BUSINESS
How to manage your portfolio in times of high inflation
Despite the RBI’s measures to control inflation, things may not improve quickly. Rising interest rates will lead to volatility in markets. Here’s what you can do to keep your portfolio going.
BUSINESS
Arbitrage Mutual Funds: As the interest rates rise, many are moving to arbitrage funds for the short term. Should you join them?
Arbitrage Funds: Though these schemes work better with a timeframe of at least one year, investors are looking at it for the very short term, typically up to three months.
BUSINESS
Given the rout in the markets, should you sell your international mutual funds?
Rising interest rates have led to a sharp fall in technology stocks in the US, a favourite among Indian investors for the past two years. That doesn’t mean you should sell them in a hurry, especially when fresh investments have been halted temporarily.
BUSINESS
Have volatile markets driven investors out of mutual funds?
Rising interest rates, volatile equity markets and a curb on new fund launches have slowed mutual fund inflows. Fund officials say this is temporary.
BUSINESS
Is now a good time to buy gold?
Gold prices may not have stuck to the script of going up despite the Russia-Ukraine conflict. But gold is not to be used to generate returns. It is a hedge against inflation and uncertainty. And it’s best to invest in it, paperless.
BUSINESS
Gold prices have fallen. Should you buy more gold now?
Experts advise against selling gold because prices have fallen. They say long-term investors should be guided by their portfolio asset allocations.
BUSINESS
How the Franklin Templeton crisis led to reforms to make debt funds safer
From risk boundaries to provisioning for sudden withdrawals, the regulator has made debt funds safer in the past two years. But that doesn’t mean debt funds are risk-free.
BUSINESS
Ban on pool accounts for MF investments gives stakeholders implementation headache
Mutual fund distributors, brokers and platforms using pool accounts have reported that investments in mutual funds are being delayed or rejected as they race to implement the new mechanism by July 1.
BUSINESS
Two fixed income investments that outshine low interest options
In the current inflationary scenario, locking in rates for long term is not a wise scenario and the short term rates are not at all remunerative.
BUSINESS
82% of large-cap schemes underperform benchmarks over the last 5 years: SPIVA report
The numbers for 2021 look better than the scorecard for 2020. The study showed 50 percent of the large cap equity funds underperformed the S&P BSE 100 index in 2021 compared with 80 percent in 2020.
BUSINESS
Will Reserve Bank of India raise interest rates tomorrow?
RBI has to ensure that economic growth continues, inflation stays under control and, at the same time, savers receive positive real rates of interest.
BUSINESS
Investors should be in large-cap funds despite volatility: Rajesh Cheruvu of Validus Wealth
As FY23 starts, Rajesh Cheruvu, Chief Investment Officer at Validus Wealth, shares his thoughts on asset classes such as stocks, bonds, gold and global equities.
BUSINESS
Effective July 1, your investments in mutual funds through stockbrokers and online platforms may need to be registered again
In the case of stock exchange platforms the money will reach fund houses via clearing corporations. If you are an investor transacting in exchange-traded funds (ETFs), nothing changes for you.
BUSINESS
Inside the head of a value fund manager
After being beaten by the market for several years, value funds are back. Fund houses such as DSP, ITI, Canara Robeco, Axis and Quant have launched their value funds after the pandemic struck. And this time, managers are being more careful in building their portfolios.
BUSINESS
Mutual Fund houses launch target maturity funds for FY-end indexation benefits. Should you invest?
Some years ago, many fund houses used to launch fixed maturity plans (FMPs). These days barring a few FMPs, many fund houses are starting target maturity funds (TMF).
BUSINESS
Should you fret when foreign investors dump Indian equities?
Institutional investors may buy or sell, depending on factors like year-end profit-booking or allocations to various geographies. These may not have any bearing on the quality of stocks. Retail investors need not unduly worry about those actions, experts say.
BUSINESS
What Paytm, Zomato and other IPOs can teach when applying for LIC shares
Investors keep making the same mistakes and it was no different during the recent IPO wave. Chasing hot themes generally does not work.
BUSINESS
The 24th and 26th largest fund houses merge and want to be in the top 10. Will they succeed?
Suresh Soni is not stranger to the Indian mutual funds industry. As the chief of the now-merged Baroda BNP Paribas Mutual Fund (formed after the merger of Baroda Mutual Fund and BNP Paribas Mutual Fund), Soni wants to make the fund house relevant among investors. And he has a plan
BUSINESS
Why wealth managers are taking smart positions in this category to brace for volatile times ahead
A broad market rally called for a diversified approach to stock-picking. But the recent volatility in equity markets is ideal for a more focused approach, some wealth managers say.
BUSINESS
Should you sell equities and buy gold instead?
Risk-taking investors follow extreme strategies of shifting asset classes, entirely. For an Indian investor, exposure to gold makes a lot of sense when there is an expectation of sticky inflation and a weak rupee. But don’t just jump in to buy gold.
PERSONAL-FINANCE
Last-minute tax planning before March 31: Here are some tips
Investments in tax-saving instruments and insurance get you tax deduction benefits. But don’t just invest to save tax. Your tax–saving investments must fit your financial plan.
MUTUAL-FUNDS
Newly-launched mutual fund schemes adopt varying strategies to survive market volatility
Increased market volatility has prompted fund houses to launch value funds and balanced advantage funds. Initial portfolios show a wide diversification on the back of a surge of inflows.
BUSINESS
As rates harden, are target maturity funds better than regular debt schemes?
Target maturity schemes typically track the underlying index and buy bonds specified in that index that mature on or before a given date
BUSINESS
Should you hold your mutual funds in demat form or is statement of accounts mode better?
If you are keen on investing in ETFs, you should be using a demat account to hold your mutual funds
