PERSONAL-FINANCE
Overseas education costs jump over 20% in a year as rupee slides
With the rupee weakening 9 percent against the dollar and around 21 percent against the pound over the past year, not just tuition but everyday expenses automatically become costlier in rupee terms
PERSONAL-FINANCE
Silver is stealing the show; what should you do?
Silver remains a structurally important metal with long-term demand drivers, especially from energy transition and industrial applications
BUSINESS
GIFT City explained: A new gateway to global stocks, mutual funds and insurance
IFSC funds benefit from streamlined cross-border regulation and often accumulate ETF strategies that aim for better compounding and tax efficiency
BUSINESS
Active vs passive multi-asset funds: What’s the difference and how should investors choose?
Active management is based on the belief that skilled managers can generate alpha through market insight and tactical adjustments. Passive strategies build on market's efficiency, focusing on cost, consistency and long-term compounding
BUSINESS
Multi-Asset Funds: What worked in 2025 and what to do in 2026
If equity, debt, and gold all underperform together during severe market stress, diversification benefits for multi -asset funds diminish significantly
BUSINESS
December 2025 NPS changes: A big step forward, but read the fine print
"The recent amendment allows withdrawal of 80 percent as lump sum instead of the previous 60 percent, with only 20 percent mandatorily annuitized. However, the Income Tax Act has not been amended to extend the tax exemption to 80 percent.”
BUSINESS
ESOP windfalls look attractive but the tax bill starts on exercise
For calculating the tax liability arising on account of ESOPs, the employee would need to be aware of the FMV of the share
BUSINESS
Should you move your savings from FDs to bonds now?
Lower FD rates may nudge investors toward bonds, but this transition demands awareness. Credit quality, interest-rate swings, and liquidity challenges make bonds a different game altogether.
BUSINESS
Should you invest in bonds? Key benefits, risks and SEBI warnings explained
Most digital bond platforms primarily offer listed corporate bonds, largely from NBFCs along with government securities. Returns vary based on the credit rating of the bond
BUSINESS
Sectoral and thematic funds: Are they worth it for retail investors?
For a retail investor, deciding to enter a sectoral fund requires caution, especially after a rally
BUSINESS
Fractional ownership: Here's how GIFT City and foreign brokers stack up on US stocks
Fractional ownership of US stocks is within reach of Indian investors via GIFT City’s DRs or foreign brokers, offering cost-effective, convenient options to build global portfolios
BUSINESS
Zerodha to offer US stocks: What GIFT City route means vs foreign broker tie-ups
For GIFT City, the investments are regulated by IFSCA (the Indian regulator for GIFT IFSC). Securities are held in a demat account with Indian custodians (e.g., HDFC Bank IFSC).
BUSINESS
Child vs regular mutual funds: Lock-in, tax rules, exit load explained
Child mutual funds typically have a lock-in period (mostly five years) or until the child turns 18, whichever is earlier, with most fund houses imposing an exit penalty of around 4 percent for withdrawals before maturity.
BUSINESS
Gold investment schemes bring gold jewellery within reach but read terms carefully
Customers pay a fixed monthly amount towards the gold purchase, which helps avoid a large one-time payment, making gold buying affordable and manageable`
BUSINESS
How to make your Rs 1 crore retirement corpus last 25–30 years with smart asset allocation
Even post-retirement, at least 30–35% equity exposure is necessary. The best way is through Systematic Withdrawal Plans from equity mutual funds, which provide monthly income while keeping money invested for growth
BUSINESS
Tata Motors demerger: No capital gains tax on receipt but be careful when you sell
If an investor had held the parent shares for more than 12 months before the demerger, both the parent and the resulting company’s shares will qualify as long term
BUSINESS
Mobile protection plans explained: Coverage, claims and peace of mind
Screen and liquid damage protection is typically offered through extended warranties or insurance plans purchased from the retailer, manufacturer, or third-party providers
BUSINESS
Unlocking savings on your iPhone 17 purchase — bank offers, exchange bonus, cash-back deals explained
By combining instant cashback with the exchange bonus, you can bring down the price of the iPhone considerably
BUSINESS
Gold, mutual fund, personal or credit-card loan: Which is the cheapest way to borrow money?
If you own assets such as gold or mutual funds and are comfortable pledging them, secured loans are the most cost-effective choice because of their lower interest rates and higher borrowing capacity
BUSINESS
Infosys Buyback: Understanding the higher tax burden for shareholders
For all buybacks conducted after October 1, 2024, companies do not pay any tax. Instead, shareholders pay tax on the entire amount received from the buyback
BUSINESS
Festive season property market: Should you buy a house now or wait?
If you need a home and find a genuine festive deal, buying now may be wiser than speculating on future price drops.
BUSINESS
GST 2.0 makes shopping cheaper: 5 credit cards to unlock a double bonanza of savings and rewards
With the GST new rates kicking in from September 22, festive shoppers stand to gain more. But here’s the trick. Before making those Diwali purchases, compare credit card offers carefully to double benefit.
BUSINESS
Hospitalisation costs are rising—Here’s how to future-proof your health cover
'For individuals living in metro cities, where healthcare costs are significantly higher, we recommend opting for a minimum sum insured of Rs 25 lakh,' says an expert
BUSINESS
Small-cap investing: Smart strategies to ride market volatility
Five-year rolling returns smoothen out short-term volatility and show the fund’s performance consistency over time
