Restructured Assets

SBI’s distressed valuation is pricing in the most risks ranging from the government ownership to the weakening macroeconomic environment

Is ICICI Bank the next HDFC Bank? Which one should investors prefer?

ICICI has closed the gap with HDFC Bank on most financial parameters - funding profile, loan book mix , asset quality, provisioning buffer, capital position, and most importantly the margins

Will grow balance sheet by 10% in FY17: Bank of Baroda

While there can be a net stress addition between Rs 5,000 crore and Rs 10,000 crore in FY17, changes in regulation can lead to better recoveries, says PS Jayakumar, MD and CEO, Bank of Baroda.

More disclosure, less govt mgmt will tame NPAs: Parl Panel

Speaking to CNBC-TV18‘s Ritupurna Bhuyan, Veerappa Moily says that the NPL situation reflects efficiency of the governing body and that the Reserve Bank has not done enough to control the matter.

No jump in Nifty expected; 8000 a good support: Dalton Cap

UR Bhat of Dalton Capital does not Nifty to rise significantly in near future. However, he expects a fall if Greek situation worsens.

Banks in no rush to restructure loans

Once the guidelines kick in, banks will have to classify stressed assets as bad loans and hence, make higher provisions or a capital buffer which will directly eat into the profits and banks do not seem to be in a hurry to make use of this window of opportunity that is available to them.

See NIMs improving by 10-20 bps in Q4: UCO Bank

With the cost of fund coming down, Arun Kaul, CMD, UCO Bank is hopeful of seeing net interest margin (NIM) improvement by 10-20 basis points in the fourth quarter from the current 2.58 percent.

NPA woes: Vultures circle India Inc; shotgun marriages seen

Loans that have already gone bad, and restructured loans together already account for a few trillion rupees and continue to climb. Banks will try to recover whatever money they can, through shotgun marriages, and forced asset sales if need be.

Will now focus on profitability than growth: Bank of Maha

“Slippages in this quarter have been Rs 1,300 crore. However the most difficult part is over,” Sushil Muhnot CMD, Bank Of Maharashtra said in an interview with CNBC-TV18.

BoB to keep Rs 120cr for provisioning restructured assets

RK Bakshi, ED of Bank of Baroda said their total restructured assets at the moment is around Rs 16000 crore and according to the new rules, they have to set aside Rs 120 crore.

See smaller loan sizes coming for restructuring: BoI

N Seshadri, ED, Bank of India said that once the RBI comes out with the guidelines for standard restructured accounts and if they perform satisfactorily for a two year period, they can be taken out of the restructured loan book. Going ahead, he sees smaller size of loans coming in for restructuring.

Axis Bank Q2 net rises 22% YoY, aided by other income

India's third largest private sector lender Axis Bank on Monday reported 22% year-on-year rise in its second quarter (July-September) net profit to Rs 1,124 crore, boosted by growth in loans and other income.

No more accounts in pipeline for restructuring: Dena Bank

Chairperson and MD of Dena Bank Nupur Mitra tells CNBC-TV18 that they have no more accounts in the pipeline for restructuring.