Fintiv has revived claims that the iPhone maker stole its mobile wallet technology more than a decade ago. The August 7 lawsuit alleges Apple misappropriated innovations from CorFire, Fintiv’s predecessor, during meetings in 2011–2012, as per a report by Apple Insider.
According to the complaint, Apple allegedly engaged in racketeering, poached key employees, and pretended to explore partnerships as a means to access trade secrets for what would eventually become Apple Pay.
Apple, however, is firmly rejecting the accusations. In a statement on August 8, the company stressed that courts have “repeatedly rejected Fintiv’s claims” and called the latest filing an attempt to “distract from their failed patent case.” The spokesperson added, “We launched Apple Pay over a decade ago and have been innovating every day since to give users the best, most private and secure experience available. We’ll continue to defend against these false claims.”
The tech giant also disputed Fintiv’s claims about employee recruitment. Apple said one of the cited employees had been in Apple Retail, while the other joined only after Apple Pay was already developed. Jason Miller — one of the two — provided sworn testimony stating he had no knowledge of Fintiv’s patents or technology, a statement that went unchallenged.
Fintiv’s legal battles with Apple stretch back years. In 2018, it sued over a patent for managing virtual cards in mobile wallets, accusing Apple Pay — along with the iPhone, Apple Watch, and Wallet app — of infringing multiple claims. That case was ultimately dismissed in August 2025 after prolonged legal wrangling.
With the latest lawsuit, Fintiv is trying again, but Apple’s swift and public rebuttal signals it intends to fight the matter as vigorously as before.
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