Repo Rate

The decision, coming after a cumulative 100 basis point cut earlier this year, will support consumer sentiment, give predictability to developers and ensure housing demand sustains momentum into 2026, experts say

OPINION | There’s a window of opportunity now for a repo rate cut

Inflation’s low but urban consumption is tepid, investment cycle is yet to pick up and geopolitical uncertainty is a dampener. Fiscal support’s come through GST rate adjustments. Monetary policy needs to complement it

No cut, one cut, or two? Economists split on RBI MPC’s next move

With inflation at multi-year lows and global trade risks looming, economists are split on whether the RBI will resume rate cuts in October.

Govt favours retaining current inflation targeting framework from FY27 for another 5 years

This is because the weight of food in the CPI basket is likely to come down; therefore, the RBI may continue to target headline inflation, with a mandate of keeping the rate at 4 percent along with a tolerance band of 2 percentage points on either side. The current framework is valid until March 2026.

Extended pause in RBI’s policy rate has likely started

With unchanged rates in this meeting, an extended pause is now underway. By the time the data starts showing a slowdown in quarterly GDP growth prints, inflation will likely have normalised to above 4%. This would surely constrain further monetary easing, going ahead 

No rate cut? Why the RBI’s ‘hawkish pause’ could still be good news for markets

The MPC projected first-quarter growth for FY27 at 6.6 percent, slightly above the 6.5 percent estimate for the previous fiscal

RBI’s decision to hold rates will give housing demand a push in festival season, say experts

After three straight rate cuts, MPC decided to hold the repo rate steady at 5.5%. The upcoming festival season and range-bound inflation are expected to boost market momentum further, say experts

EMI versus tenure: How to optimise your home loan repayment strategy

When repaying a home loan, borrowers must choose between lowering EMIs for more liquidity or reducing tenure to save interest, considering their financial goals and cash flow situation.

India’s extreme poverty rate declined to 4.6% in 2024: SBI Research

The SBI Research note comes days after the World said extreme poverty in India dipped to 5.2 percent in 2022-23 from 27.1 percent nearly a decade ago

Do we have enough positives to brace global uncertainty? | Beyond Averages

After the stellar growth numbers on May 30, followed by an emphatic GST collection data, RBI last week delivered another positive surprise with a 50-bps rate cut. With a record dividend providing government room to spend on capex, and tax cuts helping urban demand, will RBI cuts provide further boost to the economy. More important, can India keep its tryst with destiny to become a developed country by 2047 or does it risk falling into a middle-income trap? Watch Ishaan Gera in conversation with Rajnish Gupta, Partner, Tax and Economic Policy Group, EY India and Paras Jasrai, associate director, India Ratings and Research.

RBI policy: Rate cut will reduce borrowing costs, spark housing demand, boost real estate, say experts

The Monetary Policy Committee reduced the repo rate by 50 basis points from 6 percent to 5.50 percent, the third straight rate cut this year

Banking, auto, realty stocks jump as RBI slashes repo rate by 50 bps, CRR by 100 bps; Bank Nifty hits record high

The 50 basis points rate cut, taking the policy rate to 5.5 percent, was not expected lines. Further, the CRR cut of 100 basis points came as a surprise too.

RBI MPC Meet LIVE: Monetary Policy Statement by Shri Sanjay Malhotra, RBI Governor

RBI Repo Rate News Live: The outcome of the monetary policy committee's meeting is scheduled to be announced at 10 am today (June 6). The press briefing of governor Sanjay Malhotra can be watched online on the central bank's YouTube channel and on Moneycontrol.com.

RBI Monetary Policy Meeting April 2025 Date and Time: Key Expectations and live streaming details

RBI Monetary Policy Meeting April 2025 Date and Time: We at Moneycontrol will be running a live blog as well as livestream the event.

Despite liquidity concerns addressed by RBI, economists bet on another rate cut in April policy to aid growth

Economists also foresaw the huge further liquidity support by the RBI due to tight liquidity conditions. Usually, liquidity in the banking system gets tight in March and falls to higher deficit due to advance tax and GST outflows.

Explained: Why your cost of loan has not reduced despite a repo cut

The actual impact depends on several factors, including the type of loan you have and the interest rates are determined

After RBI's rate cut, when will banks cut deposit rates? Here's what SBI Chairman CS Setty says

Nearly 28 percent of SBI's loan book is linked to the repo rate.

RBI Cuts Repo Rate! Loan EMIs Slashed – How Much Will You Save? | Explained

Good news for borrowers! The RBI has cut the repo rate by 25 bps to 6.25%, making home, auto, and personal loans cheaper. Find out how much you’ll save on your EMI and who benefits the most. More rate cuts ahead? Watch now!

Moneycontrol Pro Panorama | No frills, just efficiency from RBI

In this edition of Moneycontrol Pro Panorama: Interest rates and the two sides of liquidity, can bank stocks manage to exit the flux, IPO mistaken for easy capital, have the central bank's lost their independence, and more

RBI rate cut will boost power demand, increase investments in energy projects

The repo rate cut is expected to boost India’s power demand, besides making it easier for power companies to finance new renewable energy projects. It could also mean improved financial health of distribution companies (discoms).

RBI cuts repo rate by 25 bps to 6.25%, Deposit rate transmission to take two quarters

The Standing Deposit Facility (SDF) rate remains unchanged at 6.5 percent, as do the Marginal Standing Facility (MSF) and bank rates, indicating a cautious yet accommodative monetary policy stance, says RBI Guv

Economists hopeful of an easing cycle after RBI’s first rate cut in five years

Crisil's Chief Economist has projected that the CPI inflation may decline to 4.4 percent in FY26, supported by a healthy kharif and rabi crop. He anticipates another 75–100 basis points in rate cuts by RBI next fiscal.

Long-struggling affordable housing segment sees ray of hope after RBI cuts key policy rate

With rising construction costs, high home loan interest rates, thin margins and more lucrative opportunities in mid, premium, and luxury housing, large developers have continued to vacate the affordable housing space, and reduced supply has pushed up prices for affordable housing units.

RBI's first rate cut in five years may boost demand for smartphones, electronic goods

Lower interest rates on personal loans and credit cards will likely encourage spending on high-value items like smartphones, laptops, and televisions.

Repo rate cut to boost property investment, fuel housing demand as home loan EMIs to go down, say real estate experts

RBI MPC on February 7 decided to reduce the repo rate by 25 bps from 6.5 percent to 6.25 percent, its first such move in five years.