DSP Equity Savings Fund - Direct Plan - IDCW - Quarterly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Scheme Objective

The investment objective of the Scheme is to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments.

Scheme Details

Fund manager(s) – Abhishek Singh , Shantanu Godambe , Kaivalya Nadkarni
Launch date – 28-Mar-2016
Expense ratio – 0.55% as declared on 30-Sep-2025 (category average is 0.69%)
Benchmark - Nifty Equity Savings Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

3773.40

0.00

0.00%

Sep - 2025	3773.40	0.00%
Aug - 2025	3590.55	0.00%
Jul - 2025	3500.84	0.00%
Jun - 2025	3191.95	0.00%
May - 2025	2995.31	0.00%
Apr - 2025	2704.02	0.00%
Mar - 2025	2517.21	0.00%
Feb - 2025	2475.66	0.00%
Jan - 2025	2417.24	0.00%

2024

2323.24

0.00

0.00%

Dec - 2024	2323.24	0.00	0.00%
Nov - 2024	2258.22	0.00	0.00%
Oct - 2024	2161.54	0.00	0.00%
Sep - 2024	1936.65	0.00	0.00%
Aug - 2024	1735.40	0.00	0.00%
Jul - 2024	1553.27	0.00	0.00%
Jun - 2024	1346.92	0.00	0.00%
May - 2024	1206.01	32994.13	3.66%
Apr - 2024	1102.23	31941.97	3.45%
Mar - 2024	964.40	30303.84	3.18%
Feb - 2024	885.46	29167.27	3.04%
Jan - 2024	800.29	27521.64	2.91%

2023

789.00

26174.33

3.01%

Dec - 2023	789.00	26174.33	3.01%
Nov - 2023	727.63	24490.06	2.97%
Oct - 2023	683.70	22875.61	2.99%
Sep - 2023	678.06	22356.15	3.03%
Aug - 2023	661.19	20867.15	3.17%
Jul - 2023	644.11	19294.04	3.34%
Jun - 2023	594.65	18227.29	3.26%
May - 2023	576.34	17494.73	3.29%
Apr - 2023	555.84	16807.29	3.31%
Mar - 2023	537.00	16666.28	3.22%
Feb - 2023	535.43	17130.96	3.13%
Jan - 2023	539.43	17376.91	3.10%

2022

539.31

17507.11

3.08%

Dec - 2022	539.31	17507.11	3.08%
Nov - 2022	531.08	17718.57	3.00%
Oct - 2022	524.26	17817.51	2.94%
Sep - 2022	519.05	17688.04	2.93%
Aug - 2022	466.23	17993.22	2.59%
Jul - 2022	438.58	17702.76	2.48%
Jun - 2022	422.76	17449.08	2.42%
May - 2022	423.83	17560.50	2.41%
Apr - 2022	413.26	17539.03	2.36%
Mar - 2022	421.89	17121.86	2.46%
Feb - 2022	398.38	17104.43	2.33%
Jan - 2022	389.07	16965.91	2.29%

2021

378.75

16849.37

2.25%

Dec - 2021	378.75	16849.37	2.25%
Nov - 2021	380.89	16516.44	2.31%
Oct - 2021	382.23	15610.43	2.45%
Sep - 2021	389.40	14538.63	2.68%
Aug - 2021	384.86	13523.62	2.85%
Jul - 2021	383.27	12351.25	3.10%
Jun - 2021	372.84	11562.91	3.22%
May - 2021	369.36	10636.18	3.47%
Apr - 2021	361.43	9983.14	3.62%
Mar - 2021	365.54	9959.67	3.67%
Feb - 2021	369.82	9970.81	3.71%
Jan - 2021	373.74	9789.07	3.82%

2020

385.95

10046.54

3.84%

Dec - 2020	385.95	10046.54	3.84%
Nov - 2020	393.95	10130.46	3.89%
Oct - 2020	396.06	10052.02	3.94%
Sep - 2020	405.79	10266.71	3.95%
Aug - 2020	418.83	10661.41	3.93%
Jul - 2020	426.83	10850.11	3.93%
Jun - 2020	435.66	10947.10	3.98%
May - 2020	433.39	10977.07	3.95%
Apr - 2020	434.17	11489.89	3.78%
Mar - 2020	550.76	11285.92	4.88%
Feb - 2020	756.59	13470.88	5.62%
Jan - 2020	799.59	14311.00	5.59%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

DSP Investment Managers Private Limited

Mafatlal Centre, 10th & 11th Floor, Nariman Point Mumbai 400021
Tel no.: 022-66578000
Fax no.: 022-66578181
Website.: www.dspim.com

Forum

NITINPIMPALE
MF Investment Help
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15 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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27 days ago

View more

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The Fixed Income
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15 hrs ago

Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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77 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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90 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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128 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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