BUSINESS
Markets fall, SIP doubts rise: Why stopping now could cost you crores
Most investors abandon SIPs early because of market volatility, return comparisons, and cash-flow issues, missing exponential growth. SIPs thrive on time, not timing; quitting early locks in losses and forfeits future growth.
BUSINESS
Budget 2026: Should the 30% income tax slab be raised and indexed to inflation?
Tax experts advocate increasing India's 30% tax slab from Rs 24 lakh to Rs 35 lakh to counter inflation, boosting middle-class disposable income and economic growth, amid Union Budget 2025-26 discussions
BUSINESS
Banking complaints? RBI's integrated ombudsman scheme 2026 is here to help
RBI launches Integrated Ombudsman Scheme 2026, effective July 1, 2026, simplifying complaint resolution for customers, covering banks, NBFCs, and financial entities.
BUSINESS
High-Yield Corporate FDs: Top 10 picks with credit ratings
NBFCs and HFCs offer higher interest rates on corporate fixed deposits compared to banks due to credit risk. Top corporate FDs include Muthoot Capital Services Ltd. (8.95%), Manipal Housing Finance Syndicate Ltd. (8.25%), and Shriram Finance (7.60%).
BUSINESS
Six timeless investing rules that make money decisions easier
Follow these six investing rules to grow your wealth: Rule of 72, 114, and 144 for investment growth, Rule of 70 for inflation, 110 Rule for asset allocation, and 3-6 Rule for emergency funds.
BUSINESS
Credit Crisis: 85 percent of borrowers can't afford their loans
India's credit crisis deepens as 85 percent of borrowers struggle with unsustainable EMIs, fueled by predatory lending and aggressive recovery tactics, prompting calls for urgent reforms.
ASSEMBLY-ELECTION
Data misuse in digital lending: Lessons from Delhi High Court PIL
The Delhi High Court PIL highlights digital lending apps' privacy violations, emphasizing flawed identity verification and consent. Experts urge stricter RBI Digital Lending Directions enforcement, prioritizing consumer protection and transparency.
BUSINESS
Rs 10 crore in 30 years: Rs 32,500 monthly SIP can do it
Invest wisely for financial freedom. Aim for 30-40 times annual expenses to build retirement corpus, invest 30 percent of pay, and leverage SIPs.
BUSINESS
Systematic withdrawal plans: A smart way to generate regular income without depleting savings
SWPs offer flexible, tax-efficient income and potential for growth, making them ideal for retirees, education expenses or career breaks, with optimal withdrawal rates of 3-5 percent annually
BUSINESS
Union Budget 2026: A chance to revamp housing finance, boost affordability
Key proposals for the Union Budget 2026 include increasing tax deductions on home loan interest, reviving subsidies for mid-income buyers, simplifying loan portability, and linking disbursements to construction milestones.
BUSINESS
New money rules from January 2026: 8th Pay Commission, tax rebates, loans against silver and more
India's financial landscape changes from January 2026 include tax rebates on incomes up to Rs 12 lakh, new ITR forms, 8th Pay Commission implementation, and changes in credit card benefits and banking rules.
BUSINESS
Investment Strategy for 2026: Prioritise quality, diversify and balance assets
Financial experts advise prioritizing quality, diversification, and balance in 2026. Focus on high-quality assets, debt, and alternatives to navigate volatility and build wealth sustainably.
BUSINESS
Government scraps mandatory probate for wills: What it means for beneficiaries
Indian government scraps mandatory probate for wills in Mumbai, Chennai, Kolkata, aiming to simplify asset inheritance. Beneficiaries may face increased disputes; experts advise safeguards like registering wills and voluntary probate.
BUSINESS
Budget 2026: Taxpayers want inflation-proof slabs, parity
Taxpayers want the Budget to make transition to new tax law simpler, slabs to be inflation-adjusted, deductions to be restored and easing of charitable trust rules
BUSINESS
RBI rules made credit score updates faster in 2025: What to expect in 2026
RBI's 2025 reforms mandate bi-weekly credit reporting, reducing update lag from 30-45 days to 15 days. Weekly updates from July 2026 aim to improve credit transparency and accuracy.
BUSINESS
IDFC First Bank slashes benefits: Mayura, Ashva and other credit cards hit hard
IDFC First Bank has made significant changes to its credit cards, including Mayura and Ashva, reducing reward rates on international spends and introducing fees on FASTag recharges and railway spends
BUSINESS
Google Pay Flex Axis Bank credit card: Worthwhile addition for daily UPI users?
Google Pay's Flex Axis Bank Credit Card is a basic, UPI-linked credit card with instant cashback rewards. No physical card needed, lifetime free but has a tiered reward structure and a low base rate
BUSINESS
5 housing loan changes homebuyers are expecting from Budget 2026
Homebuyers want the Budget to boost affordability amid soaring property prices. Their key demands include raising interest deduction limit to Rs 5 lakh and return of Section 80EEA
BUSINESS
Will home-loan relief continue in 2026 after 125 bps repo rate cuts in 2025?
RBI cut repo rate four times in 2025, bringing it down to 5.25% from 6.5%, helping home loan borrowers with lower interest rates and EMIs
BUSINESS
Year-end debt check: Here's how to tackle costly loans for a happy new year
Before 2025 ends, conduct a debt audit to prioritise, prepay and consolidate loans. List all debts and focus on high-interest ones first. Consolidate into lower-rate loans, negotiate better terms and do weigh prepayment penalties
BUSINESS
SBI rolls out YONO 2.0 with common KYC, unified digital banking
YONO 2.0, merges mobile and internet banking, enhancing access for 50 crore customers with simplified KYC and financial management tools
BUSINESS
2026 Investment Outlook: Diversification and innovation key to success
Experts at the Moneycontrol Dezerv Wealth Summit advise investors to overcome biases, diversify portfolios, and innovate strategies for 2026. Key takeaways include focusing on core exposures, leveraging digital platforms, and catering to youth-centric risks.
BUSINESS
Idle money, lost opportunities: Why a fat savings account is not a always a good idea
Surplus cash in savings accounts, where rate of interest is around 4%, is a lost opportunity. Invest excess money in fixed deposits, liquid funds or equity funds for better returns
BUSINESS
Declutter your finances: A year-end money detox guide
To declutter your finances, start by gathering all financial documents, listing debts, and creating a budget. Automate payments, prioritize high-interest debts, and consider consolidating loan accounts.
