| Profit & Loss account of Indian Overseas Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| INCOME |
|
|
|
|
|
|
| Interest / Discount on Advances / Bills |
20,182.13 |
17,575.61 |
13,150.69 |
10,665.17 |
10,834.35 |
|
| Income from Investments |
7,037.88 |
5,945.77 |
5,848.63 |
5,674.59 |
5,711.68 |
|
| Interest on Balance with RBI and Other Inter-Bank funds |
175.88 |
228.74 |
401.01 |
230.49 |
304.50 |
|
| Others |
735.12 |
299.61 |
0.00 |
159.62 |
115.00 |
|
| Total Interest Earned |
28,131.01 |
24,049.73 |
19,400.33 |
16,729.87 |
16,965.53 |
|
| Other Income |
5,545.07 |
5,656.26 |
4,108.75 |
4,903.02 |
5,559.02 |
|
| Total Income |
33,676.08 |
29,706.00 |
23,509.07 |
21,632.89 |
22,524.55 |
|
| EXPENDITURE |
|
|
|
|
|
|
| Interest Expended |
17,240.80 |
14,220.32 |
11,145.44 |
10,418.73 |
11,067.02 |
|
| Payments to and Provisions for Employees |
4,666.40 |
6,140.13 |
4,099.05 |
3,485.77 |
3,702.78 |
|
| Depreciation |
394.46 |
335.85 |
259.89 |
172.19 |
258.00 |
|
| Operating Expenses (excludes Employee Cost & Depreciation) |
2,686.41 |
2,245.93 |
2,062.52 |
1,793.29 |
1,600.94 |
|
| Total Operating Expenses |
7,747.26 |
8,721.91 |
6,421.46 |
5,451.24 |
5,561.72 |
|
| Provision Towards Income Tax |
17.01 |
756.92 |
249.46 |
69.52 |
23.24 |
|
| Provision Towards Deferred Tax |
1,160.00 |
0.00 |
0.00 |
0.00 |
-15.00 |
|
| Other Provisions and Contingencies |
4,176.30 |
3,351.22 |
3,593.92 |
3,983.85 |
5,056.10 |
|
| Total Provisions and Contingencies |
5,353.31 |
4,108.14 |
3,843.38 |
4,053.37 |
5,064.34 |
|
| Total Expenditure |
30,341.37 |
27,050.37 |
21,410.29 |
19,923.34 |
21,693.08 |
|
| Net Profit / Loss for The Year |
3,334.71 |
2,655.62 |
2,098.79 |
1,709.54 |
831.47 |
|
| Net Profit / Loss After EI & Prior Year Items |
3,334.71 |
2,655.62 |
2,098.79 |
1,709.54 |
831.47 |
|
| Profit / Loss Brought Forward |
-14,469.29 |
-16,448.70 |
-17,999.29 |
-18,813.86 |
-18,977.12 |
|
| Total Profit / Loss available for Appropriations |
-11,134.59 |
-13,793.07 |
-15,900.50 |
-17,104.32 |
-18,145.65 |
|
| APPROPRIATIONS |
|
|
|
|
|
|
| Transfer To / From Statutory Reserve |
833.68 |
663.91 |
524.70 |
493.21 |
0.00 |
|
| Transfer To / From Capital Reserve |
43.69 |
12.31 |
23.50 |
111.76 |
568.21 |
|
| Transfer To / From Revenue And Other Reserves |
421.37 |
0.00 |
0.00 |
0.00 |
100.00 |
|
| Dividend and Dividend Tax for The Previous Year |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Equity Share Dividend |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Tax On Dividend |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Balance Carried Over To Balance Sheet |
-12,533.33 |
-14,469.29 |
-16,448.70 |
-17,999.29 |
-18,813.86 |
|
| Total Appropriations |
-11,134.59 |
-13,793.07 |
-15,900.50 |
-17,104.32 |
-18,145.65 |
|
| OTHER INFORMATION |
|
|
|
|
|
|
| EARNINGS PER SHARE |
|
|
|
|
|
|
| Basic EPS (Rs.) |
1.76 |
1.40 |
1.15 |
0.92 |
0.51 |
|
| Diluted EPS (Rs.) |
1.76 |
1.40 |
1.15 |
0.92 |
0.51 |
|
| DIVIDEND PERCENTAGE |
|
|
|
|
|
|
| Equity Dividend Rate (%) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
Source : Dion Global Solutions Limited
