BUSINESS
Tata Motors demerger: No capital gains tax on receipt but be careful when you sell
If an investor had held the parent shares for more than 12 months before the demerger, both the parent and the resulting company’s shares will qualify as long term
BUSINESS
Mobile protection plans explained: Coverage, claims and peace of mind
Screen and liquid damage protection is typically offered through extended warranties or insurance plans purchased from the retailer, manufacturer, or third-party providers
BUSINESS
Unlocking savings on your iPhone 17 purchase — bank offers, exchange bonus, cash-back deals explained
By combining instant cashback with the exchange bonus, you can bring down the price of the iPhone considerably
BUSINESS
Gold, mutual fund, personal or credit-card loan: Which is the cheapest way to borrow money?
If you own assets such as gold or mutual funds and are comfortable pledging them, secured loans are the most cost-effective choice because of their lower interest rates and higher borrowing capacity
BUSINESS
Infosys Buyback: Understanding the higher tax burden for shareholders
For all buybacks conducted after October 1, 2024, companies do not pay any tax. Instead, shareholders pay tax on the entire amount received from the buyback
BUSINESS
Festive season property market: Should you buy a house now or wait?
If you need a home and find a genuine festive deal, buying now may be wiser than speculating on future price drops.
BUSINESS
GST 2.0 makes shopping cheaper: 5 credit cards to unlock a double bonanza of savings and rewards
With the GST new rates kicking in from September 22, festive shoppers stand to gain more. But here’s the trick. Before making those Diwali purchases, compare credit card offers carefully to double benefit.
BUSINESS
Hospitalisation costs are rising—Here’s how to future-proof your health cover
'For individuals living in metro cities, where healthcare costs are significantly higher, we recommend opting for a minimum sum insured of Rs 25 lakh,' says an expert
BUSINESS
Small-cap investing: Smart strategies to ride market volatility
Five-year rolling returns smoothen out short-term volatility and show the fund’s performance consistency over time
BUSINESS
Smart investing for grandchildren: Plan for their higher education without financial stress
Grandparents can invest in mutual funds in the name of their minor grandchild . Once the child turns 18, the investment can be transferred in their name.
BUSINESS
Big debt, no job: the hidden cost of overseas education loans
Employment abroad must also be able to pay well enough for the students to repay their educational loans without being a burden on either themselves or on their families
BUSINESS
What should be your fixed income strategy: Long-duration or short-duration bonds?
At the current juncture, when you are looking at only a low possibility of a rate cut, shorter-duration bonds offer a better opportunity compared to longer-duration ones
BUSINESS
Why paying more for day 1 health insurance cover may actually save you more if someone has a pre-existing disease
If someone with a pre-existing condition wants to skip the usual waiting period so as to be able to claim immediately, the insurance company will charge an extra premium to cover the added risk if it's acceptable to them
BUSINESS
Specialised Investment Funds (SIFs) let you bet on both rising and falling stocks, but are they right for you?
Consider investing around 15 percent of your portfolio in the newly formed SIF category which will allow you to balance market volatility. However, it can be risky business and must be carefully used
