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Nikhil Walavalkar

Editor - Personal Finance

Moneycontrol

Should senior citizens invest in the Pradhan Mantri Vaya Vandana Yojana?

BUSINESS

Should senior citizens invest in the Pradhan Mantri Vaya Vandana Yojana?

Along with SCSS, PMVVY and RBI Bonds offer a steady income stream with no credit risks

Want to buy a house during the pandemic? Here’s how you strike a good deal

BUSINESS

Want to buy a house during the pandemic? Here’s how you strike a good deal

Buy a house only for self-use, provided your job and income are stable

Aditya Birla SL bars fresh inflows in two debt funds; but no restrictions on redemptions

BUSINESS

Aditya Birla SL bars fresh inflows in two debt funds; but no restrictions on redemptions

Investors cannot enrol for any fresh systematic investment transactions in these schemes

Booked your house before COVID struck? Here are your options

BUSINESS

Booked your house before COVID struck? Here are your options

A glimmer of hope comes in the form of reduced home loan rates

Corporate bond funds: A blend of moderate risks and above-average returns

BUSINESS

Corporate bond funds: A blend of moderate risks and above-average returns

As a category, these funds have delivered 8.8 per cent returns over the past one year

Investing in your child’s name? MFs, Sukanya Samriddhi and PPF make the cut

BUSINESS

Investing in your child’s name? MFs, Sukanya Samriddhi and PPF make the cut

Investing in your children’s names is a tax-efficient option

Explained: The factors affecting gold prices

BUSINESS

Explained: The factors affecting gold prices

A weak rupee vis-à-vis the US dollar can increase domestic gold prices

Here are some useful add-ons to optimise your SIPs

BUSINESS

Here are some useful add-ons to optimise your SIPs

You can pause, top-up and insure your monthly investments

Decline in SIP inflows during April: Early signs of investor fatigue?

BUSINESS

Decline in SIP inflows during April: Early signs of investor fatigue?

As firms cut salaries and retrench staff, more investors may decide to reduce or stop their investments

Time to take some profits off the table after gold’s sharp rally

BUSINESS

Time to take some profits off the table after gold’s sharp rally

If there is too much gold in your portfolio, you can afford to book some of the gains

Dividend yield funds: Weak track record, not ideal for long-term investors

BUSINESS

Dividend yield funds: Weak track record, not ideal for long-term investors

Over the past five and 10-year periods, most dividend yield funds have underperformed benchmarks

For market-linked returns, investors should opt for bond funds: Mirae AMC

BUSINESS

For market-linked returns, investors should opt for bond funds: Mirae AMC

Debt investors must strike a balance between safety and returns

Franklin Templeton crisis: When do investors get their money back?

BUSINESS

Franklin Templeton crisis: When do investors get their money back?

If the macroeconomic situation remains as it is for a prolonged period of time, then investors may have to wait till the bonds mature

Choose the right investment mix to navigate volatile markets

BUSINESS

Choose the right investment mix to navigate volatile markets

For first-time investors, it makes sense to start with SIPs in both debt and equity funds

Franklin Templeton issue: Advisors may not recommend debt funds in a hurry

BUSINESS

Franklin Templeton issue: Advisors may not recommend debt funds in a hurry

There is no ruling out of a contagion, with investors of other unaffected debt mutual funds running to redeem their units

No DA hike, dearness relief for central govt staff and pensioners: What are the financial implications?

ECONOMY

No DA hike, dearness relief for central govt staff and pensioners: What are the financial implications?

Dearness allowance and dearness relief are part of salary or pension received by the employee or pensioner, respectively. They are taxed at marginal rate of tax under the head ‘income from salary’

Investors must hold a combination of SGBs and gold ETFs: Rajesh Cheruvu

BUSINESS

Investors must hold a combination of SGBs and gold ETFs: Rajesh Cheruvu

Risk aversion of investors may ensure that gold prices are pushed upwards

SIPs in stocks: Only for seasoned and savvy investors

BUSINESS

SIPs in stocks: Only for seasoned and savvy investors

If you are a first-time investor, stick to mutual fund SIPs

Credit risk funds to gain from RBI’s moves, but they are still risky

BUSINESS

Credit risk funds to gain from RBI’s moves, but they are still risky

Investors need to stay cautious and avoid chasing yields

Explained: Why chasing bond yields can be risky

BUSINESS

Explained: Why chasing bond yields can be risky

A higher YTM may look attractive. But it can come with higher risks.

Should you invest in the fresh tranche of sovereign gold bonds?

BUSINESS

Should you invest in the fresh tranche of sovereign gold bonds?

Rising gold prices are expected to elicit a strong response from investors

Can a COVID-19 stimulus give a booster shot to your portfolio?

BUSINESS

Can a COVID-19 stimulus give a booster shot to your portfolio?

The stimulus needs to be given quickly in response to a crisis, in the right quantity

Personal Finance | MF investors show faith in equity funds, but debt funds bleed

PERSONAL-FINANCE

Personal Finance | MF investors show faith in equity funds, but debt funds bleed

Certain categories of debt funds such as credit risk funds continue to see outflows

SEBI extends timelines for processing investor requests and compliance

BUSINESS

SEBI extends timelines for processing investor requests and compliance

The relaxation is given for a period equal to the number of days of lockdown declared by the Government of India

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