Voluntary Provident Fund

A Voluntary Provident Fund (VPF) is a smart way to boost your retirement savings. If you are a salaried employee, it allows you to voluntarily contribute more to your Employee Provident Fund (EPF) account, offering high interest returns. VPF contributions are eligible for tax deductions and automatic deductions from your salary make it a convenient option. Remember, VPF offers secure, government-backed returns, but you will only get the full benefits if you invest for the long term.

Know your rights-4 | What is a Voluntary Provident Fund? VPF benefits and when to begin contributions?

Just like the Employee Provident Fund, there is a long-term investment option known as Voluntary Provident Fund (VPF) wherein you can get better returns from an FD or a PPF! But what is it? Watch this video to find out. #KnowYourRights with @sahiljain.22 In this video, we will discuss how using VPF investment can help you save more money with better interest rates if you are a salaried employee!

EPFO announces 8.15% interest rate for 2022-23; here's how the rate gets fixed

The interest rate will be officially notified in the government gazette after the Finance Ministry's approval. After this, the EPFO will credit the interest into the subscribers' accounts.

Debt investment returns drying up? Check out these options with a 3-5-year horizon

Emerging mutual fund categories like target maturity funds, floating rate funds, as well as traditional investments now offer more options to investors

EPF interest rate cut: Impact on Voluntary Provident Fund and your investment returns

EPFO has lowered the rate to 8.1 percent. This is the lowest interest rate on EPF in 43 years. Despite this EPF remains an attractive investment option. Sumaira Abidi and Karunya Rao discuss the impact on you and your investments like Voluntary Provident Fund.

Should you hike your PF contribution amid falling returns?

Employees' voluntary PF (VPF) contribution can be taken right up to 100 per cent of basic pay. However, the employer is not required to match the additional contribution made by the employee.

Index funds best choice for long-term investment: Roongta

Harshvardhan Roongta of Roongta Securities answered investor queries on CNBC-TV18 about best investment options with regard to personal finance. Check out his comments.