| Key Financial Ratios of IDFC First Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
-5.98 |
-4.75 |
2.53 |
3.00 |
2.34 |
|
| Diluted EPS (Rs.) |
-5.91 |
-4.71 |
2.52 |
2.98 |
2.34 |
|
| Cash EPS (Rs.) |
-5.32 |
1.82 |
3.00 |
3.40 |
1.50 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
31.90 |
37.98 |
44.82 |
43.18 |
40.18 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
31.90 |
37.98 |
44.82 |
43.18 |
40.18 |
|
| Dividend/Share (Rs.) |
0.00 |
0.00 |
0.75 |
0.75 |
0.25 |
|
| Operating Revenue / Share (Rs.) |
32.99 |
24.99 |
26.23 |
25.10 |
10.76 |
|
| Net Profit/Share (Rs.) |
-5.95 |
-4.07 |
2.52 |
3.00 |
1.38 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
7,846,558.06 |
9,748,039.81 |
15,359,485.04 |
21,850,741.36 |
15,171,860.29 |
|
| Net Profit/ Employee (Rs.) |
-1,416,383.34 |
-1,586,177.94 |
1,477,989.85 |
2,611,364.40 |
1,941,177.96 |
|
| Business/ Employee (Rs.) |
74,524,444.02 |
127,911,637.92 |
172,623,134.85 |
229,474,795.90 |
224,193,243.24 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
341,967,881.47 |
493,726,132.23 |
595,333,640.00 |
1,153,069,527.03 |
561,358,830.77 |
|
| Net Profit/ Branches (Rs.) |
-61,728,672.41 |
-80,337,946.28 |
57,286,886.67 |
137,802,405.41 |
71,823,584.62 |
|
| Business/ Branches (Rs.) |
3,247,916,609.91 |
6,478,565,892.56 |
6,690,872,706.67 |
12,109,447,000.00 |
8,295,150,000.00 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.40 |
-1.10 |
1.04 |
1.66 |
1.06 |
|
| CASA (%) |
32.16 |
12.93 |
11.84 |
5.20 |
5.41 |
|
| Net Profit Margin (%) |
-18.05 |
-16.27 |
9.62 |
11.95 |
12.79 |
|
| Operating Profit Margin (%) |
-38.92 |
-46.98 |
29.46 |
33.64 |
37.33 |
|
| Return on Assets (%) |
-1.91 |
-1.16 |
0.67 |
0.90 |
0.63 |
|
| Return on Equity / Networth (%) |
-18.66 |
-10.70 |
5.63 |
6.94 |
3.42 |
|
| Net Interest Margin (X) |
3.77 |
1.91 |
1.42 |
1.79 |
1.14 |
|
| Cost to Income (%) |
73.67 |
142.27 |
56.67 |
42.13 |
40.82 |
|
| Interest Income/Total Assets (%) |
10.63 |
7.14 |
7.05 |
7.60 |
4.93 |
|
| Non-Interest Income/Total Assets (%) |
1.15 |
0.56 |
0.88 |
0.90 |
0.54 |
|
| Operating Profit/Total Assets (%) |
-3.07 |
-1.72 |
-0.20 |
0.00 |
0.08 |
|
| Operating Expenses/Total Assets (%) |
3.63 |
3.52 |
1.30 |
1.13 |
0.69 |
|
| Interest Expenses/Total Assets (%) |
6.85 |
5.23 |
5.63 |
5.80 |
3.78 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
129,274.13 |
162,707.72 |
118,552.71 |
107,590.23 |
70,601.45 |
|
| EV Per Net Sales (X) |
8.15 |
13.62 |
13.28 |
12.61 |
19.35 |
|
| Price To Book Value (X) |
0.66 |
1.45 |
1.06 |
1.37 |
1.20 |
|
| Price To Sales (X) |
0.64 |
2.21 |
1.80 |
2.36 |
4.49 |
|
| Retention Ratios (%) |
100.00 |
115.12 |
64.53 |
99.99 |
81.79 |
|
| Earnings Yield (X) |
-0.28 |
-0.07 |
0.05 |
0.05 |
0.03 |
|
Source : Dion Global Solutions Limited
