BSE Live
Feb 20, 16:01Prev. Close
35.95
Open Price
35.57
Bid Price (Qty.)
0.00 (0)
Offer Price (Qty.)
0.00 (0)
NSE Live
Feb 20, 15:58Prev. Close
36.00
Open Price
35.75
Bid Price (Qty.)
0.00 (0)
Offer Price (Qty.)
36.21 (581)
| Key Financial Ratios of Indian Overseas Bank (in Rs. Cr.) | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 | |
| Per Share Ratios | ||||||
| Basic EPS (Rs.) | 1.76 | 1.40 | 1.15 | 0.92 | 0.51 | |
| Diluted EPS (Rs.) | 1.76 | 1.40 | 1.15 | 0.92 | 0.51 | |
| Cash EPS (Rs.) | 1.94 | 1.58 | 1.25 | 1.00 | 0.66 | |
| Book Value [Excl. Reval Reserve]/Share (Rs.) | 15.15 | 13.34 | 13.36 | 12.17 | 10.31 | |
| Book Value [Incl. Reval Reserve]/Share (Rs.) | 16.90 | 14.78 | 13.36 | 12.17 | 10.31 | |
| Dividend/Share (Rs.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Operating Revenue / Share (Rs.) | 14.61 | 12.72 | 10.26 | 8.85 | 10.32 | |
| Net Profit/Share (Rs.) | 1.73 | 1.40 | 1.11 | 0.90 | 0.51 | |
| Per Employee Ratios | ||||||
| Interest Income/ Employee (Rs.) | 0.00 | 11,198,945.01 | 8,797,535.92 | 7,479,040.73 | 7,195,187.45 | |
| Net Profit/ Employee (Rs.) | 0.00 | 1,236,612.29 | 951,744.06 | 764,246.37 | 352,631.66 | |
| Business/ Employee (Rs.) | 0.00 | 232,467,607.73 | 199,045,829.95 | 181,681,098.53 | 156,074,875.19 | |
| Per Branch Ratios | ||||||
| Interest Income/ Branch (Rs.) | 84,350,850.67 | 74,319,327.56 | 60,249,460.25 | 52,053,099.56 | 52,737,123.10 | |
| Net Profit/ Branches (Rs.) | 9,999,115.44 | 8,206,504.64 | 6,517,968.94 | 5,319,050.09 | 2,584,613.62 | |
| Business/ Branches (Rs.) | 1,671,646,153.82 | 1,542,719,986.40 | 1,363,154,857.76 | 1,264,475,573.43 | 1,143,950,724.90 | |
| Key Performance Ratios | ||||||
| ROCE (%) | 2.24 | 1.96 | 1.93 | 1.99 | 2.25 | |
| CASA (%) | 43.65 | 43.89 | 43.74 | 43.43 | 42.51 | |
| Net Profit Margin (%) | 11.85 | 11.04 | 10.81 | 10.21 | 4.90 | |
| Operating Profit Margin (%) | 20.28 | 17.14 | 16.97 | 15.24 | 7.25 | |
| Return on Assets (%) | 0.84 | 0.75 | 0.66 | 0.57 | 0.30 | |
| Return on Equity / Networth (%) | 11.43 | 10.52 | 8.30 | 7.43 | 4.90 | |
| Net Interest Margin (X) | 2.75 | 2.79 | 2.63 | 2.10 | 2.15 | |
| Cost to Income (%) | 47.13 | 56.32 | 51.93 | 48.61 | 48.54 | |
| Interest Income/Total Assets (%) | 7.12 | 6.83 | 6.18 | 5.58 | 6.19 | |
| Non-Interest Income/Total Assets (%) | 1.40 | 1.60 | 1.30 | 1.63 | 2.02 | |
| Operating Profit/Total Assets (%) | -0.55 | -0.85 | -0.64 | -1.06 | -1.72 | |
| Operating Expenses/Total Assets (%) | 1.96 | 2.47 | 2.04 | 1.82 | 2.02 | |
| Interest Expenses/Total Assets (%) | 4.36 | 4.03 | 3.55 | 3.48 | 4.03 | |
| Valuation Ratios | ||||||
| Enterprise Value (Rs. Cr) | 411,093.87 | 412,764.65 | 307,163.65 | 282,925.96 | 258,070.80 | |
| EV Per Net Sales (X) | 14.61 | 17.16 | 15.83 | 16.91 | 15.21 | |
| Price To Book Value (X) | 2.57 | 4.50 | 1.69 | 1.50 | 1.55 | |
| Price To Sales (X) | 2.67 | 4.71 | 2.20 | 2.06 | 1.55 | |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Earnings Yield (X) | 0.04 | 0.02 | 0.05 | 0.05 | 0.03 |
14.02.2026
Indian Overseas Bank expands Startup Banking network, launches IOB Gram Sweekar
16.01.2026
IOB may miss August public shareholding deadline, seek extension, says CEO Ajay Srivastava
30.12.2025
18.12.2025
22.07.2024
Indian Overseas Bank Q1 results: Net profit up 27% to Rs 633 crore
02.08.2023
Indian Overseas Bank Q1 Results: Net profit grows 27% to Rs 500 crore; asset quality improves
03.02.2022
IOB Standalone December 2021 Net Interest Income (NII) at Rs 1,572.11 crore, up 3.31% Y-o-Y
29.10.2021
IOB Standalone September 2021 Net Interest Income (NII) at Rs 1,632.94 crore, up 4.59% Y-o-Y