k
Bond - IIFL Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1246.67	3.97%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	INDAAA	FITCH	1069.40	3.41%	1.00 k
Bond - Govt of India	GOI	Other			1039.55	3.31%	1.00 Cr
Bond - Can Fin Homes Ltd.	NCD & Bonds	Housing finance company	LAA+	ICRA	1005.04	3.20%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	999.53	3.18%	2.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	A1+	ICRA	999.37	3.18%	2.00 k
Bond - T-Bill	T-Bills	Other			998.21	3.18%	1.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	997.49	3.18%	2.00 k
Bond - Reliance Industries Ltd.	CP	Refineries & marketing	PR1+	CARE	995.90	3.17%	2.00 k
Bond - T-Bill	T-Bills	Other			995.12	3.17%	1.00 Cr
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	990.85	3.16%	2.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	989.09	3.15%	2.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	986.92	3.14%	2.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	888.17	2.83%	1.80 k
Bond - T-Bill	T-Bills	Other			747.89	2.38%	75.00 L
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	747.15	2.38%	1.50 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	499.16	1.59%	1.00 k
Bond - Aditya Birla Finance Ltd.	CP	Non banking financial company (nbfc)	F1+	FITCH	498.51	1.59%	1.00 k
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	497.81	1.59%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	495.97	1.58%	1.00 k
Bond - Godrej Properties Ltd.	CP	Residential, commercial projects	A1+	ICRA	494.92	1.58%	1.00 k
Bond - Tata Power Co. Ltd.	CP	Integrated power utilities	P1+	CRISIL	492.87	1.57%	1.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	492.79	1.57%	1.00 k
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	F1+	FITCH	492.53	1.57%	1.00 k
Bond - Govt of India	GOI	Other			259.91	0.83%	25.00 L
Bond - T-Bill	T-Bills	Other			249.82	0.80%	25.00 L
Bond - Bharti Telecom Ltd.	CP	Telecom - equipment & accessories	P1+	CRISIL	249.13	0.79%	500.00
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	247.76	0.79%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	199.88	0.64%	400.00
Bond - Govt of India	GOI	Other			155.94	0.50%	15.00 L
Bond - Govt of India	GOI	Other			155.94	0.50%	15.00 L
Bond - Govt of India	GOI	Other			103.96	0.33%	10.00 L
Bond - Govt of India	GOI	Other			103.96	0.33%	10.00 L
Bond - Govt of India	GOI	Other			103.70	0.33%	10.00 L
Bond - Govt of India	GOI	Other			51.85	0.17%	5.00 L

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	0.35%
Reverse Repo	Reverse Repo	-4.22%

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krishna_ksvs
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7 days ago

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hunch
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42 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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The Fixed Income
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1 days ago

diversify your investment portfolio with state-secured confidence ✔️ coupon: 7.65% ✔️ tenor: 7y 4m (maturity: 22/feb/2033) a state government security designed for investors seeking predictable, low-risk growth with assured payouts and sovereign trust. ???? explore on the fixed income: https://www.thefixedincome.com/product/dvjhdfpbpt0=/765-haryana-sdl-2033?utm_source=moneycontrol&utm_medium=forum&utm_campaign=product_list View more

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  diversify your investment portfolio with state-secured confidence ✔️ coupon: 7.65% ✔️ tenor: 7y 4m (maturity: 22/feb/2033) a state government security designed for investors seeking predictable, low-risk growth with assured payouts and sovereign trust. ???? explore on the fixed income: https://www.thefixedincome.com/product/dvjhdfpbpt0=/765-haryana-sdl-2033?utm_source=moneycontrol&utm_medium=forum&utm_campaign=product_list
  
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ravisistla
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71 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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108 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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108 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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