Nine Months Results of Indian Overseas Bank (in Rs. Cr.) |
Dec '20 |
Dec '19 |
Dec '18 |
Dec '17 |
Dec '16 |
|
Interest Earned |
|
|
|
|
|
|
(a) Int. /Disc. on Adv/Bills |
8,391.16 |
8,664.96 |
8,797.00 |
9,151.40 |
10,886.83 |
|
(b) Income on Investment |
4,272.78 |
3,809.49 |
3,706.84 |
3,621.18 |
3,849.52 |
|
(c) Int. on balances With RBI |
244.16 |
489.49 |
445.03 |
315.08 |
352.66 |
|
(d) Others |
-- |
-- |
125.89 |
-- |
-- |
|
Other Income |
3,542.65 |
2,264.48 |
3,288.90 |
2,759.57 |
2,340.54 |
|
EXPENDITURE |
|
|
|
|
|
|
Interest Expended |
8,412.80 |
9,192.88 |
9,274.64 |
9,353.11 |
11,223.38 |
|
Employees Cost |
2,536.79 |
2,366.26 |
1,941.34 |
2,249.57 |
2,357.15 |
|
Other Expenses |
1,329.47 |
1,332.77 |
1,245.31 |
1,744.62 |
1,239.79 |
|
Depreciation |
-- |
-- |
-- |
-- |
-- |
|
Operating Profit before Provisions and contingencies |
4,171.69 |
2,336.51 |
3,902.37 |
2,499.93 |
2,609.23 |
|
Provisions And Contingencies |
3,675.63 |
10,817.80 |
6,492.49 |
5,486.23 |
5,241.40 |
|
Exceptional Items |
-- |
-- |
-- |
-- |
-- |
|
P/L Before Tax |
496.06 |
-8,481.29 |
-2,590.12 |
-2,986.30 |
-2,632.17 |
|
Tax |
14.36 |
189.92 |
-837.40 |
-293.54 |
137.90 |
|
P/L After Tax from Ordinary Activities |
481.70 |
-8,671.21 |
-1,752.72 |
-2,692.76 |
-2,770.07 |
|
Prior Year Adjustments |
-- |
-- |
-- |
-- |
-- |
|
Extra Ordinary Items |
-- |
-- |
-- |
-- |
-- |
|
Net Profit/(Loss) For the Period |
481.70 |
-8,671.21 |
-1,752.72 |
-2,692.76 |
-2,770.07 |
|
Equity Share Capital |
16,436.99 |
12,585.40 |
6,263.78 |
2,852.56 |
2,454.73 |
|
Reserves Excluding Revaluation Reserves |
-- |
-- |
6,279.96 |
9,124.38 |
10,621.28 |
|
Equity Dividend Rate (%) |
-- |
-- |
-- |
-- |
-- |
|
ANALYTICAL RATIOS |
|
|
|
|
|
|
a) % of Share by Govt. |
95.84 |
94.56 |
91.99 |
82.41 |
79.56 |
|
b) Capital Adequacy Ratio - Basel -I |
-- |
-- |
-- |
-- |
-- |
|
c) Capital Adequacy Ratio - Basel -II |
-- |
-- |
-- |
-- |
-- |
|
EPS Before Extra Ordinary |
|
|
|
|
|
|
Basic EPS |
0.13 |
-9.06 |
-4.12 |
-10.23 |
-13.39 |
|
Diluted EPS |
0.13 |
-9.06 |
-4.12 |
-10.23 |
-13.39 |
|
EPS After Extra Ordinary |
|
|
|
|
|
|
Basic EPS. |
0.13 |
-9.06 |
-4.12 |
-10.23 |
-13.39 |
|
Diluted EPS. |
0.13 |
-9.06 |
-4.12 |
-10.23 |
-13.39 |
|
NPA Ratios |
|
|
|
|
|
|
i) Gross NPA |
16,753.48 |
23,733.86 |
35,786.57 |
33,266.88 |
34,502.13 |
|
ii) Net NPA |
3,904.92 |
7,087.09 |
17,987.92 |
17,761.22 |
19,900.75 |
|
i) % of Gross NPA |
12.19 |
17.12 |
23.76 |
21.95 |
22.42 |
|
ii) % of Net NPA |
3.13 |
5.81 |
13.56 |
13.08 |
14.32 |
|
Return on Assets % |
0.21 |
-3.94 |
-0.85 |
-1.34 |
-1.31 |
|
Public Share Holding |
|
|
|
|
|
|
No Of Shares (Crores) |
-- |
-- |
-- |
-- |
-- |
|
Share Holding (%) |
-- |
-- |
-- |
-- |
-- |
|
Promoters and Promoter Group Shareholding |
|
|
|
|
|
|
a) Pledged/Encumbered |
|
|
|
|
|
|
- Number of shares (Crores) |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total sh. of prom. and promoter group) |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total Share Cap. of the company) |
-- |
-- |
-- |
-- |
-- |
|
b) Non-encumbered |
|
|
|
|
|
|
- Number of shares (Crores). |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total sh. of prom. and promoter group). |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total Share Cap. of the company). |
-- |
-- |
-- |
-- |
-- |
|
Source : Dion Global Solutions Limited