BUSINESS
Is socially responsible investing more resilient during downturns?
A company with a superior ESG score is rewarded by the markets
BUSINESS
Scorecard of balanced advantage funds: Winners when markets correct, laggards in rallies
The usual strategy is that the fund invests at least 65 per cent of the portfolio in equity, to be eligible for equity taxation
BUSINESS
Franklin Templeton mess: An alternative approach to settling investor dues
SEBI must help unit-holders decide between instant redemption and delayed gratification
BUSINESS
RBI rate cut: Invest in longer maturity gilt funds with a 5-10-year horizon
For a horizon of, say, 1-3 years, it is preferable to opt for a short portfolio maturity so that volatility would be lower
BUSINESS
MF regulation: Choosing between the letter of law and maximising investor value
The debate is about an action, which may, to a certain extent, be on the wrong side of the law, but would ultimately give higher value to investors
BUSINESS
Franklin Templeton crisis: Lessons for investors and some key steps SEBI can take
Out of the sixteen debt fund categories, only two have a mandate on credit rating. You have to know what you are getting into
BUSINESS
RBI’s fresh salvo to boost bond markets, ease States’ and NBFCs’ borrowings
The Government and the RBI have been taking a series of calibrated steps to fight the pandemic
BUSINESS
RBI comes out all guns blazing to sanitise a struggling financial system
Banks have been thrown open the door to borrow at around 4.4 per cent and deploy the funds at almost double the yield
BUSINESS
Bond categories that you can explore for making investments
Look at the credit rating, goodwill of the business group issuing the instrument and post-tax returns
BUSINESS
Investing in bonds during primary issues advantageous for retail investors
There is no brokerage or transaction fee payable in a public issue
BUSINESS
Withdrawing money from mutual funds: SWP works better than the dividend option
The way an SIP lets you invest in a fund as per your cash flow, an SWP lets you withdraw as per your cash flow requirements.
BUSINESS
How volatility and default risk affect returns of short-term debt funds
In the current context, stick to portfolios that are well-diversified
BUSINESS
Mark-to-market valuation of bonds, a positive for investors in the long run
There may be marginally higher volatility in returns, but that is more realistic and beneficial
BUSINESS
SEBI Circular: Liquid and overnight fund portfolios to become more transparent; but exit loads will apply for early redemption
From April 1, 2020, liquid funds shall invest a minimum of 20 per cent in ‘liquid assets,’ defined as Cash, Government Securities, T-bills and Repo on Government Securities.
BUSINESS
All you need to know about investing in bonds
You may go for bonds of issuers with a combination of high credit rating (AAA / AA) and where you have the confidence on the standing of the business group.
BUSINESS
Viewpoint | FMP ‘immaturity’ and lessons learnt
The risk level is higher in close-ended funds than in open-ended funds because all the securities mature on the same day.
BUSINESS
VIEWPOINT | RBI has done the due, now over to transmission
Though the RBI wants the transmission of rate cuts to the real, it is not in a position to put much pressure.
BUSINESS
Viewpoint | Want to invest in debt market? Know how secure are 'Secured Bonds'
The basic tenet remained that if you are a small borrower and you cannot repay you are in trouble and if you are a large borrower and you cannot repay, the bank is in trouble.
BUSINESS
Liquid funds: There is no paradigm shift
The impact of the revised norms on returns from liquid funds would not be huge.
BUSINESS
RBI opens the door; time will tell how far we walk
The market has been looking at quite a few positives, including easing crude prices, stable INR, global central banks taking easy policy stance, inflation consistently lower than RBI’s own projections.
BUSINESS
Budget 2019 and Beyond: A debt market perspective
It is advisable to invest in shorter maturity products, like short duration funds, to have a relatively lower volatility risk in your portfolio.
BUSINESS
Home loan interest rates: What external benchmark means for your floating rate loan
If the benchmark is external, the bank does not have any control or influence, and the reset of loan rates will be more equitable and fair.
MUTUAL-FUNDS
How do mutual funds compare with bank deposits on tax front?
Bank deposits and fixed income mutual funds differ with each other on a key parameter.
PERSONAL-FINANCE
Why investors must keep InvITs on their radar
An InvITs is a pool of money for investing in infrastructure projects and distribution of the earnings to the unit holders.
