BUSINESS
Can a mutual fund investing in US fixed income help meet your goals? A Moneycontrol review
Bandhan US Treasury Bond 0-1 Year Fund-of-Fund will invest in US short-term treasury securities. But with scores of Indian fixed income bond funds giving higher yields, this might not suit everyone.
BUSINESS
Bandhan MF will be present in more locations after re-branding, says CEO Vishal Kapoor
With three new sponsors, the re-branding of Bandhan Mutual Fund will not change the fund house’s core values, says the CEO. And a new equities' head may just be the zing thing it needs
BUSINESS
Last-minute tax-saving tips: Should you invest in NSC and tax-saving bank fixed deposits?
Investment in NSC makes sense for conservative investors at this moment, says a Mumbai-based mutual fund distributor. However, investments in NSC and tax-saving FDs come with a five-year lock-in, which is comparatively higher than the three year lock-in on ELSS.
BUSINESS
Last-minute tax savings: Why an ELSS works well for patient investors
An equity-linked tax saving scheme (ELSS) or tax-saving mutual fund plan is the only pure-equity investment in the Section 80C tax deduction basket. But check your existing EPF, PFF contribution as well to ascertain how much you really need to invest in an ELS.
BUSINESS
Women’s day: Meet the Next Gen women fund managers who want to reach the top
Funds managed by women have consistently outperformed the category average over various time periods, say experts.
BUSINESS
Liquid funds in a sweet spot now. Where to pour your spillover cash?
Portfolio yields are high in liquid funds presently on the back of rising interest rates. With very short-term bank Fixed Deposit (FD) rates still low, liquids funds are ideal for parking your short-term cash
BUSINESS
Systematic Withdrawal Plans of mutual funds get a makeover: Here’s all you need to know
Fund houses like Motilal Oswal and ICICI Prudential are allowing investors to withdraw a percentage of their investments through their systematic withdrawal plan. A small tweak that ensures your corpus lasts a little longer.
BUSINESS
SBI Dividend Yield Fund NFO opens: Should you invest?
The country’s largest MF has launched its maiden equity offering in CY2023 – the SBI Dividend Yield Fund. The NFO, which opened on February 20, closes on March 6. The objective is to build a diversified portfolio of dividend-paying stocks.
BUSINESS
Why investors are into long duration debt funds despite the RBI repo rate hike
Long term investors looking to lock-in high yield on the long term bonds in a tax efficient manner is keen on long duration funds. Here is how they look at these schemes as RBI is yet to pause on interest rates hikes.
BUSINESS
Why past returns are not a good measure to identify the best debt fund
The debt fund returns in a fund’s fact sheet or on its website tell you how the fund has done in the past. But to draw a more accurate comparison with a bank FD, you need to look at a debt fund’s Yield to Maturity.
BUSINESS
Valentine’s Day: How newly-married couples can start talking money, together
Marriage is a new beginning, and for most couples discussing money may not be a priority. However, timely handling of money matters will help avoid future conflicts.
BUSINESS
What should debt fund investors do as RBI hikes repo rate?
RBI has raised repo rate by 25 basis points on February 8. This pushed up the short term rates. Here is how investors should realign their debt fund investments.
BUSINESS
Which target maturity fund will help you ride out RBI’s final rate hike(s)…and beyond?
RBI’s first monetary policy of 2023 may well see its final, or one of its last, interest rate hikes for now. And target maturity funds are an ideal investment for your debt allocation.
BUSINESS
Seniors may earn risk-free income on investing up to Rs 1.1 crore. Here's how
While existing schemes like the Senior Citizen Savings Scheme and the Post Office Monthly Income Scheme received a facelift, the Mahila Samman Savings Certificate is a new entrant. There is also the Pradhan Mantri Vaya Vandana Yojana. All these offer assured returns.
BUSINESS
HDFC Mutual Fund discontinues cash investments: What you should know
Although most mutual fund investments are made using bank transfers or cheques, there was a small window for cash, which HDFC MF closed on January 30.
BUSINESS
Budget 2023: Will there be a rise in exemption limit for long-term capital gains tax?
The exemption allowed for long-term capital gains on equity investments need to be further enhanced to account for inflation, rising income levels and to encourage more investors into equity markets, say analysts
BUSINESS
After 33% returns in 3 months, this gold-mining mutual fund changes course. Here’s why
DSP World Gold Fund, which invests in an overseas mutual fund that buys shares of gold-mining companies, will now diversify into ETFs that invest in shares of gold miners. But that isn’t going to make the fund less risky.
BUSINESS
Top 5 tax saving investments for last minute tax planning
From tax-saving mutual funds to public provident fund to Sukanya Samriddhi Yojana, here are five investments that can help you save taxes.
BUSINESS
Budget 2023 should hike additional NPS deduction from Rs 50,000 to Rs 1 lakh: Kurian Jose, CEO, Tata Pension Management
National Pension Scheme’s newest fund manager, Tata Pension Management’s CEO Kurian Jose, has a challenge ahead of him, what with a crowded space with nine other competitors and a product that is yet to hit the popularity levels it deserves.
BUSINESS
Forget interest rate cuts in CY2023, go slow on long-duration MFs, says Sandeep Bagla of Trust MF
The CEO of Trust Mutual fund is concerned about inflation.
BUSINESS
Budget 2023: Mutual funds ask for tax parity with insurance and listed bonds
AMFI, the Association of Mutual Funds of India, has asked for uniform capital gains taxation and better tax treatment for ETFs, from Budget 2023
BUSINESS
How investors can make the most of fixed deposits when rates are high
Fixed deposit rates are running high on the back of rising interest rates, but there might not be much upside left. Do not compromise on quality for the sake of slightly higher returns
BUSINESS
Can arbitrage funds recover after a disastrous 2022?
Going forward, if the markets keep rising or move sideways, investors could make decent returns on these schemes. Improved yields on arbitrage opportunities, coupled with high yields on fixed-income investments held by these schemes, make arbitrage funds an attractive investment alternative.
BUSINESS
Gold hits all-time high: Should you still buy it in 2023?
Gold prices have hit record highs again. But experts still suggest investing in gold and silver in CY2023. Precious metals are very important to build a diversified portfolio for the long term.
