| Key Financial Ratios of IDFC First Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
2.09 |
4.32 |
3.91 |
0.23 |
0.82 |
|
| Diluted EPS (Rs.) |
2.08 |
4.25 |
3.84 |
0.23 |
0.81 |
|
| Cash EPS (Rs.) |
3.20 |
5.06 |
4.32 |
0.83 |
1.38 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
52.00 |
45.49 |
38.86 |
33.78 |
31.37 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
52.00 |
45.49 |
38.86 |
33.78 |
31.37 |
|
| Dividend/Share (Rs.) |
0.25 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
49.85 |
42.89 |
34.34 |
27.62 |
28.13 |
|
| Net Profit/Share (Rs.) |
2.08 |
4.18 |
3.68 |
0.23 |
0.80 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
8,657,026.52 |
7,370,385.07 |
6,428,927.53 |
6,176,335.71 |
6,606,752.24 |
|
| Net Profit/ Employee (Rs.) |
361,647.21 |
718,628.98 |
689,390.95 |
52,327.04 |
187,132.40 |
|
| Business/ Employee (Rs.) |
115,069,199.41 |
96,052,278.38 |
83,851,505.29 |
80,381,299.17 |
78,298,045.97 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
364,286,293.41 |
321,212,936.44 |
280,933,802.22 |
267,904,583.46 |
267,917,105.70 |
|
| Net Profit/ Branches (Rs.) |
15,218,056.89 |
31,318,977.75 |
30,125,276.89 |
2,269,736.35 |
7,588,595.64 |
|
| Business/ Branches (Rs.) |
4,842,093,536.93 |
4,186,108,882.42 |
3,664,176,038.32 |
3,486,617,226.21 |
3,175,143,411.07 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.25 |
2.19 |
2.16 |
1.82 |
1.66 |
|
| CASA (%) |
46.90 |
47.24 |
49.76 |
48.44 |
51.74 |
|
| Net Profit Margin (%) |
4.17 |
9.75 |
10.72 |
0.84 |
2.83 |
|
| Operating Profit Margin (%) |
5.79 |
13.16 |
14.25 |
1.12 |
4.69 |
|
| Return on Assets (%) |
0.44 |
0.99 |
1.01 |
0.07 |
0.27 |
|
| Return on Equity / Networth (%) |
4.00 |
9.19 |
9.47 |
0.69 |
2.53 |
|
| Net Interest Margin (X) |
5.61 |
5.55 |
5.26 |
5.10 |
4.52 |
|
| Cost to Income (%) |
71.82 |
72.22 |
71.16 |
74.60 |
73.62 |
|
| Interest Income/Total Assets (%) |
10.61 |
10.24 |
9.47 |
9.02 |
9.78 |
|
| Non-Interest Income/Total Assets (%) |
2.04 |
2.02 |
1.86 |
1.69 |
1.38 |
|
| Operating Profit/Total Assets (%) |
-1.59 |
-1.02 |
-0.84 |
-1.61 |
-1.10 |
|
| Operating Expenses/Total Assets (%) |
5.49 |
5.47 |
5.07 |
5.07 |
4.34 |
|
| Interest Expenses/Total Assets (%) |
5.00 |
4.68 |
4.20 |
3.92 |
5.26 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
317,251.56 |
293,737.03 |
227,522.57 |
177,477.26 |
161,343.06 |
|
| EV Per Net Sales (X) |
8.69 |
9.69 |
10.01 |
10.33 |
10.10 |
|
| Price To Book Value (X) |
1.06 |
1.66 |
1.42 |
1.17 |
1.78 |
|
| Price To Sales (X) |
1.10 |
1.76 |
1.60 |
1.44 |
1.98 |
|
| Retention Ratios (%) |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
0.04 |
0.06 |
0.07 |
0.01 |
0.01 |
|
Source : Dion Global Solutions Limited
