| Key Financial Ratios of UCO Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
-3.10 |
-11.16 |
-25.23 |
-13.29 |
-26.03 |
|
| Diluted EPS (Rs.) |
-3.10 |
-11.16 |
-25.23 |
-13.29 |
-26.03 |
|
| Cash EPS (Rs.) |
-2.32 |
-7.72 |
-18.56 |
-10.88 |
-24.76 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
17.00 |
21.10 |
32.38 |
59.49 |
85.73 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
19.37 |
25.43 |
42.57 |
74.39 |
107.73 |
|
| Dividend/Share (Rs.) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
15.26 |
26.42 |
60.74 |
104.67 |
172.57 |
|
| Net Profit/Share (Rs.) |
-2.46 |
-7.97 |
-19.22 |
-11.87 |
-26.03 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
6,745,557.68 |
6,194,887.09 |
5,855,626.03 |
6,631,112.63 |
7,507,269.94 |
|
| Net Profit/ Employee (Rs.) |
-1,086,124.49 |
-1,867,930.19 |
-1,852,887.82 |
-751,692.61 |
-1,132,202.48 |
|
| Business/ Employee (Rs.) |
131,207,744.87 |
128,483,389.10 |
120,836,695.94 |
130,385,444.52 |
134,696,492.96 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
49,010,146.37 |
46,407,488.02 |
45,167,929.77 |
52,663,868.71 |
60,400,176.37 |
|
| Net Profit/ Branches (Rs.) |
-7,891,285.30 |
-13,993,144.11 |
-14,292,426.87 |
-5,969,894.19 |
-9,109,200.78 |
|
| Business/ Branches (Rs.) |
953,295,648.96 |
962,502,020.73 |
932,085,377.26 |
1,035,512,788.39 |
1,083,708,458.18 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.11 |
1.23 |
0.63 |
1.30 |
1.52 |
|
| CASA (%) |
39.41 |
43.45 |
35.48 |
31.40 |
29.41 |
|
| Net Profit Margin (%) |
-16.10 |
-30.15 |
-31.64 |
-11.33 |
-15.08 |
|
| Operating Profit Margin (%) |
-30.60 |
-74.18 |
-104.49 |
-31.20 |
-43.43 |
|
| Return on Assets (%) |
-1.03 |
-1.87 |
-2.05 |
-0.79 |
-1.14 |
|
| Return on Equity / Networth (%) |
-14.45 |
-37.75 |
-59.36 |
-19.94 |
-30.35 |
|
| Net Interest Margin (X) |
2.15 |
1.87 |
1.44 |
1.64 |
1.97 |
|
| Cost to Income (%) |
39.27 |
52.61 |
68.57 |
50.66 |
44.08 |
|
| Interest Income/Total Assets (%) |
6.41 |
6.21 |
6.48 |
7.05 |
7.57 |
|
| Non-Interest Income/Total Assets (%) |
1.21 |
0.65 |
0.51 |
0.91 |
0.65 |
|
| Operating Profit/Total Assets (%) |
-2.25 |
-2.53 |
-2.57 |
-1.71 |
-1.79 |
|
| Operating Expenses/Total Assets (%) |
1.32 |
1.32 |
1.34 |
1.29 |
1.16 |
|
| Interest Expenses/Total Assets (%) |
4.25 |
4.34 |
5.04 |
5.40 |
5.59 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
211,107.79 |
207,576.32 |
191,159.08 |
207,636.45 |
220,565.88 |
|
| EV Per Net Sales (X) |
13.95 |
14.48 |
13.63 |
12.72 |
11.88 |
|
| Price To Book Value (X) |
0.53 |
0.89 |
0.67 |
0.60 |
0.45 |
|
| Price To Sales (X) |
0.59 |
0.71 |
0.36 |
0.34 |
0.22 |
|
| Retention Ratios (%) |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
-0.27 |
-0.42 |
-0.89 |
-0.33 |
-0.67 |
|
Source : Dion Global Solutions Limited
