BSE Live
Oct 29, 14:03Prev. Close
40.56
Open Price
40.64
Bid Price (Qty.)
40.42 (592)
Offer Price (Qty.)
40.46 (2092)
NSE Live
Oct 29, 14:03Prev. Close
40.59
Open Price
40.70
Bid Price (Qty.)
40.42 (9)
Offer Price (Qty.)
40.45 (3204)
| Key Financial Ratios of Indian Overseas Bank (in Rs. Cr.) | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 | |
| Per Share Ratios | ||||||
| Basic EPS (Rs.) | 1.76 | 1.40 | 1.15 | 0.92 | 0.51 | |
| Diluted EPS (Rs.) | 1.76 | 1.40 | 1.15 | 0.92 | 0.51 | |
| Cash EPS (Rs.) | 1.94 | 1.58 | 1.25 | 1.00 | 0.66 | |
| Book Value [Excl. Reval Reserve]/Share (Rs.) | 15.15 | 13.34 | 13.36 | 12.17 | 10.31 | |
| Book Value [Incl. Reval Reserve]/Share (Rs.) | 16.90 | 14.78 | 13.36 | 12.17 | 10.31 | |
| Dividend/Share (Rs.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Operating Revenue / Share (Rs.) | 14.61 | 12.72 | 10.26 | 8.85 | 10.32 | |
| Net Profit/Share (Rs.) | 1.73 | 1.40 | 1.11 | 0.90 | 0.51 | |
| Per Employee Ratios | ||||||
| Interest Income/ Employee (Rs.) | 0.00 | 11,198,945.01 | 8,797,535.92 | 7,479,040.73 | 7,195,187.45 | |
| Net Profit/ Employee (Rs.) | 0.00 | 1,236,612.29 | 951,744.06 | 764,246.37 | 352,631.66 | |
| Business/ Employee (Rs.) | 0.00 | 232,467,607.73 | 199,045,829.95 | 181,681,098.53 | 156,074,875.19 | |
| Per Branch Ratios | ||||||
| Interest Income/ Branch (Rs.) | 84,350,850.67 | 74,319,327.56 | 60,249,460.25 | 52,053,099.56 | 52,737,123.10 | |
| Net Profit/ Branches (Rs.) | 9,999,115.44 | 8,206,504.64 | 6,517,968.94 | 5,319,050.09 | 2,584,613.62 | |
| Business/ Branches (Rs.) | 1,671,646,153.82 | 1,542,719,986.40 | 1,363,154,857.76 | 1,264,475,573.43 | 1,143,950,724.90 | |
| Key Performance Ratios | ||||||
| ROCE (%) | 2.24 | 1.96 | 1.93 | 1.99 | 2.25 | |
| CASA (%) | 43.65 | 43.89 | 43.74 | 43.43 | 42.51 | |
| Net Profit Margin (%) | 11.85 | 11.04 | 10.81 | 10.21 | 4.90 | |
| Operating Profit Margin (%) | 20.28 | 17.14 | 16.97 | 15.24 | 7.25 | |
| Return on Assets (%) | 0.84 | 0.75 | 0.66 | 0.57 | 0.30 | |
| Return on Equity / Networth (%) | 11.43 | 10.52 | 8.30 | 7.43 | 4.90 | |
| Net Interest Margin (X) | 2.75 | 2.79 | 2.63 | 2.10 | 2.15 | |
| Cost to Income (%) | 47.13 | 56.32 | 51.93 | 48.61 | 48.54 | |
| Interest Income/Total Assets (%) | 7.12 | 6.83 | 6.18 | 5.58 | 6.19 | |
| Non-Interest Income/Total Assets (%) | 1.40 | 1.60 | 1.30 | 1.63 | 2.02 | |
| Operating Profit/Total Assets (%) | -0.55 | -0.85 | -0.64 | -1.06 | -1.72 | |
| Operating Expenses/Total Assets (%) | 1.96 | 2.47 | 2.04 | 1.82 | 2.02 | |
| Interest Expenses/Total Assets (%) | 4.36 | 4.03 | 3.55 | 3.48 | 4.03 | |
| Valuation Ratios | ||||||
| Enterprise Value (Rs. Cr) | 411,093.87 | 412,764.65 | 307,163.65 | 282,925.96 | 258,070.80 | |
| EV Per Net Sales (X) | 14.61 | 17.16 | 15.83 | 16.91 | 15.21 | |
| Price To Book Value (X) | 2.57 | 4.50 | 1.69 | 1.50 | 1.55 | |
| Price To Sales (X) | 2.67 | 4.71 | 2.20 | 2.06 | 1.55 | |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Earnings Yield (X) | 0.04 | 0.02 | 0.05 | 0.05 | 0.03 |
20.10.2025
01.10.2025
12.09.2025
26.08.2025
22.07.2024
Indian Overseas Bank Q1 results: Net profit up 27% to Rs 633 crore
02.08.2023
Indian Overseas Bank Q1 Results: Net profit grows 27% to Rs 500 crore; asset quality improves
03.02.2022
IOB Standalone December 2021 Net Interest Income (NII) at Rs 1,572.11 crore, up 3.31% Y-o-Y
29.10.2021
IOB Standalone September 2021 Net Interest Income (NII) at Rs 1,632.94 crore, up 4.59% Y-o-Y