Moneycontrol

Nikhil Walavalkar

Editor - Personal Finance

Moneycontrol

Can gold add more shine to your portfolio?

BUSINESS

Can gold add more shine to your portfolio?

The yellow metal’s prices are up in the international markets after the US Federal Reserve decided to leave interest rates unchanged.

Five factors to review before renewing your insurance policy

BUSINESS

Five factors to review before renewing your insurance policy

Aspects such as no-claim bonus and add-on covers too are just as important as the premium payable 

Modify your Will with a Codicil

BUSINESS

Modify your Will with a Codicil

Though a codicil is used for effecting minor changes, you have to follow the same process that you do while making a Will.

RBI pushes for retail participation in state government bonds

BUSINESS

RBI pushes for retail participation in state government bonds

Banking regulator asks exchanges to act as facilitators and bid aggregators

Use compounded growth rate, not absolute return, to gauge investments

BUSINESS

Use compounded growth rate, not absolute return, to gauge investments

The absolute value may be an optical illusion, which can really make it difficult to decide rationally.

Taking a home loan? Don't forget that insurance cover

BUSINESS

Taking a home loan? Don't forget that insurance cover

When you take a loan, do review your insurance covers. Repayment of loan even when you are not around, will ensure that your family get peaceful enjoyment of assets you built using the loan

Explainer | Personal accident insurance: How does it work?

BUSINESS

Explainer | Personal accident insurance: How does it work?

Personal accident insurance policy offers financial protection to the insured person in case of an accidental death, partial or total disabilities arising out of accident.

Credit risk funds structurally still have the potential to offer excess returns over market returns: Axis MF

BUSINESS

Credit risk funds structurally still have the potential to offer excess returns over market returns: Axis MF

You should be investing less money per issuer when the risk goes up.

Explainer | Wealth creation: Why you must focus on investing as much as possible for the longer term

BUSINESS

Explainer | Wealth creation: Why you must focus on investing as much as possible for the longer term

The longer you let your money work hard, the more money you take home. If you keep investing your monthly commitment, you will walk away with a large sum.

Restoration benefit: Should you dump your super top-up policies?

BUSINESS

Restoration benefit: Should you dump your super top-up policies?

The restoration benefit is very useful in family-floater insurance policies.

Explainer | Why and how to maintain an emergency fund

BUSINESS

Explainer | Why and how to maintain an emergency fund

The idea is to overcome a situation such as job loss or an accident which would lead to loss of income.

Country celebrates Akshaya Tritiya today; is it time to invest in gold?

BUSINESS

Country celebrates Akshaya Tritiya today; is it time to invest in gold?

Despite net outflows of Rs 412 crore from gold exchange traded funds (ETF) in financial year ended March 31, 2019, experts expect demand for gold to take off.

Struggling to arrange for down payment of your dream home? Follow these tips

BUSINESS

Struggling to arrange for down payment of your dream home? Follow these tips

Once you decide to accumulate the money for down payment for your home then you should be focussed on target amount, time on hand and your risk profile.

Explainer | Five situations when you should review your financial plan

BUSINESS

Explainer | Five situations when you should review your financial plan

Financial plan comprises financial goals that define one’s aspirations and the planned strategy to achieve those.

Here's how to fund your child’s education

BUSINESS

Here's how to fund your child’s education

It is better to start with two important numbers – the future value of the goal and the time in hand

Explainer | SMART tips to set your financial goals

BUSINESS

Explainer | SMART tips to set your financial goals

Clearly defining financial goal makes it easy to draw a financial plan

Explainer | Active or passive investing - which is better?

BUSINESS

Explainer | Active or passive investing - which is better?

Though in developed markets passive management is popular, in emerging markets (including India) there are many fans of active management.

Should you revisit your bond portfolio after RBI cut the rate for second time in a row?

BUSINESS

Should you revisit your bond portfolio after RBI cut the rate for second time in a row?

Bond fund investors should pick a scheme with a duration mandate that is in line with the time frame the investor intends to hold his investments

NRIs will soon be able to invest in Indian government securities

BUSINESS

NRIs will soon be able to invest in Indian government securities

The success of this initiative will depend on the extent of operational flexibility, awareness among investors and liquidity in G-Sec markets among other factors.

L&T Finance, SCUF, Muthoot Homefin, Magma Fincorp NCDs to open soon; know about them

BUSINESS

L&T Finance, SCUF, Muthoot Homefin, Magma Fincorp NCDs to open soon; know about them

After the IL&FS debacle, NBFCs have chosen to raise money through NCDs.

Buying unlisted shares and AIF units a tightrope walk, retail investors should stay away

BUSINESS

Buying unlisted shares and AIF units a tightrope walk, retail investors should stay away

Distress sales of unlisted shares and alternate investment funds units may offer value. But the road is fraught with risks

Market linked debentures in favour again; should you invest?

BUSINESS

Market linked debentures in favour again; should you invest?

CARE Ratings expects issuances to increase to Rs 14,000 crore by the end of this financial year

Embassy Office Parks REIT IPO: What it means for your portfolio and taxes

BUSINESS

Embassy Office Parks REIT IPO: What it means for your portfolio and taxes

REITs are best considered as a means to diversify your portfolio across asset classes than for earning higher returns

Five things to do once you have written your will

BUSINESS

Five things to do once you have written your will

Here are a few steps you must take to ensure that your will delivers as per you wish

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