Moneycontrol

Nikhil Walavalkar

Editor - Personal Finance

Moneycontrol

Three credit card mistakes you must avoid before applying for home loan

BUSINESS

Three credit card mistakes you must avoid before applying for home loan

If you default paying the credit card bill, it will show that you do not have money to even service your short-term liabilities

3 factors that ask for a switch away from small and mid-cap funds

BUSINESS

3 factors that ask for a switch away from small and mid-cap funds

The relative outperformance has attracted many novice investors to the mid and small cap funds.

Trading in illiquid securities? Don't ignore these 5 factors

BUSINESS

Trading in illiquid securities? Don't ignore these 5 factors

Trading in illiquid securities must be done with utmost care.

Should investors look at retail bond issuances now?

BUSINESS

Should investors look at retail bond issuances now?

A recent report from HSBC Global Research sees two policy rate hikes of 25 basis points each in 2018

5 things to note before investing in the senior citizen savings scheme

BUSINESS

5 things to note before investing in the senior citizen savings scheme

A senior citizen can operate more than one account individually or jointly, subject to a limit of Rs 15 lakh in all accounts put together.

Do PSU equity funds offer an investment opportunity after their recent fall?

BUSINESS

Do PSU equity funds offer an investment opportunity after their recent fall?

Although experts expect better times in FY19-20, the prevalent volatility may upset investors in the intermittent period

Why return of capital is more important than return on capital

BUSINESS

Why return of capital is more important than return on capital

Why return of capital is as important as return on capital.

Here's how to use your credit card to avail better terms on a home loan

BUSINESS

Here's how to use your credit card to avail better terms on a home loan

Lenders prefer to offer home loans to individuals who have a credit score in excess of 750.

Home loan or personal loan: Which one you should get rid of first?

BUSINESS

Home loan or personal loan: Which one you should get rid of first?

When one wants to be debt free, one may want to pay off the largest loan first or the smallest loan first, depending on his view.

Avoid these six pitfalls while buying health insurance

BUSINESS

Avoid these six pitfalls while buying health insurance

The fine print may have more exclusions or limits in a cheaper variant as compared to a costlier one.

Do you have adequate life insurance?

BUSINESS

Do you have adequate life insurance?

When an individual decides to buy a term life insurance policy, his estimation of his insurance needs is also important

Why you need a healthcare fund and how to fund it?

BUSINESS

Why you need a healthcare fund and how to fund it?

Rising medical cost could burn a huge hole in your finances. It is high time to look beyond health insurance cover bought by you or provided by your employer.

Five things to note before submitting your FY19 investment declaration

BUSINESS

Five things to note before submitting your FY19 investment declaration

Do check what your annual income and your existing commitments. The taxable income is arrived at after accounting for standard deduction and zero tax slab limit.

Equity returns to be muted in 2018 versus last year: Exide Life Insurance

BUSINESS

Equity returns to be muted in 2018 versus last year: Exide Life Insurance

Exposure to midcap stocks should ideally be through the dedicated midcap fund route from the ULIP space.

What should you do if your scheme does not remain the best performer anymore

BUSINESS

What should you do if your scheme does not remain the best performer anymore

Never read too much into the short term performance of a mutual fund scheme.

Why April is the best time to buy term life insurance

BUSINESS

Why April is the best time to buy term life insurance

Most of us do get their increments at this time of the year which can be used to make an informed insurance buying decision.

Five mistakes you must avoid while trading in downward trending markets

BUSINESS

Five mistakes you must avoid while trading in downward trending markets

These mistakes typically lead to massive losses for traders and investors

PF of the week: Align your portfolio with changing dynamics of markets

BUSINESS

PF of the week: Align your portfolio with changing dynamics of markets

Changing rules of the game is the only constant in financial markets.

Have they changed the name of your favourite mutual fund scheme? Here’s what you should do

BUSINESS

Have they changed the name of your favourite mutual fund scheme? Here’s what you should do

To ensure that all schemes launched by mutual funds are distinct in terms of asset allocation and investment strategy, SEBI proposed categorisation and rationalisation of mutual fund schemes.

Want to save tax by investing in tax saving mutual funds? Here is what you must know

BUSINESS

Want to save tax by investing in tax saving mutual funds? Here is what you must know

If your investment in tax saving fund is mapped to a long term goal such as retirement, then the short term volatility should not bother you.

SBI raises interest rates on bank FD and home loans: What should you do?

BUSINESS

SBI raises interest rates on bank FD and home loans: What should you do?

After a few hikes in marginal cost based funding rate (MCLR) by some banks in past two months, banks first raised the rates on bulk deposits.

PSU banks under pressure: Should you invest in PSU bank ETFs now?

BUSINESS

PSU banks under pressure: Should you invest in PSU bank ETFs now?

Public sector banks have been suffering due to rising non performing assets. Over the last three years, the Nifty PSU Bank Index has fallen at a compounded annual rate of 4.92%.

Here are five less known reasons behind rejection of auto insurance claims

BUSINESS

Here are five less known reasons behind rejection of auto insurance claims

You may be aware of the standard exclusions that the policy comes with. But here are some of the less known reasons, behind auto insurance claim rejection.

Are you worried about fall in stock markets? 5 do's while reviewing your stock portfolio

BUSINESS

Are you worried about fall in stock markets? 5 do's while reviewing your stock portfolio

Keep aside the seasoned investors, most investors do lose track of their portfolios, especially when the market is in a bull run.

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