Half Yearly Results of Indian Overseas Bank (in Rs. Cr.) |
Sep '20 |
Mar '20 |
Sep '19 |
Mar '19 |
Sep '18 |
|
Interest Earned |
|
|
|
|
|
|
(a) Int. /Disc. on Adv/Bills |
5,628.81 |
5,715.24 |
5,797.31 |
5,918.01 |
5,808.99 |
|
(b) Income on Investment |
2,859.47 |
2,744.62 |
2,463.33 |
2,477.27 |
2,445.01 |
|
(c) Int. on balances With RBI |
176.10 |
273.14 |
351.40 |
335.81 |
278.34 |
|
(d) Others |
-- |
61.07 |
-- |
367.83 |
-- |
|
Other Income |
1,999.83 |
1,887.93 |
1,418.44 |
2,063.59 |
2,142.72 |
|
EXPENDITURE |
|
|
|
|
|
|
Interest Expended |
5,690.76 |
5,983.59 |
6,119.69 |
6,236.20 |
6,115.93 |
|
Employees Cost |
1,687.17 |
1,762.96 |
1,477.76 |
1,357.47 |
1,289.37 |
|
Other Expenses |
845.91 |
1,029.25 |
858.86 |
971.20 |
833.54 |
|
Depreciation |
-- |
-- |
-- |
-- |
-- |
|
Operating Profit before Provisions and contingencies |
2,440.37 |
1,906.20 |
1,574.17 |
2,597.64 |
2,436.22 |
|
Provisions And Contingencies |
2,162.07 |
7,724.32 |
4,153.86 |
6,577.20 |
4,417.20 |
|
Exceptional Items |
-- |
-- |
-- |
-- |
-- |
|
P/L Before Tax |
278.30 |
-5,818.12 |
-2,579.69 |
-3,979.56 |
-1,980.98 |
|
Tax |
9.47 |
166.89 |
16.03 |
-1,648.38 |
-574.28 |
|
P/L After Tax from Ordinary Activities |
268.83 |
-5,985.01 |
-2,595.72 |
-2,331.18 |
-1,406.70 |
|
Prior Year Adjustments |
-- |
-- |
-- |
-- |
-- |
|
Extra Ordinary Items |
-- |
53.31 |
-- |
-- |
-- |
|
Net Profit/(Loss) For the Period |
268.83 |
-5,931.70 |
-2,595.72 |
-2,331.18 |
-1,406.70 |
|
Equity Share Capital |
16,436.99 |
16,436.99 |
9,141.65 |
9,141.65 |
4,890.77 |
|
Reserves Excluding Revaluation Reserves |
-- |
-- |
-- |
4,733.24 |
-- |
|
Equity Dividend Rate (%) |
-- |
-- |
-- |
-- |
-- |
|
ANALYTICAL RATIOS |
|
|
|
|
|
|
a) % of Share by Govt. |
95.84 |
95.84 |
92.52 |
92.52 |
89.74 |
|
b) Capital Adequacy Ratio - Basel -I |
-- |
-- |
-- |
-- |
-- |
|
c) Capital Adequacy Ratio - Basel -II |
-- |
-- |
-- |
-- |
-- |
|
EPS Before Extra Ordinary |
|
|
|
|
|
|
Basic EPS |
0.16 |
-3.61 |
-2.84 |
-- |
-2.88 |
|
Diluted EPS |
0.16 |
-- |
-2.84 |
-- |
-2.88 |
|
EPS After Extra Ordinary |
|
|
|
|
|
|
Basic EPS. |
0.16 |
-3.61 |
-2.84 |
-- |
-2.88 |
|
Diluted EPS. |
0.16 |
-- |
-2.84 |
-- |
-2.88 |
|
NPA Ratios : |
|
|
|
|
|
|
i) Gross NPA |
17,659.63 |
19,912.70 |
28,673.95 |
33,398.12 |
37,109.96 |
|
ii) Net NPA |
5,290.60 |
6,602.80 |
12,507.97 |
14,368.30 |
18,876.05 |
|
i) % of Gross NPA |
13.04 |
14.78 |
20.00 |
21.97 |
24.73 |
|
ii) % of Net NPA |
4.30 |
5.44 |
9.84 |
10.81 |
14.34 |
|
Return on Assets % |
0.18 |
0.20 |
-1.82 |
-2.82 |
-1.02 |
|
Public Share Holding |
|
|
|
|
|
|
No Of Shares (Crores) |
-- |
-- |
-- |
-- |
-- |
|
Share Holding (%) |
-- |
-- |
-- |
-- |
-- |
|
Promoters and Promoter Group Shareholding |
|
|
|
|
|
|
a) Pledged/Encumbered |
|
|
|
|
|
|
- Number of shares (Crores) |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total sh. of prom. and promoter group) |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total Share Cap. of the company) |
-- |
-- |
-- |
-- |
-- |
|
b) Non-encumbered |
|
|
|
|
|
|
- Number of shares (Crores). |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total sh. of prom. and promoter group). |
-- |
-- |
-- |
-- |
-- |
|
- Per. of shares (as a % of the total Share Cap. of the company). |
-- |
-- |
-- |
-- |
-- |
|
Source : Dion Global Solutions Limited