Should senior citizens invest in the Pradhan Mantri Vaya Vandana Yojana?
Along with SCSS, PMVVY and RBI Bonds offer a steady income stream with no credit risks
Want to buy a house during the pandemic? Here’s how you strike a good deal
Buy a house only for self-use, provided your job and income are stable
Aditya Birla SL bars fresh inflows in two debt funds; but no restrictions on redemptions
Investors cannot enrol for any fresh systematic investment transactions in these schemes
Booked your house before COVID struck? Here are your options
A glimmer of hope comes in the form of reduced home loan rates
Corporate bond funds: A blend of moderate risks and above-average returns
As a category, these funds have delivered 8.8 per cent returns over the past one year
Investing in your child’s name? MFs, Sukanya Samriddhi and PPF make the cut
Investing in your children’s names is a tax-efficient option
Explained: The factors affecting gold prices
A weak rupee vis-à-vis the US dollar can increase domestic gold prices
Here are some useful add-ons to optimise your SIPs
You can pause, top-up and insure your monthly investments
Decline in SIP inflows during April: Early signs of investor fatigue?
As firms cut salaries and retrench staff, more investors may decide to reduce or stop their investments
Time to take some profits off the table after gold’s sharp rally
If there is too much gold in your portfolio, you can afford to book some of the gains
Dividend yield funds: Weak track record, not ideal for long-term investors
Over the past five and 10-year periods, most dividend yield funds have underperformed benchmarks
For market-linked returns, investors should opt for bond funds: Mirae AMC
Debt investors must strike a balance between safety and returns
Franklin Templeton crisis: When do investors get their money back?
If the macroeconomic situation remains as it is for a prolonged period of time, then investors may have to wait till the bonds mature
Choose the right investment mix to navigate volatile markets
For first-time investors, it makes sense to start with SIPs in both debt and equity funds
Franklin Templeton issue: Advisors may not recommend debt funds in a hurry
There is no ruling out of a contagion, with investors of other unaffected debt mutual funds running to redeem their units
No DA hike, dearness relief for central govt staff and pensioners: What are the financial implications?
Dearness allowance and dearness relief are part of salary or pension received by the employee or pensioner, respectively. They are taxed at marginal rate of tax under the head ‘income from salary’
Investors must hold a combination of SGBs and gold ETFs: Rajesh Cheruvu
Risk aversion of investors may ensure that gold prices are pushed upwards
SIPs in stocks: Only for seasoned and savvy investors
If you are a first-time investor, stick to mutual fund SIPs
Credit risk funds to gain from RBI’s moves, but they are still risky
Investors need to stay cautious and avoid chasing yields
Explained: Why chasing bond yields can be risky
A higher YTM may look attractive. But it can come with higher risks.
Should you invest in the fresh tranche of sovereign gold bonds?
Rising gold prices are expected to elicit a strong response from investors
Can a COVID-19 stimulus give a booster shot to your portfolio?
The stimulus needs to be given quickly in response to a crisis, in the right quantity
Personal Finance | MF investors show faith in equity funds, but debt funds bleed
Certain categories of debt funds such as credit risk funds continue to see outflows
SEBI extends timelines for processing investor requests and compliance
The relaxation is given for a period equal to the number of days of lockdown declared by the Government of India