Saroj Satapathy

The number of people who avail some quality cover under personal insurance is very low and revenue collection of government is no way going to get affected materially by extending some tax benefit as non-life penetration still stands at a low of 0.7% of GDP and personal insurance would be hardly measurable.

Here's all you wanted to know about general insurance products

Watch the interview of M Raghavendra Rao, Head - Retail Sales at Future Generali India and Saroj Satapathy, CEO of Ideal Insurance Brokers with Surabhi Upadhyay on CNBC-TV18, in which they shared their views on general insurance and its benefits.

Budget 2016: Service tax on insurance must be relooked at

Service tax on health insurance should be removed and tax exemption on health insurance should be hiked.

Home insurance: Your saviour in times of natural disaster

Natural disasters like floods in Chennai, make many home owners worry about their homes and belongings. Home insurance can come of their rescue.

Got your first job? These three policies you must buy

First job means a sense of achievement. However, one must also look at shouldering new achievements. Buying insurance can help you to with a strong base.

Should you rely on insurance provided by your employer?

Insurance offered by the employers do come with some disadvantages. That makes a policy for oneself a must.

Should you review your insurance portfolio as you turn 45?

This is an important stage of life. You should treat this stage as an opportunity to review where you stand as against where you intend to go, in terms of your financial goals.

Why one should buy a family floater health insurance

Though it saves on the premium, one should also take due care while buying one for his family.

Should you buy term insurance that offers to return premium

Many insurance buyers cannot digest the idea of loss of premium if there is no claim. However, it may not be the best way to look at insurance.

Should you buy bundled insurance products?

Bundled insurance products can offer you ease of purchase along with benefits of lower pricing. But never buy a bundled product just because it is easy to buy, instead buy only if you need one.

Here is why you should not ignore personal accident cover

Personal accident cover offers coverage in case of accidental disability and accidental death. It ensures a certain lifestyle for the individual covered, in case the earning ability is compromised due to an accident.

Critical illness cover or health insurance - What to buy?

While critical illness cover offers lump sum payment to insured, the health insurance policy pays for the hospitalization benefit to the extent of sum assured.

Buying life insurance cover? Do use these tips

Though there is a rule of thumb to buy at least 10 times life cover, it does not answer all issues pertaining to life insurance purchase. This article highlights other factors that you should keep in mind while buying a life insurance policy

Don`t ignore day care surgeries while buying mediclaim

Day care surgeries can result in a substantial outgo of the insured individual. It is better to ensure that they are covered under the health insurance policy you intend to buy.

How to secure business safety in foundry sector?

As compared to the other industries liability, insurance for any foundry is important as they are more susceptible given the challenging environment in which they operate.

How much life insurance cover you should buy?

It should take care of the loans outstanding and money value of financial goals in future

Retired persons must buy mediclaim, if they have not yet

There are some products offered by National, New India, Star Health and Bajaj, that can be considered as an option while purchasing one.