| Key Financial Ratios of UCO Bank (in Rs. Cr.) |
Mar 15 |
Mar 14 |
Mar 13 |
Mar 12 |
Mar 11 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
11.20 |
19.44 |
6.28 |
15.02 |
14.29 |
|
| Diluted EPS (Rs.) |
11.20 |
19.44 |
6.28 |
15.02 |
14.29 |
|
| Cash EPS (Rs.) |
11.84 |
15.97 |
9.37 |
17.85 |
15.73 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
111.00 |
103.61 |
95.51 |
93.01 |
79.99 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
116.67 |
110.64 |
104.43 |
102.16 |
89.18 |
|
| Dividend/Share (Rs.) |
2.00 |
3.00 |
1.60 |
3.00 |
3.00 |
|
| Operating Revenue / Share (Rs.) |
179.98 |
179.66 |
222.58 |
220.13 |
181.20 |
|
| Net Profit/Share (Rs.) |
10.58 |
14.89 |
8.21 |
16.68 |
14.45 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
7,671,181.05 |
7,423,510.65 |
6,921,908.89 |
6,291,057.87 |
4,912,218.07 |
|
| Net Profit/ Employee (Rs.) |
450,863.65 |
615,117.48 |
255,442.30 |
476,664.43 |
391,627.96 |
|
| Business/ Employee (Rs.) |
143,322,069.11 |
142,166,291.40 |
124,670,017.73 |
115,887,828.32 |
105,559,191.03 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
64,102,624.17 |
62,992,104.70 |
64,084,589.52 |
61,121,017.13 |
51,544,888.49 |
|
| Net Profit/ Branches (Rs.) |
3,767,548.01 |
5,219,571.53 |
2,364,942.23 |
4,631,051.80 |
4,109,430.64 |
|
| Business/ Branches (Rs.) |
1,197,640,972.19 |
1,206,350,248.10 |
1,154,223,067.71 |
1,125,912,697.99 |
1,107,653,741.61 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.07 |
2.13 |
1.74 |
1.60 |
1.70 |
|
| CASA (%) |
29.34 |
29.51 |
32.13 |
22.33 |
22.04 |
|
| Net Profit Margin (%) |
5.87 |
8.28 |
3.69 |
7.57 |
7.97 |
|
| Operating Profit Margin (%) |
15.03 |
20.46 |
11.17 |
22.77 |
19.00 |
|
| Return on Assets (%) |
0.46 |
0.63 |
0.31 |
0.61 |
0.55 |
|
| Return on Equity / Networth (%) |
9.52 |
14.36 |
8.60 |
17.93 |
18.06 |
|
| Net Interest Margin (X) |
2.26 |
2.53 |
2.30 |
2.16 |
2.35 |
|
| Cost to Income (%) |
35.10 |
33.05 |
39.33 |
42.24 |
43.50 |
|
| Interest Income/Total Assets (%) |
7.87 |
7.62 |
8.43 |
8.10 |
6.95 |
|
| Non-Interest Income/Total Assets (%) |
0.81 |
0.55 |
0.47 |
0.53 |
0.56 |
|
| Operating Profit/Total Assets (%) |
-0.35 |
0.07 |
-0.16 |
0.07 |
-0.01 |
|
| Operating Expenses/Total Assets (%) |
1.07 |
1.02 |
1.09 |
1.13 |
1.27 |
|
| Interest Expenses/Total Assets (%) |
5.61 |
5.08 |
6.12 |
5.94 |
4.60 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
223,189.38 |
219,604.88 |
183,237.02 |
166,150.99 |
148,892.06 |
|
| EV Per Net Sales (X) |
11.53 |
12.05 |
10.94 |
11.36 |
13.09 |
|
| Price To Book Value (X) |
0.58 |
0.70 |
0.58 |
0.85 |
1.34 |
|
| Price To Sales (X) |
0.35 |
0.41 |
0.25 |
0.36 |
0.59 |
|
| Retention Ratios (%) |
81.09 |
83.31 |
53.26 |
69.13 |
67.95 |
|
| Earnings Yield (X) |
0.17 |
0.20 |
0.15 |
0.21 |
0.13 |
|
Source : Dion Global Solutions Limited
