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Teena Jain Kaushal

Editor - Personal Finance

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RBI MPC meet today: Will your home loan EMI go down further?

BUSINESS

RBI MPC meet today: Will your home loan EMI go down further?

Since February 2025, RBI has trimmed repo rates by 100 bps from 6.5% to 5.5% after it held rates steady in August .

Income tax refund delayed? Here are possible reasons and checks involved

BUSINESS

Income tax refund delayed? Here are possible reasons and checks involved

The I-T department is allowed up to nine months from the end of the financial year in which the return is filed to process refund

Tax audit due date extended by CBDT to October 31, 2025

BUSINESS

Tax audit due date extended by CBDT to October 31, 2025

The CBDT clarified that the Income-tax e-filing portal has been functioning smoothly without technical glitches, with over 4.02 lakh Tax Audit Reports (TARs) submitted as of September 24, 2025

Delhi HC defers tax audit extension hearing as CBDT reviews Rajasthan, Karnataka orders

BUSINESS

Delhi HC defers tax audit extension hearing as CBDT reviews Rajasthan, Karnataka orders

Sumit Garg, a Chartered Accountant, recently filed a writ petition in the Delhi High Court (dated September 22, 2025) seeking an extension of the tax audit report filing deadline for FY 2024-25.

Tax audit date extension plays out in courts, here is what taxpayers should do

BUSINESS

Tax audit date extension plays out in courts, here is what taxpayers should do

The Rajasthan and Karnataka high courts' decision to extend tax audit reports filing deadline to October 31 is applicable to only these two states. CBDT is yet to speak on the matter

Karnataka HC extends tax audit deadline to October 31; what it means for taxpayers in other states?

BUSINESS

Karnataka HC extends tax audit deadline to October 31; what it means for taxpayers in other states?

This comes after Rajasthan HC passed a similar order. For now, the order will apply to these two states only if a review petition is not filed by CBDT in the Supreme Court, a tax expert said

Rajasthan High Court extends due date for tax audit to October 31: Is similar notification expected across India? Tax expert clarifies

BUSINESS

Rajasthan High Court extends due date for tax audit to October 31: Is similar notification expected across India? Tax expert clarifies

The Rajasthan High Court's Jodhpur Bench has issued an interim order in response to a writ petition filed by the Tax Bar Association Jodhpur. Similar petitions have been filed across the country.

From Gifty City to Private Credit: Why are they on the investment radar of HNIs and ultra-rich?

BUSINESS

From Gifty City to Private Credit: Why are they on the investment radar of HNIs and ultra-rich?

The ultra-wealthy are rewriting the rules of investing in India. They’re moving away from plain-vanilla equities and FDs, embracing high-yield plays like private credit, venturing into AIFs for bold bets, and using GIFT City as a launchpad to the world.

Gold shines bright. Should you buy, hold or sell?

BUSINESS

Gold shines bright. Should you buy, hold or sell?

Wait for the correction before making fresh allocations but do keep gold in your portfolio. As history has shown, when uncertainty rises, gold shines the brightest

Is tax audit required if you incur a loss in F&O trading?

BUSINESS

Is tax audit required if you incur a loss in F&O trading?

Tax audit depends on the turnover from F&O trading. Turnover is a critical factor because tax audit is triggered only when turnover crosses prescribed limits

Trump Gold Card vs EB-5: Which route to U.S. Permanent Residency is faster for the ultra-wealthy?

BUSINESS

Trump Gold Card vs EB-5: Which route to U.S. Permanent Residency is faster for the ultra-wealthy?

Unlike EB-5, which involves an investment of $800,000, Trump Gold Card has a fee of $1 million. So, there is no return of capital or potential to earn revenue on this amount.

Trump Gold & Platinum Cards: How ultra-rich can obtain US Residency; eligibility, taxes and cost

BUSINESS

Trump Gold & Platinum Cards: How ultra-rich can obtain US Residency; eligibility, taxes and cost

The Trump Gold and Platinum Cards are not for the average investor. They are tools for the ultra-wealthy seeking access and flexibility in the U.S.

Health insurers offering 'Day-1' protection against diabetes for higher premiums

BUSINESS

Health insurers offering 'Day-1' protection against diabetes for higher premiums

Most health insurance plans impose a 2–3 year waiting period for pre-existing diseases like diabetes. Some may offer early cover but at the cost of higher premiums or disease-specific co-payments.

Sept 30 tax audit deadline: Why freelancers, professionals and small businesses can’t ignore Section 44AB

BUSINESS

Sept 30 tax audit deadline: Why freelancers, professionals and small businesses can’t ignore Section 44AB

If you’re a freelancer or a professional like a doctor, lawyer, architect or a CA and your annual income exceeds Rs 50 lakh, you need a tax audit

Fed’s Rate Cut: What it means for Indian borrowers, savers, and investors

BUSINESS

Fed’s Rate Cut: What it means for Indian borrowers, savers, and investors

For Indian households, savers, and investors, the Fed’s move carries different implications calling for a recalibration of financial strategies.

Path to Rs 5 crore: How the first Rs 50 lakh takes 8 years and the final Rs 50 lakh just 10 months

BUSINESS

Path to Rs 5 crore: How the first Rs 50 lakh takes 8 years and the final Rs 50 lakh just 10 months

Even more revealing is how the source of each Rs 50 lakh tranche flips completely. Early on most of the Rs 50 lakh comes from your contributions, however, near the end nearly all of it comes from returns.

Why filing ITR early is a smart choice: Faster refunds to old regime option and carry forward of losses

BUSINESS

Why filing ITR early is a smart choice: Faster refunds to old regime option and carry forward of losses

Early tax filing has several advantages, as it allows the taxpayer to carry forward losses, avoid late fees and ensures that refunds, if any, are processed faster.

Some MRPs may remain high even after lower GST rates kick in on September 22. Here's what you should do

BUSINESS

Some MRPs may remain high even after lower GST rates kick in on September 22. Here's what you should do

Since existing stock is already in the distribution pipeline, it may take two–three months for the transition to be fully reflected in the market. Customer, however, should ask for lower prices if GST benefits are not being passed on

ITR Filing: 'Due Date Extension' trends on X as taxpayers fear late fees, interest after September 15 deadline

BUSINESS

ITR Filing: 'Due Date Extension' trends on X as taxpayers fear late fees, interest after September 15 deadline

So far, 6.29 crore returns have been filed for AY 2025–26 (till September 13, 2025), against 7.28 crore returns filed in total for AY 2024–25. With ITR filings registering a steady growth the number could cross 7.8 crore this year

September 15 Advance Tax Deadline: Here's what you must pay today and interest you will be charged for delay

BUSINESS

September 15 Advance Tax Deadline: Here's what you must pay today and interest you will be charged for delay

If you fall short of the required 45% advance tax by September 15, interest under Section 234C kicks in. You will be charged 1 percent a month on the shortfall for three months (till December)

We bring a private-equity mindset to flexi-cap investing, says Madhu Lunawat of The Wealth Company

BUSINESS

We bring a private-equity mindset to flexi-cap investing, says Madhu Lunawat of The Wealth Company

'We have private equity style approach doing deep-dive research into companies, management teams, business DNA, and long-term sustainability," says Lunawat

September 15 ITR Deadline Nears: Easy guide to advance tax payment, due dates & late payment interest

BUSINESS

September 15 ITR Deadline Nears: Easy guide to advance tax payment, due dates & late payment interest

If you haven’t paid advance tax for FY25 yet, you can pay it at the time of filing your ITR. But for the next year, plan better by paying the due advance tax for FY26 by September 15 2025.

9% of Aditya Birla Health Insurance customers got 6–100% premium refunds for staying active, says Mayank Bathwal

BUSINESS

9% of Aditya Birla Health Insurance customers got 6–100% premium refunds for staying active, says Mayank Bathwal

'The industry will likely grow 15–20% this year, and we at Aditya Birla Health are growing faster around 40%. But yes, if costs continue to rise at 12–14%, it will reflect in premiums,' said the CEO of Aditya Birla Health Insurance

Net equity inflow for August declines 21% to Rs 33,430 crore, shows AMFI data

BUSINESS

Net equity inflow for August declines 21% to Rs 33,430 crore, shows AMFI data

The mutual fund industry’s overall assets under management (AUM) declined to Rs 75.18 crore from Rs 75.35 lakh crore in July and Rs 74.41 lakh crore in June.

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