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Nikhil Walavalkar

Editor - Personal Finance

Moneycontrol

How portfolio diversification ensures that you reach all your money goals

BUSINESS

How portfolio diversification ensures that you reach all your money goals

Portfolio diversification is achieved by investing across fund management styles, geographies and asset classes

For DIY investors, fund of funds solve the equity allocation problem

BUSINESS

For DIY investors, fund of funds solve the equity allocation problem

Do-it-yourself investors can use these schemes for the core portion of their equity portfolio with a five-year timeframe

Mirae Asset NYSE FANG Plus ETF review: Should you invest in the NFO?

BUSINESS

Mirae Asset NYSE FANG Plus ETF review: Should you invest in the NFO?

The FANG Plus ETF allows you to invest in 10 of the best global technology names. But there is portfolio concentration risk.

Massive gains in small-cap mutual funds: Is it time to take some profits?

BUSINESS

Massive gains in small-cap mutual funds: Is it time to take some profits?

Profit-taking in small-cap funds should be done only if equity allocation has become much higher than the desired level, due to the market rally

Equity mutual fund inflows turn positive after 8 months: Are investors rushing back?

BUSINESS

Equity mutual fund inflows turn positive after 8 months: Are investors rushing back?

A significant chunk of the mutual fund inflows could well be from investors suffering from the FOMO (Fear-Of-Missing-Out) syndrome.

Will gold make a come-back soon?

BUSINESS

Will gold make a come-back soon?

Just as we thought that COVID-19 infections are going away from India, comes the second wave. And it’s spreading fast. But this is good news for gold prices and gold ETFs.

Rising stars in mutual funds: Atul Bhole on why running after IPOs is a bad idea

BUSINESS

Rising stars in mutual funds: Atul Bhole on why running after IPOs is a bad idea

Atul Bhole, Senior Vice president and Fund Manager at DSP Investment Managers would rather take risks on the price of a stock than its quality. That takes his schemes away from benchmark indices, but it doesn’t scare him.

The government’s U-Turn on small savings interest rates: Should you continue with small saving schemes?

BUSINESS

The government’s U-Turn on small savings interest rates: Should you continue with small saving schemes?

By reversing the rate cut in small savings, investors have got a relief. That doesn’t mean you should rush for them rightaway. Allocate your investments across asset classes and use small saving schemes, smartly, especially NSC and Postal Time deposits.

Rising stars in mutual funds: Shridatta Bhandwaldar on why promoter integrity is crucial in stock picking

BUSINESS

Rising stars in mutual funds: Shridatta Bhandwaldar on why promoter integrity is crucial in stock picking

A thorough grooming as a research analyst in his early years taught Shridatta Bhandwaldar, Head Equities, Canara Robeco Mutual Fund the importance of quality of a business and integrity of the promoter. “Big money cannot be made with average promoters and average quality businesses”, he says.

Vital lessons for investors from the Archegos saga

BUSINESS

Vital lessons for investors from the Archegos saga

Invest in equities with a long term view and do not borrow to invest in stocks.

Will mutual funds focused on consumption lag behind during a broad-based market recovery?

BUSINESS

Will mutual funds focused on consumption lag behind during a broad-based market recovery?

Increased preference for premium products with rising incomes remains intact. So, the consumption theme looks good, despite the recent underperformance

Are target maturity funds well-suited for investors during rising yields?

BUSINESS

Are target maturity funds well-suited for investors during rising yields?

Such funds can be considered if the investment time frame matches that of the target maturity date of the scheme

Passive investing gains ground: How do you choose the best index fund?

BUSINESS

Passive investing gains ground: How do you choose the best index fund?

Fund houses are rolling out new index schemes and ETFs, as passive investing gains ground. But you must choose the right underlying index carefully.

What retail investors must do to make the most of the IPO frenzy

BUSINESS

What retail investors must do to make the most of the IPO frenzy

The sharp rally in the markets and a spate of IPOs have made investors rush for making quick money. But a prudent approach may be needed for sustained gains

Why are investors exiting short-term debt mutual funds?

BUSINESS

Why are investors exiting short-term debt mutual funds?

February saw a net outflow of over Rs 10,000 crore in these schemes. The rise in yields has spooked investors.

Invest surplus cash in money market and low duration funds

BUSINESS

Invest surplus cash in money market and low duration funds

Compared to fixed deposits, these debt funds are more tax-efficient for those in the higher slabs. But there may be an element of credit risk.

UTI Nifty 200 Momentum 30 Index Fund NFO review: Should you invest?

BUSINESS

UTI Nifty 200 Momentum 30 Index Fund NFO review: Should you invest?

The strategy of investing in stocks based on momentum sounds exciting. But will the fund limit risks and deliver healthy returns?

Motilal Oswal Asset Allocation Passive FoF review: Should you invest in the NFO?

BUSINESS

Motilal Oswal Asset Allocation Passive FoF review: Should you invest in the NFO?

You get two options with the MOAPF – aggressive and conservative. Each scheme has its own distinct asset allocation pattern. They will invest in other mutual fund schemes

Explained: 5 reasons why debt mutual funds work better than direct bond investments

BUSINESS

Explained: 5 reasons why debt mutual funds work better than direct bond investments

The RBI has allowed investors to buy g-secs directly. But investing in debt funds is still ideal for retail investors given the tax and liquidity advantages over direct bond investments. Here's more.

Explained: What are fundamental attributes of a fund and should investors act immediately when they change?

BUSINESS

Explained: What are fundamental attributes of a fund and should investors act immediately when they change?

These attributes define the very nature of the MF scheme and how it is expected to function

NPCI payment processing delay: Should mutual fund SIP investors be worried at all?

BUSINESS

NPCI payment processing delay: Should mutual fund SIP investors be worried at all?

If you invest for the long term, a handful of days here or there should not make a difference

Will liquid mutual funds stage a comeback?

BUSINESS

Will liquid mutual funds stage a comeback?

High government borrowing outlined by Budget 2021 may push interest rates up sometime this year. This helps liquid funds whose returns have hit rock-bottom levels.

Coming soon: Retail investors can directly invest in government securities with RBI

BUSINESS

Coming soon: Retail investors can directly invest in government securities with RBI

After lukewarm response to its earlier scheme to allow small investors to invest in government securities through stock exchanges, the RBI now allows direct investments.

Budget done, here's what you must do with your investments

BUSINESS

Budget done, here's what you must do with your investments

You can take some profits if your asset allocation demands so

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