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The Reserve Bank of India (RBI) was established on April 1 1935 and is the country’s central bank that is responsible for creating financial stability and regulating the country’s currency and credit systems. RBI was established under the Reserve Bank of India Act. It is responsible for regulating the Indian banking system and also managing the country’s main payment systems. Under a specialized division of the RBI- Bharatiya Reserve Bank Note Mudran- it also mints Indian banknotes and coins. Under the Foreign Exchange Management Act 1999, the RBI also manages all the foreign exchange. It facilitates external trade and payments to promote the development of the foreign exchange market in India. Until the Monetary Policy Committee was established in 2016, it also had full control over monetary policy in the country. A 23 member central board of directors are heading the RBI. This includes the governor, four deputy governors, two finance ministry representatives (usually the Economic Affairs Secretary and the Financial Services Secretary), ten government nominated directors and four directors who represent local boards of Mumbai, Kolkata, Chennai and Delhi. Each of these local boards consists of five members who represent regional interests and the interests of co-operative and indigenous banks. More
This possibly removes certain key impediments for European firms to access Indian financial markets.
While some of the payment companies have restarted the rent payment with work-arounds and caution, IPO-bound PhonePe wants to stay away from any regulatory grey-area
Mumbai, Jan 23 The Reserve Bank on Friday said it will inject over Rs 2 lakh crore of liquidity into the system through a slew of avenues. "On a review..
The stage is set for PhonePe’s listing in the Indian stock markets as the company continues to reign in UPI payments segment with around 45 percent market share
The benchmark 10-year yield on Monday surged back to nearly the same level seen before the RBI began cutting rates early last year
ICICI Bank described the provisioning as a one-time regulatory adjustment, stating that it does not expect further provisions on this portfolio beyond Q3 FY26
The meeting comes days after Gor took charge as the new US ambassador to India on January 12
The price has been calculated based on the simple average of the closing price of gold of 999 purity for the previous three business days, as published by the India Bullion and Jewellers Association (IBJA).
Malhotra said the currency should not be viewed as the sole indicator of economic strength.
T. Rabi Sankar stressed that technology alone cannot address the problem of fraud, especially as digital transactions continue to scale rapidly.
The company serves over 30,000 Indian MSMEs, freelancers and startups in more than 50 cities, allowing them to collect payments in over 32 foreign currencies.
Guidelines don’t seem to factor the finer differences between gold and silver and that could be the biggest challenge for silver loans
The RBI is weighing whether to loosen the eligibility criteria for the loan moratorium or allow for fresh lending at subsidised interest rates
The single judge, in its November 27, 2025 judgement, had passed several directions to strengthen the system to deal with customer complaints by the RBI Ombudsman.
A central search tool helps you spot unclaimed deposits across banks, but you still claim the money from the bank.
India’s budget increasingly relies on RBI dividend transfers, but with global conditions shifting, fiscal planners must prepare for uncertain future payouts and invest wisely
RBI will function as the banker, debt manager and financial agent of the government, enabling market borrowing through State Development Loans, automatic investment of surplus cash, professional cash management and access to low-cost liquidity facilities
The bonds have a fixed term of eight years, but investors can exit after five years on interest payment dates if they wish. SGBs can also be traded on stock exchanges, transferred to others, or used as collateral for loans.
The year gone by was more like a honeymoon period for Sanjay Malhotra with inflation tamed and IndusInd Bank’s fraud not turning out to be a crisis for the banking sector. The joker in the pack was Rupee, which started behaving unpredictable towards the end of 2025. Coupled with uneasy growth trends, 2026 could prove to be a test year for the governor
Appointed RBI Governor in December 2024, Sanjay Malhotra guided monetary policy in 2025. In his tenure, the central bank delivered about 125 bps of rate cuts amid easing inflation and stable growth.
Benign monetary policy may be at its end and fixed income investors must take note
With the final redemption price now at Rs 13,563, investors are looking at a capital appreciation of nearly 4.7 times over eight years.
Major research and brokerage houses expect the rupee to exit its current depreciating phase in 2026, but much will depend on the progress of the trade deal between India and its largest trading partner, the US.
As the sector looks ahead to 2026, industry leaders expect a phase of consolidation and steady growth. Residential demand is likely to remain resilient.
Most digital banking services — including UPI, mobile banking and internet banking — will continue to work as usual.
