Bajaj Finserv Money Market Fund - Regular Plan - IDCW - Monthly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House :

No of Debt Holding 89 (Category Avg - 86.75) | Modified Duration 0.41 Years (Category Avg - 0.41)| Yield to Maturity 6.20% (Category Avg - 6.24%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	4.42%	3.43%
CD	56.65%	57.91%
T-Bills	10.30%	9.20%
CP	26.04%	27.05%

Category - Money Market Fund

Security Type	% Weight	Category Average
Government Backed	14.72%	12.63%
Low Risk	82.69%	84.96%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Money Market Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1969.11	3.23%	4.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1721.33	2.82%	3.50 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	1710.92	2.80%	3.50 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1472.80	2.41%	3.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1466.59	2.40%	3.00 k
Bond - Bank Of Baroda	CD	Public sector bank	P1+	CRISIL	1453.22	2.38%	3.00 k
Bond - T-Bill	T-Bills	Other			1421.47	2.33%	1.50 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1230.12	2.02%	2.50 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	1230.06	2.02%	2.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1220.87	2.00%	2.50 k
Bond - T-Bill	T-Bills	Other			1206.50	1.98%	1.25 Cr
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	999.51	1.64%	2.00 k
Bond - Aditya Birla Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	982.62	1.61%	2.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	984.41	1.61%	2.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	978.86	1.60%	2.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	978.55	1.60%	2.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	976.54	1.60%	2.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	976.46	1.60%	2.00 k
Bond - Standard Chartered Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	974.47	1.60%	2.00 k
Bond - T-Bill	T-Bills	Other			978.64	1.60%	1.00 Cr
Bond - Tata Capital Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	962.84	1.58%	2.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	961.12	1.58%	2.00 k
Bond - T-Bill	T-Bills	Other			954.40	1.56%	1.00 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	942.04	1.54%	2.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	749.26	1.23%	1.50 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	737.70	1.21%	1.50 k
Bond - ICICI Securities Primary Dealership Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	736.21	1.21%	1.50 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	738.18	1.21%	1.50 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	738.05	1.21%	1.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	734.81	1.20%	1.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	734.73	1.20%	1.50 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	734.06	1.20%	1.50 k
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	733.08	1.20%	1.50 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	732.52	1.20%	1.50 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	734.99	1.20%	1.50 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	727.61	1.19%	1.50 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	725.78	1.19%	1.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	725.25	1.19%	1.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	724.57	1.19%	1.50 k
Bond - T-Bill	T-Bills	Other			717.14	1.18%	75.00 L
Bond - Govt of India	GOI	Other			657.71	1.08%	65.00 L
Bond - Govt of India	GOI	Other			507.02	0.83%	50.00 L
Bond - Govt of India	GOI	Other			501.31	0.82%	50.00 L
Bond - Govt of India	GOI	Other			499.98	0.82%	50.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	492.25	0.81%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	491.11	0.80%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	490.62	0.80%	1.00 k
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	489.99	0.80%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	489.45	0.80%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	489.37	0.80%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	489.34	0.80%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	488.25	0.80%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	488.17	0.80%	1.00 k
Bond - Axis Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	490.14	0.80%	1.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	489.91	0.80%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	489.29	0.80%	1.00 k
Bond - Tata Projects Ltd.	CP	Civil construction	P1+	CRISIL	489.07	0.80%	1.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	488.35	0.80%	1.00 k
Bond - Axis Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	482.23	0.79%	1.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	481.23	0.79%	1.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	481.06	0.79%	1.00 k
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	481.77	0.79%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	481.55	0.79%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	480.63	0.79%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	474.98	0.78%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	473.87	0.78%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	473.11	0.78%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	471.01	0.77%	1.00 k
Bond - T-Bill	T-Bills	Other			393.03	0.64%	40.00 L
Bond - Govt of India	GOI	Other			281.04	0.46%	27.90 L
Bond - Govt of India	GOI	Other			252.24	0.41%	25.00 L
Bond - T-Bill	T-Bills	Other			241.06	0.40%	25.00 L
Bond - Axis Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	245.60	0.40%	500.00
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	244.92	0.40%	500.00
Bond - Kotak Mahindra Investments Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	244.29	0.40%	500.00
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	244.26	0.40%	500.00
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	244.23	0.40%	500.00
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	244.23	0.40%	500.00
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	243.86	0.40%	500.00
Bond - Kotak Mahindra Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	243.54	0.40%	500.00
Bond - Kotak Mahindra Investments Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	242.90	0.40%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	246.11	0.40%	500.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	242.29	0.40%	500.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	240.82	0.39%	500.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	240.26	0.39%	500.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	240.88	0.39%	500.00
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	240.23	0.39%	500.00
Bond - T-Bill	T-Bills	Other			239.58	0.39%	25.00 L
Bond - T-Bill	T-Bills	Other			136.45	0.22%	13.91 L