AU small Finance Bank has had a stupendous growth journey building a secured high class asset book, a strong deposit franchisee and multiple avenues to bolster fees. The acquisition of Fincare brought high yielding assets like microfinance but also rising delinquencies as the credit cycle turned adverse. As deposit challenges linger on, asset quality has turned out to be a new headache. Can it conquer all the odds?
first published: Jan 30, 2025 01:29 pm
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